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Wise FinanceWAR:IBS -1.87%51 Interest Coverage is 0.18 as of Mar. 2026, which is 44% below its 10-year median of 0.32. GuruFocus rates WAR:IBS with a GF Score™ of 51/100 and a GF Value™ of zł46.94 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,303 Real Estate companies, Wise Finance ranks worse than 76745.89% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Wise Finance's
Operating Income
for the
three
months ended in Mar. 2026 was zł0.09 Mil. Wise Finance's Interest Expense for the
three
months ended in Mar. 2026 was zł-0.47 Mil.
Wise Finance's interest coverage for the quarter that ended in Mar. 2026 was 0.18.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Wise Finance's Interest Coverage or its related term are showing as below:
WAR:IBS's Interest Coverage is not ranked *
in the Real Estate industry.
Industry Median: 4.17 * Ranked among companies with meaningful Interest Coverage only.
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Wise Finance Interest Coverage Related Terms
Wise Finance Interest Coverage Historical Data
* Premium members only.
The historical data trend for Wise Finance's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
WAR:IBS vs CBRE, BEKE, JLL: Interest Coverage Comparison
For the Real Estate Services subindustry, Wise Finance's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wise Finance Interest Coverage vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Wise Finance's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Wise Finance's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Wise Finance (WAR:IBS) has a Interest Coverage of 0.18 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Wise Finance and its competitors. This is 44% below median its historical median of 0.32. According to the industry distribution chart, Wise Finance ranks #999999 out of 1303 companies in the Real Estate industry.
Is Wise Finance's Interest Coverage too high?
Wise Finance's current Interest Coverage of 0.18 is 44% below median its 10-year median of 0.32. The Real Estate industry median Interest Coverage is 4.17. Wise Finance's value of 0.18 is 95.7% below this industry median. Based on the distribution chart, Wise Finance ranks #999999 out of 1303 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Wise Finance has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wise Finance's Interest Coverage compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Wise Finance ranks #999999 out of 1303 companies for Interest Coverage. This places Wise Finance in the lower half of its industry. The industry median Interest Coverage is 4.17. Wise Finance's value of 0.18 is 95.7% below this benchmark. While the company's 10-year median is 0.32 vs. the industry median of 4.17, Wise Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.17, based on 1,303 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wise Finance's current Interest Coverage of 0.18 is 95.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Wise Finance and its competitors. For the Real Estate industry, the median Interest Coverage is 4.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wise Finance's current Interest Coverage is 0.18, which is 44% below median its own 10-year median of 0.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wise Finance stock overvalued right now?
Based on GuruFocus' analysis, Wise Finance (WAR:IBS) is currently considered Modestly Overvalued. The stock's GF Value™ is zł46.94, compared to a current price of zł52.40 — trading 11.6% above its estimated fair value. The current Interest Coverage is 0.18, which is 44% below median its 10-year median of 0.32 and 95.7% below the Real Estate industry median of 4.17. Wise Finance's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Wise Finance (WAR:IBS), the current Interest Coverage is 0.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wise Finance (WAR:IBS) Overvalued in 2026?
Based on GuruFocus' analysis, Wise Finance stock appears to be overvalued.
The current stock price of zł52.40 is trading 11.6% above its estimated GF Value™ of zł46.94.
GuruFocus considers Wise Finance to be Modestly Overvalued.
Key valuation signals for WAR:IBS:
Interest Coverage: 0.18 (44% below median its 10-year median of 0.32)
GF Value™: zł46.94 vs. price of zł52.40 (11.6% above fair value)
Industry Position: 95.7% below the Real Estate median (#999999 of 1303)
No single metric tells the full story. See the WAR:IBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wise Finance SA formerly Noble Financials SA is engaged in investing, trading, implementing and managing real estate projects and development projects. The company's activity focuses on the implementation of high-quality housing projects and on office investments.
51GF Score
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