NPL NovaWAR:PRI 55 Days Payable is 79.84 as of Mar. 2026, which is 136% above its 10-year median of 33.87. GuruFocus rates WAR:PRI with a GF Score™ of 55/100 and a GF Value™ of zł7.69 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 301 Credit Services companies, NPL Nova ranks better than 61.79% on this metric.
NPL Nova's average Accounts Payable for the
three
months ended in Mar. 2026 was zł0.40 Mil. NPL Nova's Cost of Goods Sold for the
three
months ended in Mar. 2026 was zł0.46 Mil.
Hence, NPL Nova's Days Payable for the
three
months ended in Mar. 2026 was 79.84.
The historical rank and industry rank for NPL Nova's Days Payable or its related term are showing as below:
WAR:PRI'
s Days Payable Range Over the Past 10 Years
Min: 13.83 Med: 33.87 Max: 63.02
Current: 63.02
During the past 13 years, NPL Nova's highest Days Payable was 63.02. The lowest was 13.83. And the median was 33.87.
WAR:PRI's Days Payable is ranked better than 61.79% of 301
companies
in the Credit Services industry
Industry Median: 33.87
vs WAR:PRI: 63.02
NPL Nova's Days Payable
increased
from Mar. 2025 (30.50) to Mar. 2026 (79.84).
It may suggest that NPL Novadelayed paying its suppliers.
NPL Nova Days Payable Related Terms
NPL Nova Days Payable Historical Data
* Premium members only.
The historical data trend for NPL Nova's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, NPL Nova's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NPL Nova Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, NPL Nova's Days Payable distribution charts can be found below:
* The bar in red indicates where NPL Nova's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
NPL Nova's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NPL Nova (WAR:PRI) has a Days Payable of 79.84 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on NPL Nova and its competitors. This is 136% above median its historical median of 33.87. Over the past decade, NPL Nova's Days Payable has ranged from 13.83 to 63.02. According to the industry distribution chart, NPL Nova ranks #115 out of 301 companies in the Credit Services industry, placing it in the top 38.2%.
Is NPL Nova's Days Payable too high?
NPL Nova's current Days Payable of 79.84 is 136% above median its 10-year median of 33.87. Over the past 10 years, this metric has ranged from a low of 13.83 to a high of 63.02. The Credit Services industry median Days Payable is 33.87. NPL Nova's value of 79.84 is 135.7% above this industry median. Based on the distribution chart, NPL Nova ranks #115 out of 301 companies in the Credit Services industry, which is above the industry midpoint. Overall, NPL Nova has a GF Score™ of 55/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does NPL Nova's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, NPL Nova ranks #115 out of 301 companies for Days Payable. This puts NPL Nova in the upper half of its industry. The industry median Days Payable is 33.87. NPL Nova's value of 79.84 is 135.7% above this benchmark. Historically, NPL Nova's own Days Payable has ranged from 13.83 to 63.02 over the past decade. While the company's 10-year median is 33.87 vs. the industry median of 33.87, NPL Nova has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.87, based on 301 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NPL Nova's current Days Payable of 79.84 is 135.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on NPL Nova and its competitors. For the Credit Services industry, the median Days Payable is 33.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NPL Nova's current Days Payable is 79.84, which is 136% above median its own 10-year median of 33.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NPL Nova stock overvalued right now?
Based on GuruFocus' analysis, NPL Nova (WAR:PRI) is currently considered Possible Value Trap. The stock's GF Value™ is zł7.69, compared to a current price of zł3.34 — trading 56.6% below its estimated fair value. The current Days Payable is 79.84, which is 136% above median its 10-year median of 33.87 and 135.7% above the Credit Services industry median of 33.87. NPL Nova's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For NPL Nova (WAR:PRI), the current Days Payable is 79.84 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NPL Nova (WAR:PRI) Overvalued in 2026?
Based on GuruFocus' analysis, NPL Nova stock appears to be undervalued.
The current stock price of zł3.34 is trading 56.6% below its estimated GF Value™ of zł7.69.
GuruFocus considers NPL Nova to be Possible Value Trap.
Key valuation signals for WAR:PRI:
Days Payable: 79.84 (136% above median its 10-year median of 33.87)
GF Value™: zł7.69 vs. price of zł3.34 (56.6% below fair value)
Industry Position: 135.7% above the Credit Services median (#115 of 301)
No single metric tells the full story. See the WAR:PRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NPL Nova SA is a Poland based company engaged in the debt collection services. It specializes in recovering the amounts due to economic turnover and providing debt management services.
55GF Score
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