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Wise FinanceWAR:IBS -1.87%51 ROE % is 34.47% as of Mar. 2026, which is 7% below its 10-year median of 37.01. GuruFocus rates WAR:IBS with a GF Score™ of 51/100 and a GF Value™ of zł46.94 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,732 Real Estate companies, Wise Finance ranks worse than 85.28% on this metric.
ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Wise Finance's annualized net income for the quarter that ended in Mar. 2026 was zł12.77 Mil. Wise Finance's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was zł37.06 Mil. Therefore, Wise Finance's annualized ROE % for the quarter that ended in Mar. 2026 was 34.47%.
The historical rank and industry rank for Wise Finance's ROE % or its related term are showing as below:
WAR:IBS'
s ROE % Range Over the Past 10 Years
Min: -14.83 Med: 37.01 Max: 526.56
Current: -9.25
During the past 13 years, Wise Finance's highest ROE % was 526.56%. The lowest was -14.83%. And the median was 37.01%.
WAR:IBS's ROE % is ranked worse than 85.28% of 1732
companies
in the Real Estate industry
Industry Median: 4.01
vs WAR:IBS: -9.25
Wise Finance (WAR:IBS) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Wise Finance ROE % Related Terms
Wise Finance ROE % Historical Data
* Premium members only.
The historical data trend for Wise Finance's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Real Estate Services subindustry, Wise Finance's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wise Finance ROE % vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Wise Finance's ROE % distribution charts can be found below:
* The bar in red indicates where Wise Finance's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Wise Finance (WAR:IBS) has a ROE % of 34.47% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Wise Finance and its competitors. This is near median its historical median of 37.01. According to the industry distribution chart, Wise Finance ranks #1477 out of 1732 companies in the Real Estate industry, placing it in the top 85.3%.
Is Wise Finance's ROE % too high?
Wise Finance's current ROE % of 34.47% is near median its 10-year median of 37.01. The Real Estate industry median ROE % is 4.01. Wise Finance's value of 34.47% is 759.6% above this industry median. Based on the distribution chart, Wise Finance ranks #1477 out of 1732 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Wise Finance has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wise Finance's ROE % compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Wise Finance ranks #1477 out of 1732 companies for ROE %. This places Wise Finance in the lower half of its industry. The industry median ROE % is 4.01. Wise Finance's value of 34.47% is 759.6% above this benchmark. While the company's 10-year median is 37.01 vs. the industry median of 4.01, Wise Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Real Estate company?
The median ROE % among Real Estate companies is 4.01, based on 1,732 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wise Finance's current ROE % of 34.47% is 759.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Wise Finance and its competitors. For the Real Estate industry, the median ROE % is 4.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wise Finance's current ROE % is 34.47%, which is near median its own 10-year median of 37.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wise Finance stock overvalued right now?
Based on GuruFocus' analysis, Wise Finance (WAR:IBS) is currently considered Modestly Overvalued. The stock's GF Value™ is zł46.94, compared to a current price of zł52.40 — trading 11.6% above its estimated fair value. The current ROE % is 34.47%, which is near median its 10-year median of 37.01 and 759.6% above the Real Estate industry median of 4.01. Wise Finance's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Wise Finance (WAR:IBS), the current ROE % is 34.47% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wise Finance (WAR:IBS) Overvalued in 2026?
Based on GuruFocus' analysis, Wise Finance stock appears to be overvalued.
The current stock price of zł52.40 is trading 11.6% above its estimated GF Value™ of zł46.94.
GuruFocus considers Wise Finance to be Modestly Overvalued.
Key valuation signals for WAR:IBS:
ROE %: 34.47% (near median its 10-year median of 37.01)
GF Value™: zł46.94 vs. price of zł52.40 (11.6% above fair value)
Industry Position: 759.6% above the Real Estate median (#1477 of 1732)
No single metric tells the full story. See the WAR:IBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wise Finance SA formerly Noble Financials SA is engaged in investing, trading, implementing and managing real estate projects and development projects. The company's activity focuses on the implementation of high-quality housing projects and on office investments.
51GF Score
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