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Wise FinanceWAR:IBS -1.87%50 ROA % is 11.81% as of Mar. 2026, which is 64% above its 10-year median of 7.19. GuruFocus rates WAR:IBS with a GF Score™ of 50/100 and a GF Value™ of zł46.94 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,800 Real Estate companies, Wise Finance ranks worse than 83.28% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Wise Finance's annualizedNet Income for the quarter that ended in Mar. 2026 was zł12.77 Mil.
Wise Finance's average Total Assets over the quarter that ended in Mar. 2026 was zł108.11 Mil. Therefore, Wise Finance's annualized ROA % for the quarter that ended in Mar. 2026 was 11.81%.
The historical rank and industry rank for Wise Finance's ROA % or its related term are showing as below:
WAR:IBS'
s ROA % Range Over the Past 10 Years
Min: -202.12 Med: 7.19 Max: 156.53
Current: -3.31
During the past 13 years, Wise Finance's highest ROA % was 156.53%. The lowest was -202.12%. And the median was 7.19%.
WAR:IBS's ROA % is ranked worse than 83.28% of 1800
companies
in the Real Estate industry
Industry Median: 1.695
vs WAR:IBS: -3.31
Wise Finance (WAR:IBS) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Wise Finance ROA % Related Terms
Wise Finance ROA % Historical Data
* Premium members only.
The historical data trend for Wise Finance's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Real Estate Services subindustry, Wise Finance's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wise Finance ROA % vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Wise Finance's ROA % distribution charts can be found below:
* The bar in red indicates where Wise Finance's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Wise Finance (WAR:IBS) has a ROA % of 11.81% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Wise Finance and its competitors. This is 64% above median its historical median of 7.19. According to the industry distribution chart, Wise Finance ranks #1499 out of 1800 companies in the Real Estate industry, placing it in the top 83.3%.
Is Wise Finance's ROA % too high?
Wise Finance's current ROA % of 11.81% is 64% above median its 10-year median of 7.19. The Real Estate industry median ROA % is 1.70. Wise Finance's value of 11.81% is 596.8% above this industry median. Based on the distribution chart, Wise Finance ranks #1499 out of 1800 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Wise Finance has a GF Score™ of 50/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wise Finance's ROA % compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Wise Finance ranks #1499 out of 1800 companies for ROA %. This places Wise Finance in the lower half of its industry. The industry median ROA % is 1.70. Wise Finance's value of 11.81% is 596.8% above this benchmark. While the company's 10-year median is 7.19 vs. the industry median of 1.70, Wise Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Real Estate company?
The median ROA % among Real Estate companies is 1.70, based on 1,800 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wise Finance's current ROA % of 11.81% is 596.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Wise Finance and its competitors. For the Real Estate industry, the median ROA % is 1.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wise Finance's current ROA % is 11.81%, which is 64% above median its own 10-year median of 7.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wise Finance stock overvalued right now?
Based on GuruFocus' analysis, Wise Finance (WAR:IBS) is currently considered Modestly Overvalued. The stock's GF Value™ is zł46.94, compared to a current price of zł52.40 — trading 11.6% above its estimated fair value. The current ROA % is 11.81%, which is 64% above median its 10-year median of 7.19 and 596.8% above the Real Estate industry median of 1.70. Wise Finance's overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Wise Finance (WAR:IBS), the current ROA % is 11.81% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wise Finance (WAR:IBS) Overvalued in 2026?
Based on GuruFocus' analysis, Wise Finance stock appears to be overvalued.
The current stock price of zł52.40 is trading 11.6% above its estimated GF Value™ of zł46.94.
GuruFocus considers Wise Finance to be Modestly Overvalued.
Key valuation signals for WAR:IBS:
ROA %: 11.81% (64% above median its 10-year median of 7.19)
GF Value™: zł46.94 vs. price of zł52.40 (11.6% above fair value)
Industry Position: 596.8% above the Real Estate median (#1499 of 1800)
No single metric tells the full story. See the WAR:IBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wise Finance SA formerly Noble Financials SA is engaged in investing, trading, implementing and managing real estate projects and development projects. The company's activity focuses on the implementation of high-quality housing projects and on office investments.
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