Wise Finance (WAR:IBS) Interest Expense: zł-7.93 Mil (TTM As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:IBS Wise Finance SA WAR:IBS
50 GF Score
Price zł52.40
GF Value zł46.94
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is Wise Finance Interest Expense?

Wise Finance WAR:IBS -1.87% 50 Interest Expense is zł-7.93 Mil as of Mar. 2026. GuruFocus rates WAR:IBS with a GF Score™ of 50/100 and a GF Value™ of zł46.94 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Wise Finance's interest expense for the three months ended in Mar. 2026 was zł -0.47 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was zł-7.93 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Wise Finance's Operating Income for the three months ended in Mar. 2026 was zł 0.09 Mil. Wise Finance's Interest Expense for the three months ended in Mar. 2026 was zł -0.47 Mil. Wise Finance's Interest Coverage for the quarter that ended in Mar. 2026 was 0.18. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Wise Finance  (WAR:IBS) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Wise Finance's Interest Expense for the three months ended in Mar. 2026 was zł-0.47 Mil. Its Operating Income for the three months ended in Mar. 2026 was zł0.09 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was zł7.41 Mil.

Wise Finance's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*0.086/-0.47
=0.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.


Wise Finance Interest Expense Historical Data

* Premium members only.

The historical data trend for Wise Finance's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wise Finance Interest Expense Chart

Wise Finance Annual Data
Trend Dec15 Dec16 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.54 -0.54 -1.56 -5.31 -2.46

Wise Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.42 -5.49 -1.14 -0.83 -0.47
WAR:IBS
50GF Score
Wise Finance SA WAR:IBS
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Wise Finance Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł-7.93 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of zł-7.93 Mil mean?
Wise Finance (WAR:IBS) has a Interest Expense of zł-7.93 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Wise Finance and its competitors.
Is Wise Finance's Interest Expense too high?
Wise Finance's current Interest Expense is zł-7.93 Mil. Overall, Wise Finance has a GF Score™ of 50/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wise Finance's Interest Expense compare to CBRE and BEKE?
Wise Finance's Interest Expense of zł-7.93 Mil can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Real Estate company?
A good Interest Expense depends on the Real Estate industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Wise Finance and its competitors. Wise Finance's current Interest Expense is zł-7.93 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wise Finance stock overvalued right now?
Based on GuruFocus' analysis, Wise Finance (WAR:IBS) is currently considered Modestly Overvalued. The stock's GF Value™ is zł46.94, compared to a current price of zł52.40 — trading 11.6% above its estimated fair value. The current Interest Expense is zł-7.93 Mil. Wise Finance's overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Wise Finance (WAR:IBS), the current Interest Expense is zł-7.93 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wise Finance (WAR:IBS) Overvalued in 2026?

Based on GuruFocus' analysis, Wise Finance stock appears to be overvalued. The current stock price of zł52.40 is trading 11.6% above its estimated GF Value™ of zł46.94. GuruFocus considers Wise Finance to be Modestly Overvalued.

Key valuation signals for WAR:IBS:

  • Interest Expense: zł-7.93 Mil
  • GF Value™: zł46.94 vs. price of zł52.40 (11.6% above fair value)
  • GF Score™: 50/100 with 5 warning signs

No single metric tells the full story. See the WAR:IBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wise Finance Business Description

Address Ulica Adama Naruszewicza 27, Warsaw, POL, 310 02-627
Wise Finance SA formerly Noble Financials SA is engaged in investing, trading, implementing and managing real estate projects and development projects. The company's activity focuses on the implementation of high-quality housing projects and on office investments.
50GF Score

Get the complete analysis for WAR:IBS

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł52.40
Price
zł46.94
GF Value