Bin Dawood HoldingSAU:4161 +1.62%81 Interest Coverage is 3.15 as of Mar. 2026, which is 21% below its 10-year median of 3.97. GuruFocus rates SAU:4161 with a GF Score™ of 81/100 and a GF Value™ of ﷼7.57 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 253 Retail - Defensive companies, Bin Dawood Holding ranks worse than 77.47% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Bin Dawood Holding's
Operating Income
for the
three
months ended in Mar. 2026 was ﷼110 Mil. Bin Dawood Holding's Interest Expense for the
three
months ended in Mar. 2026 was ﷼-35 Mil.
Bin Dawood Holding's interest coverage for the quarter that ended in Mar. 2026 was 3.15.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Bin Dawood Holding interest coverage is 3.15, which is low.
The historical rank and industry rank for Bin Dawood Holding's Interest Coverage or its related term are showing as below:
SAU:4161'
s Interest Coverage Range Over the Past 10 Years
Min: 1.78 Med: 3.97 Max: 5.41
Current: 3.15
SAU:4161's Interest Coverage is ranked worse than 77.47% of 253
companies
in the Retail - Defensive industry
Industry Median: 8.79
vs SAU:4161: 3.15
Bin Dawood Holding (SAU:4161) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Bin Dawood Holding Interest Coverage Related Terms
Bin Dawood Holding Interest Coverage Historical Data
* Premium members only.
The historical data trend for Bin Dawood Holding's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Grocery Stores subindustry, Bin Dawood Holding's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bin Dawood Holding Interest Coverage vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, Bin Dawood Holding's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Bin Dawood Holding's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bin Dawood Holding (SAU:4161) has a Interest Coverage of 3.15 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Bin Dawood Holding and its competitors. This is 21% below median its historical median of 3.97. Over the past decade, Bin Dawood Holding's Interest Coverage has ranged from 1.78 to 5.41. According to the industry distribution chart, Bin Dawood Holding ranks #196 out of 253 companies in the Retail - Defensive industry, placing it in the top 77.5%.
Is Bin Dawood Holding's Interest Coverage too high?
Bin Dawood Holding's current Interest Coverage of 3.15 is 21% below median its 10-year median of 3.97. Over the past 10 years, this metric has ranged from a low of 1.78 to a high of 5.41. The Retail - Defensive industry median Interest Coverage is 8.79. Bin Dawood Holding's value of 3.15 is 64.2% below this industry median. Based on the distribution chart, Bin Dawood Holding ranks #196 out of 253 companies in the Retail - Defensive industry, which is in the bottom quartile relative to peers. Overall, Bin Dawood Holding has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bin Dawood Holding's Interest Coverage compare to KR and SFM?
According to the Retail - Defensive industry distribution chart, Bin Dawood Holding ranks #196 out of 253 companies for Interest Coverage. This places Bin Dawood Holding in the lower half of its industry. The industry median Interest Coverage is 8.79. Bin Dawood Holding's value of 3.15 is 64.2% below this benchmark. Historically, Bin Dawood Holding's own Interest Coverage has ranged from 1.78 to 5.41 over the past decade. While the company's 10-year median is 3.97 vs. the industry median of 8.79, Bin Dawood Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Defensive company?
The median Interest Coverage among Retail - Defensive companies is 8.79, based on 253 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bin Dawood Holding's current Interest Coverage of 3.15 is 64.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Bin Dawood Holding and its competitors. For the Retail - Defensive industry, the median Interest Coverage is 8.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bin Dawood Holding's current Interest Coverage is 3.15, which is 21% below median its own 10-year median of 3.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bin Dawood Holding stock overvalued right now?
Based on GuruFocus' analysis, Bin Dawood Holding (SAU:4161) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼7.57, compared to a current price of ﷼5.01 — trading 33.8% below its estimated fair value. The current Interest Coverage is 3.15, which is 21% below median its 10-year median of 3.97 and 64.2% below the Retail - Defensive industry median of 8.79. Bin Dawood Holding's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Bin Dawood Holding (SAU:4161), the current Interest Coverage is 3.15 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bin Dawood Holding (SAU:4161) Overvalued in 2026?
Based on GuruFocus' analysis, Bin Dawood Holding stock appears to be undervalued.
The current stock price of ﷼5.01 is trading 33.8% below its estimated GF Value™ of ﷼7.57.
GuruFocus considers Bin Dawood Holding to be Significantly Undervalued.
Key valuation signals for SAU:4161:
Interest Coverage: 3.15 (21% below median its 10-year median of 3.97)
GF Value™: ﷼7.57 vs. price of ﷼5.01 (33.8% below fair value)
Industry Position: 64.2% below the Retail - Defensive median (#196 of 253)
No single metric tells the full story. See the SAU:4161 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bin Dawood Holding is the grocery retail operator of hypermarkets and supermarkets in Saudi Arabia. The company's Stores comprise trading of FMCG, fresh Food Products, and Non-Food Products, including household consumable items, as well as the ownership and management of in-store bakeries. The company also engaged in the retail trading of foodstuff and household items, operating bakeries and restaurants, pharmacies, providing information technology and communication services, providing delivery, storage, and transportation services, acquiring and managing investments, and providing market influencing and digital marketing services. The company operates its business under the brands of BinDawood, Danube, BinDawood Dash, Danube Dash, IACo, and Ykone.
81GF Score
Get the complete analysis for SAU:4161
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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