Wise Finance (WAR:IBS) Gross Margin %: 81.55% (As of Mar. 2026) — 10% Below Median

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WAR:IBS Wise Finance SA WAR:IBS
50 GF Score
Price zł52.40
GF Value zł46.94
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Wise Finance Gross Margin %?

Wise Finance WAR:IBS -1.87% 50 Gross Margin % is 81.55% as of Mar. 2026, which is 10% below its 10-year median of 91.10. GuruFocus rates WAR:IBS with a GF Score™ of 50/100 and a GF Value™ of zł46.94 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,640 Real Estate companies, Wise Finance ranks better than 96.52% on this metric.

Gross Margin % is calculated as gross profit divided by its revenue. Wise Finance's Gross Profit for the three months ended in Mar. 2026 was zł2.34 Mil. Wise Finance's Revenue for the three months ended in Mar. 2026 was zł2.87 Mil. Therefore, Wise Finance's Gross Margin % for the quarter that ended in Mar. 2026 was 81.55%.


The historical rank and industry rank for Wise Finance's Gross Margin % or its related term are showing as below:

WAR:IBS' s Gross Margin % Range Over the Past 10 Years
Min: 43.07   Med: 91.1   Max: 99.43
Current: 94.41


During the past 13 years, the highest Gross Margin % of Wise Finance was 99.43%. The lowest was 43.07%. And the median was 91.10%.

WAR:IBS's Gross Margin % is ranked better than
96.52% of 1640 companies
in the Real Estate industry
Industry Median: 36.93 vs WAR:IBS: 94.41

Wise Finance had a gross margin of 81.55% for the quarter that ended in Mar. 2026 => Durable competitive advantage

The 5-Year average Growth Rate of Gross Margin for Wise Finance was 0.00% per year.


Wise Finance  (WAR:IBS) Gross Margin % Explanation

Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.

Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %

1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key

Wise Finance had a gross margin of 81.55% for the quarter that ended in Mar. 2026 => Durable competitive advantage


Be Aware

If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.


Wise Finance Gross Margin % Related Terms


Wise Finance Gross Margin % Historical Data

* Premium members only.

The historical data trend for Wise Finance's Gross Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wise Finance Gross Margin % Chart

Wise Finance Annual Data
Trend Dec15 Dec16 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 73.67 43.07 68.96 99.43 99.32

Wise Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Gross Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 99.72 98.81 98.65 99.08 81.55

WAR:IBS vs CBRE, BEKE, JLL: Gross Margin % Comparison

For the Real Estate Services subindustry, Wise Finance's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wise Finance Gross Margin % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Wise Finance's Gross Margin % distribution charts can be found below:

* The bar in red indicates where Wise Finance's Gross Margin % falls into.


WAR:IBS
50GF Score
Wise Finance SA WAR:IBS
Gross Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Wise Finance Gross Margin % Calculation

Gross Margin is the percentage of Gross Profit out of sales or Revenue.

Wise Finance's Gross Margin for the fiscal year that ended in Dec. 2025 is calculated as

Gross Margin % (A: Dec. 2025 )=Gross Profit (A: Dec. 2025 ) / Revenue (A: Dec. 2025 )
=18.3 / 18.433
=(Revenue - Cost of Goods Sold) / Revenue
=(18.433 - 0.125) / 18.433
=99.32 %

Wise Finance's Gross Margin for the quarter that ended in Mar. 2026 is calculated as


Gross Margin % (Q: Mar. 2026 )=Gross Profit (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=2.3 / 2.873
=(Revenue - Cost of Goods Sold) / Revenue
=(2.873 - 0.53) / 2.873
=81.55 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.

Frequently Asked Questions Learn more about Gross Margin % →
What does a Gross Margin % of 81.55% mean?
Wise Finance (WAR:IBS) has a Gross Margin % of 81.55% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Wise Finance and its competitors. This is 10% below median its historical median of 91.10. Over the past decade, Wise Finance's Gross Margin % has ranged from 43.07 to 99.43. According to the industry distribution chart, Wise Finance ranks #57 out of 1640 companies in the Real Estate industry, placing it in the top 3.5%.
Is Wise Finance's Gross Margin % too high?
Wise Finance's current Gross Margin % of 81.55% is 10% below median its 10-year median of 91.10. Over the past 10 years, this metric has ranged from a low of 43.07 to a high of 99.43. The Real Estate industry median Gross Margin % is 36.93. Wise Finance's value of 81.55% is 120.8% above this industry median. Based on the distribution chart, Wise Finance ranks #57 out of 1640 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, Wise Finance has a GF Score™ of 50/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wise Finance's Gross Margin % compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Wise Finance ranks #57 out of 1640 companies for Gross Margin %. This places Wise Finance in the top 4% of its industry — outperforming the majority of peers. The industry median Gross Margin % is 36.93. Wise Finance's value of 81.55% is 120.8% above this benchmark. Historically, Wise Finance's own Gross Margin % has ranged from 43.07 to 99.43 over the past decade. While the company's 10-year median is 91.10 vs. the industry median of 36.93, Wise Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Real Estate company?
The median Gross Margin % among Real Estate companies is 36.93, based on 1,640 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wise Finance's current Gross Margin % of 81.55% is 120.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Wise Finance and its competitors. For the Real Estate industry, the median Gross Margin % is 36.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wise Finance's current Gross Margin % is 81.55%, which is 10% below median its own 10-year median of 91.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wise Finance stock overvalued right now?
Based on GuruFocus' analysis, Wise Finance (WAR:IBS) is currently considered Modestly Overvalued. The stock's GF Value™ is zł46.94, compared to a current price of zł52.40 — trading 11.6% above its estimated fair value. The current Gross Margin % is 81.55%, which is 10% below median its 10-year median of 91.10 and 120.8% above the Real Estate industry median of 36.93. Wise Finance's overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Wise Finance (WAR:IBS), the current Gross Margin % is 81.55% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wise Finance (WAR:IBS) Overvalued in 2026?

Based on GuruFocus' analysis, Wise Finance stock appears to be overvalued. The current stock price of zł52.40 is trading 11.6% above its estimated GF Value™ of zł46.94. GuruFocus considers Wise Finance to be Modestly Overvalued.

Key valuation signals for WAR:IBS:

  • Gross Margin %: 81.55% (10% below median its 10-year median of 91.10)
  • GF Value™: zł46.94 vs. price of zł52.40 (11.6% above fair value)
  • GF Score™: 50/100 with 5 warning signs
  • Industry Position: 120.8% above the Real Estate median (#57 of 1640)

No single metric tells the full story. See the WAR:IBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wise Finance Business Description

Address Ulica Adama Naruszewicza 27, Warsaw, POL, 310 02-627
Wise Finance SA formerly Noble Financials SA is engaged in investing, trading, implementing and managing real estate projects and development projects. The company's activity focuses on the implementation of high-quality housing projects and on office investments.
50GF Score

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Gross Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł52.40
Price
zł46.94
GF Value