Wise Finance (WAR:IBS) Days Payable: 409.59 (As of Mar. 2026) — 79% Below Median

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WAR:IBS Wise Finance SA WAR:IBS
51 GF Score
Price zł52.40
GF Value zł46.94
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Wise Finance Days Payable?

Wise Finance WAR:IBS -1.87% 51 Days Payable is 409.59 as of Mar. 2026, which is 79% below its 10-year median of 1,961.88. GuruFocus rates WAR:IBS with a GF Score™ of 51/100 and a GF Value™ of zł46.94 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,567 Real Estate companies, Wise Finance ranks better than 95.15% on this metric.

Wise Finance's average Accounts Payable for the three months ended in Mar. 2026 was zł2.38 Mil. Wise Finance's Cost of Goods Sold for the three months ended in Mar. 2026 was zł0.53 Mil. Hence, Wise Finance's Days Payable for the three months ended in Mar. 2026 was 409.59.

The historical rank and industry rank for Wise Finance's Days Payable or its related term are showing as below:

WAR:IBS' s Days Payable Range Over the Past 10 Years
Min: 134.93   Med: 1961.88   Max: 16257.87
Current: 1448.47

During the past 13 years, Wise Finance's highest Days Payable was 16257.87. The lowest was 134.93. And the median was 1961.88.

WAR:IBS's Days Payable is ranked better than
95.15% of 1567 companies
in the Real Estate industry
Industry Median: 94.38 vs WAR:IBS: 1448.47

Wise Finance's Days Payable declined from Mar. 2025 (9,734.42) to Mar. 2026 (409.59). It may suggest that Wise Finance accelerated paying its suppliers.


Wise Finance Days Payable Historical Data

* Premium members only.

The historical data trend for Wise Finance's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wise Finance Days Payable Chart

Wise Finance Annual Data
Trend Dec15 Dec16 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 299.72 134.93 417.93 16,257.87 8,346.82

Wise Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9,734.42 7,145.68 5,788.67 9,341.22 409.59

WAR:IBS vs CBRE, BEKE, JLL: Days Payable Comparison

For the Real Estate Services subindustry, Wise Finance's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wise Finance Days Payable vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Wise Finance's Days Payable distribution charts can be found below:

* The bar in red indicates where Wise Finance's Days Payable falls into.


WAR:IBS
51GF Score
Wise Finance SA WAR:IBS
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Wise Finance Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Wise Finance's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (3.366 + 2.351) / 2 ) / 0.125*365
=2.8585 / 0.125*365
=8,346.82

Wise Finance's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (2.351 + 2.407) / 2 ) / 0.53*365 / 4
=2.379 / 0.53*365 / 4
=409.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 409.59 mean?
Wise Finance (WAR:IBS) has a Days Payable of 409.59 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Wise Finance and its competitors. This is 79% below median its historical median of 1,961.88. Over the past decade, Wise Finance's Days Payable has ranged from 134.93 to 16,257.87. According to the industry distribution chart, Wise Finance ranks #76 out of 1567 companies in the Real Estate industry, placing it in the top 4.9%.
Is Wise Finance's Days Payable too high?
Wise Finance's current Days Payable of 409.59 is 79% below median its 10-year median of 1,961.88. Over the past 10 years, this metric has ranged from a low of 134.93 to a high of 16,257.87. The Real Estate industry median Days Payable is 94.38. Wise Finance's value of 409.59 is 334% above this industry median. Based on the distribution chart, Wise Finance ranks #76 out of 1567 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Wise Finance has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wise Finance's Days Payable compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Wise Finance ranks #76 out of 1567 companies for Days Payable. This places Wise Finance in the top 5% of its industry — outperforming the majority of peers. The industry median Days Payable is 94.38. Wise Finance's value of 409.59 is 334% above this benchmark. Historically, Wise Finance's own Days Payable has ranged from 134.93 to 16,257.87 over the past decade. While the company's 10-year median is 1,961.88 vs. the industry median of 94.38, Wise Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Real Estate company?
The median Days Payable among Real Estate companies is 94.38, based on 1,567 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wise Finance's current Days Payable of 409.59 is 334% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Wise Finance and its competitors. For the Real Estate industry, the median Days Payable is 94.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wise Finance's current Days Payable is 409.59, which is 79% below median its own 10-year median of 1,961.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wise Finance stock overvalued right now?
Based on GuruFocus' analysis, Wise Finance (WAR:IBS) is currently considered Modestly Overvalued. The stock's GF Value™ is zł46.94, compared to a current price of zł52.40 — trading 11.6% above its estimated fair value. The current Days Payable is 409.59, which is 79% below median its 10-year median of 1,961.88 and 334% above the Real Estate industry median of 94.38. Wise Finance's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Wise Finance (WAR:IBS), the current Days Payable is 409.59 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wise Finance (WAR:IBS) Overvalued in 2026?

Based on GuruFocus' analysis, Wise Finance stock appears to be overvalued. The current stock price of zł52.40 is trading 11.6% above its estimated GF Value™ of zł46.94. GuruFocus considers Wise Finance to be Modestly Overvalued.

Key valuation signals for WAR:IBS:

  • Days Payable: 409.59 (79% below median its 10-year median of 1,961.88)
  • GF Value™: zł46.94 vs. price of zł52.40 (11.6% above fair value)
  • GF Score™: 51/100 with 5 warning signs
  • Industry Position: 334% above the Real Estate median (#76 of 1567)

No single metric tells the full story. See the WAR:IBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wise Finance Business Description

Address Ulica Adama Naruszewicza 27, Warsaw, POL, 310 02-627
Wise Finance SA formerly Noble Financials SA is engaged in investing, trading, implementing and managing real estate projects and development projects. The company's activity focuses on the implementation of high-quality housing projects and on office investments.
51GF Score

Get the complete analysis for WAR:IBS

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł52.40
Price
zł46.94
GF Value