Wise Finance (WAR:IBS) E10: zł6.03 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:IBS Wise Finance SA WAR:IBS
50 GF Score
Price zł52.40
GF Value zł46.94
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is Wise Finance E10?

Wise Finance WAR:IBS -1.87% 50 E10 is zł6.03 as of Mar. 2026. GuruFocus rates WAR:IBS with a GF Score™ of 50/100 and a GF Value™ of zł46.94 (Modestly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Wise Finance's adjusted earnings per share data for the three months ended in Mar. 2026 was zł8.260. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is zł6.03 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Wise Finance's average E10 Growth Rate was -72.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Wise Finance was -12.30% per year. The lowest was -31.80% per year. And the median was -28.00% per year.

As of today (2026-07-23), Wise Finance's current stock price is zł52.40. Wise Finance's E10 for the quarter that ended in Mar. 2026 was zł6.03. Wise Finance's Shiller PE Ratio of today is 8.69.

During the past 13 years, the highest Shiller PE Ratio of Wise Finance was 12.37. The lowest was 2.12. And the median was 2.99.


Wise Finance  (WAR:IBS) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Wise Finance's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=52.40/6.03
=8.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Wise Finance was 12.37. The lowest was 2.12. And the median was 2.99.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Wise Finance E10 Related Terms


Wise Finance E10 Historical Data

* Premium members only.

The historical data trend for Wise Finance's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wise Finance E10 Chart

Wise Finance Annual Data
Trend Dec15 Dec16 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only -108.57 -126.34 -127.50 -153.61 28.59

Wise Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.51 24.84 27.92 28.59 6.03

WAR:IBS vs CBRE, BEKE, JLL: E10 Comparison

For the Real Estate Services subindustry, Wise Finance's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wise Finance Shiller PE Ratio vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Wise Finance's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Wise Finance's Shiller PE Ratio falls into.


WAR:IBS
50GF Score
Wise Finance SA WAR:IBS
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Wise Finance E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Wise Finance's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=8.26/163.0700*163.0700
=8.260

Current CPI (Mar. 2026) = 163.0700.

Wise Finance Quarterly Data

per share eps CPI Adj_EPS
201603 0.120 98.983 0.198
201606 -2.565 99.552 -4.202
201609 2.780 99.064 4.576
201612 -68.020 100.366 -110.515
201703 3.460 101.018 5.585
201706 5.892 101.180 9.496
201709 1.809 101.343 2.911
201803 0.360 102.564 0.572
201806 -3.731 103.378 -5.885
201809 0.352 103.378 0.555
201812 -1.840 103.785 -2.891
201903 -0.790 104.274 -1.235
201906 -8.804 105.983 -13.546
201909 -2.253 105.983 -3.467
201912 22.710 107.123 34.571
202003 -5.150 109.076 -7.699
202006 1.655 109.402 2.467
202009 1.251 109.320 1.866
202012 -62.060 109.565 -92.367
202103 2.410 112.658 3.488
202106 15.893 113.960 22.742
202109 50.742 115.588 71.586
202112 22.990 119.088 31.481
202203 12.040 125.031 15.703
202206 15.495 131.705 19.185
202209 22.217 135.531 26.731
202212 10.170 139.113 11.921
202303 7.970 145.950 8.905
202306 17.837 147.009 19.786
202309 4.357 146.113 4.863
202312 3.470 147.741 3.830
202403 5.540 149.044 6.061
202406 -0.936 150.997 -1.011
202409 3.418 153.439 3.633
202412 -2.590 154.660 -2.731
202503 2.920 157.021 3.032
202506 -9.057 157.509 -9.377
202509 4.372 158.000 4.512
202512 -12.930 158.320 -13.318
202603 8.260 163.070 8.260

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of zł6.03 mean?
Wise Finance (WAR:IBS) has a E10 of zł6.03 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Wise Finance and its competitors.
Is Wise Finance's E10 too high?
Wise Finance's current E10 is zł6.03. Overall, Wise Finance has a GF Score™ of 50/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wise Finance's E10 compare to CBRE and BEKE?
Wise Finance's E10 of zł6.03 can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Real Estate company?
A good E10 depends on the Real Estate industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Wise Finance and its competitors. Wise Finance's current E10 is zł6.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wise Finance stock overvalued right now?
Based on GuruFocus' analysis, Wise Finance (WAR:IBS) is currently considered Modestly Overvalued. The stock's GF Value™ is zł46.94, compared to a current price of zł52.40 — trading 11.6% above its estimated fair value. The current E10 is zł6.03. Wise Finance's overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Wise Finance (WAR:IBS), the current E10 is zł6.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wise Finance (WAR:IBS) Overvalued in 2026?

Based on GuruFocus' analysis, Wise Finance stock appears to be overvalued. The current stock price of zł52.40 is trading 11.6% above its estimated GF Value™ of zł46.94. GuruFocus considers Wise Finance to be Modestly Overvalued.

Key valuation signals for WAR:IBS:

  • E10: zł6.03
  • GF Value™: zł46.94 vs. price of zł52.40 (11.6% above fair value)
  • GF Score™: 50/100 with 5 warning signs

No single metric tells the full story. See the WAR:IBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wise Finance Business Description

Address Ulica Adama Naruszewicza 27, Warsaw, POL, 310 02-627
Wise Finance SA formerly Noble Financials SA is engaged in investing, trading, implementing and managing real estate projects and development projects. The company's activity focuses on the implementation of high-quality housing projects and on office investments.
50GF Score

Get the complete analysis for WAR:IBS

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł52.40
Price
zł46.94
GF Value