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NPL NovaWAR:PRI 57 Equity-to-Asset is 0.57 as of Mar. 2026, which is 111% above its 10-year median of 0.27. GuruFocus rates WAR:PRI with a GF Score™ of 57/100 and a GF Value™ of zł7.94 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 547 Credit Services companies, NPL Nova ranks better than 65.81% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. NPL Nova's Total Stockholders Equity for the quarter that ended in Mar. 2026 was zł16.66 Mil. NPL Nova's Total Assets for the quarter that ended in Mar. 2026 was zł29.48 Mil.
Therefore, NPL Nova's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.57.
The historical rank and industry rank for NPL Nova's Equity-to-Asset or its related term are showing as below:
WAR:PRI'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.16 Med: 0.27 Max: 0.73
Current: 0.57
During the past 13 years, the highest Equity to Asset Ratio of NPL Nova was 0.73. The lowest was 0.16. And the median was 0.27.
WAR:PRI's Equity-to-Asset is ranked better than 65.81% of 547
companies
in the Credit Services industry
Industry Median: 0.4
vs WAR:PRI: 0.57
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
NPL Nova Equity-to-Asset Related Terms
NPL Nova Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for NPL Nova's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, NPL Nova's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NPL Nova Equity-to-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, NPL Nova's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where NPL Nova's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
NPL Nova's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NPL Nova (WAR:PRI) has a Equity-to-Asset of 0.57 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on NPL Nova and its competitors. This is 111% above median its historical median of 0.27. Over the past decade, NPL Nova's Equity-to-Asset has ranged from 0.16 to 0.73. According to the industry distribution chart, NPL Nova ranks #187 out of 547 companies in the Credit Services industry, placing it in the top 34.2%.
Is NPL Nova's Equity-to-Asset too high?
NPL Nova's current Equity-to-Asset of 0.57 is 111% above median its 10-year median of 0.27. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 0.73. The Credit Services industry median Equity-to-Asset is 0.40. NPL Nova's value of 0.57 is 42.5% above this industry median. Based on the distribution chart, NPL Nova ranks #187 out of 547 companies in the Credit Services industry, which is above the industry midpoint. Overall, NPL Nova has a GF Score™ of 57/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does NPL Nova's Equity-to-Asset compare to V and MA?
According to the Credit Services industry distribution chart, NPL Nova ranks #187 out of 547 companies for Equity-to-Asset. This puts NPL Nova in the upper half of its industry. The industry median Equity-to-Asset is 0.40. NPL Nova's value of 0.57 is 42.5% above this benchmark. Historically, NPL Nova's own Equity-to-Asset has ranged from 0.16 to 0.73 over the past decade. While the company's 10-year median is 0.27 vs. the industry median of 0.40, NPL Nova has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Credit Services company?
The median Equity-to-Asset among Credit Services companies is 0.40, based on 547 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NPL Nova's current Equity-to-Asset of 0.57 is 42.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on NPL Nova and its competitors. For the Credit Services industry, the median Equity-to-Asset is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NPL Nova's current Equity-to-Asset is 0.57, which is 111% above median its own 10-year median of 0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NPL Nova stock overvalued right now?
Based on GuruFocus' analysis, NPL Nova (WAR:PRI) is currently considered Significantly Undervalued. The stock's GF Value™ is zł7.94, compared to a current price of zł3.70 — trading 53.4% below its estimated fair value. The current Equity-to-Asset is 0.57, which is 111% above median its 10-year median of 0.27 and 42.5% above the Credit Services industry median of 0.40. NPL Nova's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For NPL Nova (WAR:PRI), the current Equity-to-Asset is 0.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NPL Nova (WAR:PRI) Overvalued in 2026?
Based on GuruFocus' analysis, NPL Nova stock appears to be undervalued.
The current stock price of zł3.70 is trading 53.4% below its estimated GF Value™ of zł7.94.
GuruFocus considers NPL Nova to be Significantly Undervalued.
Key valuation signals for WAR:PRI:
Equity-to-Asset: 0.57 (111% above median its 10-year median of 0.27)
GF Value™: zł7.94 vs. price of zł3.70 (53.4% below fair value)
Industry Position: 42.5% above the Credit Services median (#187 of 547)
No single metric tells the full story. See the WAR:PRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NPL Nova SA is a Poland based company engaged in the debt collection services. It specializes in recovering the amounts due to economic turnover and providing debt management services.
57GF Score
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