NPL Nova (WAR:PRI) E10: zł-0.95 (As of Mar. 2026)


WAR:PRI NPL Nova SA WAR:PRI
55 GF Score
Price zł3.34
GF Value zł7.69
Valuation Possible Value Trap
! 5 Warning Signs
View Full Analysis

What is NPL Nova E10?

NPL Nova WAR:PRI 55 E10 is zł-0.95 as of Mar. 2026. GuruFocus rates WAR:PRI with a GF Score™ of 55/100 and a GF Value™ of zł7.69 (Possible Value Trap). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

NPL Nova's adjusted earnings per share data for the three months ended in Mar. 2026 was zł-0.100. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is zł-0.95 for the trailing ten years ended in Mar. 2026.

During the past 3 years, the average E10 Growth Rate was -32.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of NPL Nova was -32.80% per year. The lowest was -32.80% per year. And the median was -32.80% per year.

As of today (2026-07-01), NPL Nova's current stock price is zł3.34. NPL Nova's E10 for the quarter that ended in Mar. 2026 was zł-0.95. NPL Nova's Shiller PE Ratio of today is .

During the past 13 years, the highest Shiller PE Ratio of NPL Nova was 140.00. The lowest was 37.40. And the median was 62.48.


NPL Nova  (WAR:PRI) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

During the past 13 years, the highest Shiller P/E Ratio of NPL Nova was 140.00. The lowest was 37.40. And the median was 62.48.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


NPL Nova E10 Related Terms


NPL Nova E10 Historical Data

* Premium members only.

The historical data trend for NPL Nova's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NPL Nova E10 Chart

NPL Nova Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.03 -0.38 -0.57 -0.72 -0.89

NPL Nova Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.77 -0.87 -0.72 -0.89 -0.95

WAR:PRI vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, NPL Nova's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NPL Nova Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, NPL Nova's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where NPL Nova's Shiller PE Ratio falls into.


WAR:PRI
55GF Score
NPL Nova SA WAR:PRI
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

NPL Nova E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, NPL Nova's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-0.1/158.3232*158.3232
=-0.100

Current CPI (Mar. 2026) = 158.3232.

NPL Nova Quarterly Data

per share eps CPI Adj_EPS
201606 0.126 99.552 0.200
201609 0.300 99.064 0.479
201612 -0.060 100.366 -0.095
201703 -0.106 101.018 -0.166
201706 -0.126 101.180 -0.197
201709 0.400 101.343 0.625
201712 0.720 102.564 1.111
201803 0.230 102.564 0.355
201806 0.150 103.378 0.230
201809 0.133 103.378 0.204
201812 -0.650 103.785 -0.992
201903 2.070 104.274 3.143
201906 -0.490 105.983 -0.732
201909 0.066 105.983 0.099
201912 -4.730 107.123 -6.991
202003 0.020 109.076 0.029
202006 -0.890 109.402 -1.288
202009 -0.198 109.320 -0.287
202012 -0.893 109.565 -1.290
202103 -0.380 112.658 -0.534
202106 0.230 113.960 0.320
202109 -0.093 115.588 -0.127
202112 -0.730 119.088 -0.971
202203 -0.130 125.031 -0.165
202206 0.370 131.705 0.445
202209 -0.137 135.531 -0.160
202212 -0.730 139.113 -0.831
202303 0.090 145.950 0.098
202306 -0.190 147.009 -0.205
202309 -0.080 146.113 -0.087
202312 -0.140 147.741 -0.150
202403 0.010 149.044 0.011
202406 -0.080 150.997 -0.084
202409 -0.090 153.439 -0.093
202412 -0.115 154.660 -0.118
202503 0.090 157.021 0.091
202506 -0.340 157.509 -0.342
202509 -0.150 157.998 -0.150
202512 -0.792 158.323 -0.792
202603 -0.100 158.323 -0.100

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of zł-0.95 mean?
NPL Nova (WAR:PRI) has a E10 of zł-0.95 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on NPL Nova and its competitors.
Is NPL Nova's E10 too high?
NPL Nova's current E10 is zł-0.95. Overall, NPL Nova has a GF Score™ of 55/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does NPL Nova's E10 compare to V and MA?
NPL Nova's E10 of zł-0.95 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on NPL Nova and its competitors. NPL Nova's current E10 is zł-0.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NPL Nova stock overvalued right now?
Based on GuruFocus' analysis, NPL Nova (WAR:PRI) is currently considered Possible Value Trap. The stock's GF Value™ is zł7.69, compared to a current price of zł3.34 — trading 56.6% below its estimated fair value. The current E10 is zł-0.95. NPL Nova's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For NPL Nova (WAR:PRI), the current E10 is zł-0.95 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NPL Nova (WAR:PRI) Overvalued in 2026?

Based on GuruFocus' analysis, NPL Nova stock appears to be undervalued. The current stock price of zł3.34 is trading 56.6% below its estimated GF Value™ of zł7.69. GuruFocus considers NPL Nova to be Possible Value Trap.

Key valuation signals for WAR:PRI:

  • E10: zł-0.95
  • GF Value™: zł7.69 vs. price of zł3.34 (56.6% below fair value)
  • GF Score™: 55/100 with 5 warning signs

No single metric tells the full story. See the WAR:PRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NPL Nova Business Description

Address ul. Czarnohucka 3, Tarnow Mountains, POL, 42-600
NPL Nova SA is a Poland based company engaged in the debt collection services. It specializes in recovering the amounts due to economic turnover and providing debt management services.
55GF Score

Get the complete analysis for WAR:PRI

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł3.34
Price
zł7.69
GF Value