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Wise FinanceWAR:IBS -1.87%51 Return-on-Tangible-Equity is 34.54% as of Mar. 2026, which is 7% below its 10-year median of 37.01. GuruFocus rates WAR:IBS with a GF Score™ of 51/100 and a GF Value™ of zł46.94 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,715 Real Estate companies, Wise Finance ranks worse than 85.83% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Wise Finance's annualized net income for the quarter that ended in Mar. 2026 was zł12.77 Mil. Wise Finance's average shareholder tangible equity for the quarter that ended in Mar. 2026 was zł36.97 Mil. Therefore, Wise Finance's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 34.54%.
The historical rank and industry rank for Wise Finance's Return-on-Tangible-Equity or its related term are showing as below:
WAR:IBS'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -14.85 Med: 37.01 Max: 526.56
Current: -9.26
During the past 13 years, Wise Finance's highest Return-on-Tangible-Equity was 526.56%. The lowest was -14.85%. And the median was 37.01%.
WAR:IBS's Return-on-Tangible-Equity is ranked worse than 85.83% of 1715
companies
in the Real Estate industry
Industry Median: 4.27
vs WAR:IBS: -9.26
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Wise Finance Return-on-Tangible-Equity Related Terms
Wise Finance Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Wise Finance's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WAR:IBS vs CBRE, BEKE, JLL: Return-on-Tangible-Equity Comparison
For the Real Estate Services subindustry, Wise Finance's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wise Finance Return-on-Tangible-Equity vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Wise Finance's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Wise Finance's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 34.54% mean?
Wise Finance (WAR:IBS) has a Return-on-Tangible-Equity of 34.54% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Wise Finance and its competitors. This is near median its historical median of 37.01. According to the industry distribution chart, Wise Finance ranks #1472 out of 1715 companies in the Real Estate industry, placing it in the top 85.8%.
Is Wise Finance's Return-on-Tangible-Equity too high?
Wise Finance's current Return-on-Tangible-Equity of 34.54% is near median its 10-year median of 37.01. The Real Estate industry median Return-on-Tangible-Equity is 4.27. Wise Finance's value of 34.54% is 708.9% above this industry median. Based on the distribution chart, Wise Finance ranks #1472 out of 1715 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Wise Finance has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wise Finance's Return-on-Tangible-Equity compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Wise Finance ranks #1472 out of 1715 companies for Return-on-Tangible-Equity. This places Wise Finance in the lower half of its industry. The industry median Return-on-Tangible-Equity is 4.27. Wise Finance's value of 34.54% is 708.9% above this benchmark. While the company's 10-year median is 37.01 vs. the industry median of 4.27, Wise Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Real Estate company?
The median Return-on-Tangible-Equity among Real Estate companies is 4.27, based on 1,715 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wise Finance's current Return-on-Tangible-Equity of 34.54% is 708.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Wise Finance and its competitors. For the Real Estate industry, the median Return-on-Tangible-Equity is 4.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wise Finance's current Return-on-Tangible-Equity is 34.54%, which is near median its own 10-year median of 37.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wise Finance stock overvalued right now?
Based on GuruFocus' analysis, Wise Finance (WAR:IBS) is currently considered Modestly Overvalued. The stock's GF Value™ is zł46.94, compared to a current price of zł52.40 — trading 11.6% above its estimated fair value. The current Return-on-Tangible-Equity is 34.54%, which is near median its 10-year median of 37.01 and 708.9% above the Real Estate industry median of 4.27. Wise Finance's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Wise Finance (WAR:IBS), the current Return-on-Tangible-Equity is 34.54% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wise Finance (WAR:IBS) Overvalued in 2026?
Based on GuruFocus' analysis, Wise Finance stock appears to be overvalued.
The current stock price of zł52.40 is trading 11.6% above its estimated GF Value™ of zł46.94.
GuruFocus considers Wise Finance to be Modestly Overvalued.
Key valuation signals for WAR:IBS:
Return-on-Tangible-Equity: 34.54% (near median its 10-year median of 37.01)
GF Value™: zł46.94 vs. price of zł52.40 (11.6% above fair value)
Industry Position: 708.9% above the Real Estate median (#1472 of 1715)
No single metric tells the full story. See the WAR:IBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wise Finance SA formerly Noble Financials SA is engaged in investing, trading, implementing and managing real estate projects and development projects. The company's activity focuses on the implementation of high-quality housing projects and on office investments.
51GF Score
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