NPL Nova (WAR:PRI) Scaled Net Operating Assets: 0.59 (As of Mar. 2026)


WAR:PRI NPL Nova SA WAR:PRI
55 GF Score
Price zł3.34
GF Value zł7.69
Valuation Possible Value Trap
! 5 Warning Signs
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What is NPL Nova Scaled Net Operating Assets?

NPL Nova WAR:PRI 55 Scaled Net Operating Assets is 0.59 as of Mar. 2026. GuruFocus rates WAR:PRI with a GF Score™ of 55/100 and a GF Value™ of zł7.69 (Possible Value Trap). The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

NPL Nova's operating assets for the quarter that ended in Mar. 2026 was zł28.38 Mil. NPL Nova's operating liabilities for the quarter that ended in Mar. 2026 was zł10.71 Mil. NPL Nova's Total Assets for the quarter that ended in Dec. 2025 was zł29.93 Mil. Therefore, NPL Nova's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.59.


NPL Nova Scaled Net Operating Assets Historical Data

* Premium members only.

The historical data trend for NPL Nova's Scaled Net Operating Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NPL Nova Scaled Net Operating Assets Chart

NPL Nova Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Scaled Net Operating Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.20 0.67 0.30 0.31 0.56

NPL Nova Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Scaled Net Operating Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.72 0.65 0.65 0.59 0.59

WAR:PRI vs V, MA, AXP: Scaled Net Operating Assets Comparison

For the Credit Services subindustry, NPL Nova's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NPL Nova Scaled Net Operating Assets vs Credit Services Industry

For the Credit Services industry and Financial Services sector, NPL Nova's Scaled Net Operating Assets distribution charts can be found below:

* The bar in red indicates where NPL Nova's Scaled Net Operating Assets falls into.


WAR:PRI
55GF Score
NPL Nova SA WAR:PRI
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

NPL Nova Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

NPL Nova's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(29.442-10.641)/33.369
=0.56

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=29.929 - 0.487
=29.442

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=12.853 - 1.55 - 0.662
=10.641

NPL Nova's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(28.381-10.711)/29.929
=0.59

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=29.482 - 1.101
=28.381

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=12.826 - 1.425 - 0.69
=10.711

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.59 mean?
NPL Nova (WAR:PRI) has a Scaled Net Operating Assets of 0.59 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on NPL Nova and its competitors.
Is NPL Nova's Scaled Net Operating Assets too high?
NPL Nova's current Scaled Net Operating Assets is 0.59. Overall, NPL Nova has a GF Score™ of 55/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does NPL Nova's Scaled Net Operating Assets compare to V and MA?
NPL Nova's Scaled Net Operating Assets of 0.59 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Credit Services company?
A good Scaled Net Operating Assets depends on the Credit Services industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on NPL Nova and its competitors. NPL Nova's current Scaled Net Operating Assets is 0.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NPL Nova stock overvalued right now?
Based on GuruFocus' analysis, NPL Nova (WAR:PRI) is currently considered Possible Value Trap. The stock's GF Value™ is zł7.69, compared to a current price of zł3.34 — trading 56.6% below its estimated fair value. The current Scaled Net Operating Assets is 0.59. NPL Nova's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For NPL Nova (WAR:PRI), the current Scaled Net Operating Assets is 0.59 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NPL Nova (WAR:PRI) Overvalued in 2026?

Based on GuruFocus' analysis, NPL Nova stock appears to be undervalued. The current stock price of zł3.34 is trading 56.6% below its estimated GF Value™ of zł7.69. GuruFocus considers NPL Nova to be Possible Value Trap.

Key valuation signals for WAR:PRI:

  • Scaled Net Operating Assets: 0.59
  • GF Value™: zł7.69 vs. price of zł3.34 (56.6% below fair value)
  • GF Score™: 55/100 with 5 warning signs

No single metric tells the full story. See the WAR:PRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NPL Nova Business Description

Address ul. Czarnohucka 3, Tarnow Mountains, POL, 42-600
NPL Nova SA is a Poland based company engaged in the debt collection services. It specializes in recovering the amounts due to economic turnover and providing debt management services.
55GF Score

Get the complete analysis for WAR:PRI

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł3.34
Price
zł7.69
GF Value