Wise Finance (WAR:IBS) FCF Margin %: 4.25% (As of Mar. 2026) — 54% Below Median

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WAR:IBS Wise Finance SA WAR:IBS
50 GF Score
Price zł52.40
GF Value zł46.94
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Wise Finance FCF Margin %?

Wise Finance WAR:IBS -1.87% 50 FCF Margin % is 4.25% as of Mar. 2026, which is 54% below its 10-year median of 9.22. GuruFocus rates WAR:IBS with a GF Score™ of 50/100 and a GF Value™ of zł46.94 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,751 Real Estate companies, Wise Finance ranks worse than 72.59% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Wise Finance's Free Cash Flow for the three months ended in Mar. 2026 was zł0.12 Mil. Wise Finance's Revenue for the three months ended in Mar. 2026 was zł2.87 Mil. Therefore, Wise Finance's FCF Margin % for the quarter that ended in Mar. 2026 was 4.25%.

As of today, Wise Finance's current FCF Yield % is -7.00%.

The historical rank and industry rank for Wise Finance's FCF Margin % or its related term are showing as below:

WAR:IBS' s FCF Margin % Range Over the Past 10 Years
Min: -912.1   Med: 9.22   Max: 154.06
Current: -12.65


During the past 13 years, the highest FCF Margin % of Wise Finance was 154.06%. The lowest was -912.10%. And the median was 9.22%.

WAR:IBS's FCF Margin % is ranked worse than
72.59% of 1751 companies
in the Real Estate industry
Industry Median: 6.53 vs WAR:IBS: -12.65


Wise Finance FCF Margin % Related Terms


Wise Finance FCF Margin % Historical Data

* Premium members only.

The historical data trend for Wise Finance's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wise Finance FCF Margin % Chart

Wise Finance Annual Data
Trend Dec15 Dec16 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -912.10 -205.61 15.86 81.40 2.57

Wise Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.95 -68.65 18.84 -5.18 4.25

WAR:IBS vs CBRE, BEKE, JLL: FCF Margin % Comparison

For the Real Estate Services subindustry, Wise Finance's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wise Finance FCF Margin % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Wise Finance's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Wise Finance's FCF Margin % falls into.


WAR:IBS
50GF Score
Wise Finance SA WAR:IBS
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Wise Finance FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Wise Finance's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=0.473/18.433
=2.57 %

Wise Finance's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0.122/2.873
=4.25 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 4.25% mean?
Wise Finance (WAR:IBS) has a FCF Margin % of 4.25% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Wise Finance and its competitors. This is 54% below median its historical median of 9.22. According to the industry distribution chart, Wise Finance ranks #1271 out of 1751 companies in the Real Estate industry, placing it in the top 72.6%.
Is Wise Finance's FCF Margin % too high?
Wise Finance's current FCF Margin % of 4.25% is 54% below median its 10-year median of 9.22. The Real Estate industry median FCF Margin % is 6.53. Wise Finance's value of 4.25% is 34.9% below this industry median. Based on the distribution chart, Wise Finance ranks #1271 out of 1751 companies in the Real Estate industry, which is below the industry midpoint. Overall, Wise Finance has a GF Score™ of 50/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wise Finance's FCF Margin % compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Wise Finance ranks #1271 out of 1751 companies for FCF Margin %. This places Wise Finance in the lower half of its industry. The industry median FCF Margin % is 6.53. Wise Finance's value of 4.25% is 34.9% below this benchmark. While the company's 10-year median is 9.22 vs. the industry median of 6.53, Wise Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Real Estate company?
The median FCF Margin % among Real Estate companies is 6.53, based on 1,751 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wise Finance's current FCF Margin % of 4.25% is 34.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Wise Finance and its competitors. For the Real Estate industry, the median FCF Margin % is 6.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wise Finance's current FCF Margin % is 4.25%, which is 54% below median its own 10-year median of 9.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wise Finance stock overvalued right now?
Based on GuruFocus' analysis, Wise Finance (WAR:IBS) is currently considered Modestly Overvalued. The stock's GF Value™ is zł46.94, compared to a current price of zł52.40 — trading 11.6% above its estimated fair value. The current FCF Margin % is 4.25%, which is 54% below median its 10-year median of 9.22 and 34.9% below the Real Estate industry median of 6.53. Wise Finance's overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Wise Finance (WAR:IBS), the current FCF Margin % is 4.25% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wise Finance (WAR:IBS) Overvalued in 2026?

Based on GuruFocus' analysis, Wise Finance stock appears to be overvalued. The current stock price of zł52.40 is trading 11.6% above its estimated GF Value™ of zł46.94. GuruFocus considers Wise Finance to be Modestly Overvalued.

Key valuation signals for WAR:IBS:

  • FCF Margin %: 4.25% (54% below median its 10-year median of 9.22)
  • GF Value™: zł46.94 vs. price of zł52.40 (11.6% above fair value)
  • GF Score™: 50/100 with 5 warning signs
  • Industry Position: 34.9% below the Real Estate median (#1271 of 1751)

No single metric tells the full story. See the WAR:IBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wise Finance Business Description

Address Ulica Adama Naruszewicza 27, Warsaw, POL, 310 02-627
Wise Finance SA formerly Noble Financials SA is engaged in investing, trading, implementing and managing real estate projects and development projects. The company's activity focuses on the implementation of high-quality housing projects and on office investments.
50GF Score

Get the complete analysis for WAR:IBS

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł52.40
Price
zł46.94
GF Value