Bin Dawood Holding (SAU:4161) Graham Number: ﷼1.79 (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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SAU:4161 Bin Dawood Holding SAU:4161
78 GF Score
Price ﷼4.65
GF Value ﷼7.51
Valuation Significantly Undervalued
! 5 Warning Signs
View Full Analysis

What is Bin Dawood Holding Graham Number?

Bin Dawood Holding SAU:4161 -0.21% 78 Graham Number is ﷼1.79 as of Jun. 2026. GuruFocus rates SAU:4161 with a GF Score™ of 78/100 and a GF Value™ of ﷼7.51 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 230 Retail - Defensive companies, Bin Dawood Holding ranks worse than 86.09% on this metric.

Graham Number is a figure that measures a stock's fundamental value by taking into account the company's earnings per share and book value per share. The Graham number is the upper bound of the price range that a defensive investor should pay for the stock. According to the theory, any stock price below the Graham number is considered undervalued, and thus worth investing in.

As of today (2026-09-05), the stock price of Bin Dawood Holding is ﷼4.65. Bin Dawood Holding's graham number for the quarter that ended in Jun. 2026 was ﷼1.79. Therefore, Bin Dawood Holding's Price to Graham Number ratio for today is 2.60.

The historical rank and industry rank for Bin Dawood Holding's Graham Number or its related term are showing as below:

SAU:4161' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 2.28   Med: 3.63   Max: 7.16
Current: 2.6

During the past 7 years, the highest Price to Graham Number ratio of Bin Dawood Holding was 7.16. The lowest was 2.28. And the median was 3.63.

SAU:4161's Price-to-Graham-Number is ranked worse than
86.09% of 230 companies
in the Retail - Defensive industry
Industry Median: 1.285 vs SAU:4161: 2.60

Graham Number is a combination of asset valuation and earnings power valuation. It is a very conservative way of valuing a stock.


Bin Dawood Holding  (SAU:4161) Graham Number Explanation

Ben Graham actually did not publish a formula like this. But he wrote in The Intelligent Investor (1948 version) regarding to the criteria for purchases:

Current price should not be more than 15 times average earnings of the past three years.

Current price should not be more than 1.5 times the book value last reported. However, a multiplier of earnings below 15 could justify a correspondingly higher multiplier of assets. As a rule of thumb we suggest that the product of the multiplier times the ratio of price to book value should not exceed 22.5. (This figure corresponds to 15 times earnings and 1.5 times book value. It would admit an issue selling at only 9 times earnings and 2.5 times asset value, etc.)

Unlike valuation methods such as DCF or Discounted Earnings, the Graham number does not take growth into the valuation. Unlike the valuation methods based on book value alone, it takes into account the earnings power. Therefore, the Graham Number is a combination of asset valuation and earnings power valuation.

In general, the Graham number is a very conservative way of valuing a stock. It cannot be applied to companies with negative book values.

Bin Dawood Holding's Price to Graham number Ratio for today is calculated as

Price to Graham number=Share Price (Today)/Graham number (Q: Jun. 2026 )
=4.65/1.79
=2.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Please keep these in mind:

1. Graham Number does not take growth into account. Therefore it underestimates the values of the companies that have good earnings growth. We feel that if the earnings per share grows more than 10% a year, Graham Number underestimates the value.
2. Graham Number punishes the companies that have temporarily low earnings. Therefore, an average of earnings makes more sense in the calculation of Graham Number.
3. Graham Numbers underestimates companies that are light with book.


Bin Dawood Holding Graham Number Related Terms


Bin Dawood Holding Graham Number Historical Data

* Premium members only.

The historical data trend for Bin Dawood Holding's Graham Number can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bin Dawood Holding Graham Number Chart

Bin Dawood Holding Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Graham Number
Get a 7-Day Free Trial 2.09 1.12 2.30 2.11 1.87

Bin Dawood Holding Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Graham Number Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.80 1.89 1.91 2.05 1.79

SAU:4161 vs KR, SFM: Graham Number Comparison

For the Grocery Stores subindustry, Bin Dawood Holding's Price-to-Graham-Number, along with its competitors' market caps and Price-to-Graham-Number data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bin Dawood Holding Price-to-Graham-Number vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, Bin Dawood Holding's Price-to-Graham-Number distribution charts can be found below:

* The bar in red indicates where Bin Dawood Holding's Price-to-Graham-Number falls into.


SAU:4161
78GF Score
Bin Dawood Holding SAU:4161
Graham Number is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bin Dawood Holding Graham Number Calculation

Graham Number is a concept based on Ben Graham's conservative valuation of companies.

Bin Dawood Holding's Graham Number for the fiscal year that ended in Dec. 2025 is calculated as

Graham Number
=sqrt of (22.5* Tangible Book per Share *EPS without NRI)
=sqrt of (22.5*0.647*0.24)
=1.87

Bin Dawood Holding's Graham Number for the quarter that ended in Jun. 2026 is calculated as

Graham Number
=sqrt of (22.5*Tangible Book per Share*EPS without NRI (TTM))
=sqrt of (22.5*0.594*0.24)
=1.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Graham Number →
What does a Graham Number of ﷼1.79 mean?
Bin Dawood Holding (SAU:4161) has a Graham Number of ﷼1.79 as of Jun. 2026. The Graham Number values a company based on its per-share earnings and book value. View historical data on Bin Dawood Holding and its competitors. According to the industry distribution chart, Bin Dawood Holding ranks #198 out of 230 companies in the Retail - Defensive industry, placing it in the top 86.1%.
Is Bin Dawood Holding's Graham Number too high?
Bin Dawood Holding's current Graham Number is ﷼1.79. Based on the distribution chart, Bin Dawood Holding ranks #198 out of 230 companies in the Retail - Defensive industry, which is in the bottom quartile relative to peers. Overall, Bin Dawood Holding has a GF Score™ of 78/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bin Dawood Holding's Graham Number compare to KR and SFM?
According to the Retail - Defensive industry distribution chart, Bin Dawood Holding ranks #198 out of 230 companies for Graham Number. This places Bin Dawood Holding in the lower half of its industry. The industry median Graham Number is 1.29. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Graham Number for a Retail - Defensive company?
The median Graham Number among Retail - Defensive companies is 1.29, based on 230 companies in the industry. Companies in the top quartile (top 25%) have a Graham Number significantly above this median, while those in the bottom quartile fall well below. However, Graham Number should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Graham Number mean?
A high Graham Number can signal that a stock is expensive relative to its fundamentals. The Graham Number values a company based on its per-share earnings and book value. View historical data on Bin Dawood Holding and its competitors. For the Retail - Defensive industry, the median Graham Number is 1.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bin Dawood Holding's current Graham Number is ﷼1.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bin Dawood Holding stock overvalued right now?
Based on GuruFocus' analysis, Bin Dawood Holding (SAU:4161) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼7.51, compared to a current price of ﷼4.65 — trading 38.1% below its estimated fair value. The current Graham Number is ﷼1.79. Bin Dawood Holding's overall GF Score™ is 78/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Graham Number calculated?
Graham Number is calculated from a company's financial statements. For Bin Dawood Holding (SAU:4161), the current Graham Number is ﷼1.79 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bin Dawood Holding (SAU:4161) Overvalued in 2026?

Based on GuruFocus' analysis, Bin Dawood Holding stock appears to be undervalued. The current stock price of ﷼4.65 is trading 38.1% below its estimated GF Value™ of ﷼7.51. GuruFocus considers Bin Dawood Holding to be Significantly Undervalued.

Key valuation signals for SAU:4161:

  • Graham Number: ﷼1.79
  • GF Value™: ﷼7.51 vs. price of ﷼4.65 (38.1% below fair value)
  • GF Score™: 78/100 with 5 warning signs

No single metric tells the full story. See the SAU:4161 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bin Dawood Holding Business Description

Address Al-Madinah Al-Munawarah Road, P.O. Box 51190, Al Naeem, Jeddah, SAU, 21543
Bin Dawood Holding is the grocery retail operator of hypermarkets and supermarkets in Saudi Arabia. The company's Stores comprise trading of FMCG, fresh Food Products, and Non-Food Products, including household consumable items, as well as the ownership and management of in-store bakeries. The company also engaged in the retail trading of foodstuff and household items, operating bakeries and restaurants, pharmacies, providing information technology and communication services, providing delivery, storage, and transportation services, acquiring and managing investments, and providing market influencing and digital marketing services. The company operates its business under the brands of BinDawood, Danube, BinDawood Dash, Danube Dash, IACo, and Ykone.
78GF Score

Get the complete analysis for SAU:4161

Graham Number is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼4.65
Price
﷼7.51
GF Value