NPL Nova (WAR:PRI) Operating Margin %: -674.60% (As of Mar. 2026)


WAR:PRI NPL Nova SA WAR:PRI
55 GF Score
Price zł3.34
GF Value zł7.69
Valuation Possible Value Trap
! 5 Warning Signs
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What is NPL Nova Operating Margin %?

NPL Nova WAR:PRI 55 Operating Margin % is -674.60% as of Mar. 2026. GuruFocus rates WAR:PRI with a GF Score™ of 55/100 and a GF Value™ of zł7.69 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 411 Credit Services companies, NPL Nova ranks worse than 88.56% on this metric.

Operating Margin % is calculated as Operating Income divided by its Revenue. NPL Nova's Operating Income for the three months ended in Mar. 2026 was zł-0.43 Mil. NPL Nova's Revenue for the three months ended in Mar. 2026 was zł0.06 Mil. Therefore, NPL Nova's Operating Margin % for the quarter that ended in Mar. 2026 was -674.60%.

The historical rank and industry rank for NPL Nova's Operating Margin % or its related term are showing as below:

WAR:PRI' s Operating Margin % Range Over the Past 10 Years
Min: -366.58   Med: -22.99   Max: 19.37
Current: -49


WAR:PRI's Operating Margin % is ranked worse than
88.56% of 411 companies
in the Credit Services industry
Industry Median: 17.29 vs WAR:PRI: -49.00

NPL Nova's 5-Year Average Operating Margin % Growth Rate was 0.00% per year.

NPL Nova's Operating Income for the three months ended in Mar. 2026 was zł-0.43 Mil. Its Operating Income for the trailing twelve months (TTM) ended in Mar. 2026 was zł-1.71 Mil.


NPL Nova  (WAR:PRI) Operating Margin % Explanation

Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.


Be Aware

Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).

If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.

For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokia’s Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).

Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.


NPL Nova Operating Margin % Related Terms


NPL Nova Operating Margin % Historical Data

* Premium members only.

The historical data trend for NPL Nova's Operating Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NPL Nova Operating Margin % Chart

NPL Nova Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Operating Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.99 -82.83 -80.24 -25.98 -19.99

NPL Nova Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Operating Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 43.75 -1,480.95 -559.55 14.00 -674.60

WAR:PRI vs V, MA, AXP: Operating Margin % Comparison

For the Credit Services subindustry, NPL Nova's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NPL Nova Operating Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, NPL Nova's Operating Margin % distribution charts can be found below:

* The bar in red indicates where NPL Nova's Operating Margin % falls into.


WAR:PRI
55GF Score
NPL Nova SA WAR:PRI
Operating Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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NPL Nova Operating Margin % Calculation

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

NPL Nova's Operating Margin % for the fiscal year that ended in Dec. 2025 is calculated as

Operating Margin %=Operating Income (A: Dec. 2025 ) / Revenue (A: Dec. 2025 )
=-0.874 / 4.373
=-19.99 %

NPL Nova's Operating Margin % for the quarter that ended in Mar. 2026 is calculated as

Operating Margin %=Operating Income (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=-0.425 / 0.063
=-674.60 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Operating Margin % →
What does a Operating Margin % of -674.60% mean?
NPL Nova (WAR:PRI) has a Operating Margin % of -674.60% as of Mar. 2026. Operating margin is the ratio of total operating income to net sales. View historical data on NPL Nova and its competitors. According to the industry distribution chart, NPL Nova ranks #364 out of 411 companies in the Credit Services industry, placing it in the top 88.6%.
Is NPL Nova's Operating Margin % too high?
NPL Nova's current Operating Margin % is -674.60%. Based on the distribution chart, NPL Nova ranks #364 out of 411 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, NPL Nova has a GF Score™ of 55/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does NPL Nova's Operating Margin % compare to V and MA?
According to the Credit Services industry distribution chart, NPL Nova ranks #364 out of 411 companies for Operating Margin %. This places NPL Nova in the lower half of its industry. The industry median Operating Margin % is 17.29. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for a Credit Services company?
The median Operating Margin % among Credit Services companies is 17.29, based on 411 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on NPL Nova and its competitors. For the Credit Services industry, the median Operating Margin % is 17.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NPL Nova's current Operating Margin % is -674.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NPL Nova stock overvalued right now?
Based on GuruFocus' analysis, NPL Nova (WAR:PRI) is currently considered Possible Value Trap. The stock's GF Value™ is zł7.69, compared to a current price of zł3.34 — trading 56.6% below its estimated fair value. The current Operating Margin % is -674.60%. NPL Nova's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For NPL Nova (WAR:PRI), the current Operating Margin % is -674.60% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NPL Nova (WAR:PRI) Overvalued in 2026?

Based on GuruFocus' analysis, NPL Nova stock appears to be undervalued. The current stock price of zł3.34 is trading 56.6% below its estimated GF Value™ of zł7.69. GuruFocus considers NPL Nova to be Possible Value Trap.

Key valuation signals for WAR:PRI:

  • Operating Margin %: -674.60%
  • GF Value™: zł7.69 vs. price of zł3.34 (56.6% below fair value)
  • GF Score™: 55/100 with 5 warning signs

No single metric tells the full story. See the WAR:PRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NPL Nova Business Description

Address ul. Czarnohucka 3, Tarnow Mountains, POL, 42-600
NPL Nova SA is a Poland based company engaged in the debt collection services. It specializes in recovering the amounts due to economic turnover and providing debt management services.
55GF Score

Get the complete analysis for WAR:PRI

Operating Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł3.34
Price
zł7.69
GF Value