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NPL NovaWAR:PRI 58 3-Year EBITDA Growth Rate is 44.30% as of Mar. 2026, which is 1284% above its 10-year median of 3.20. GuruFocus rates WAR:PRI with a GF Score™ of 58/100 and a GF Value™ of zł7.92 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 323 Credit Services companies, NPL Nova ranks better than 82.97% on this metric.
During the past 3 years, the average EBITDA Per Share Growth Rate was 44.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of NPL Nova was 62.80% per year. The lowest was -60.20% per year. And the median was 3.20% per year.
NPL Nova (WAR:PRI) 3-Year EBITDA Growth Rate Explanation
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
NPL Nova 3-Year EBITDA Growth Rate Related Terms
WAR:PRI vs V, MA, AXP: 3-Year EBITDA Growth Rate Comparison
For the Credit Services subindustry, NPL Nova's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NPL Nova 3-Year EBITDA Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, NPL Nova's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where NPL Nova's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 44.30% mean?
NPL Nova (WAR:PRI) has a 3-Year EBITDA Growth Rate of 44.30% as of Mar. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for NPL Nova and its competitors. This is 1284% above median its historical median of 3.20. According to the industry distribution chart, NPL Nova ranks #55 out of 323 companies in the Credit Services industry, placing it in the top 17%.
Is NPL Nova's 3-Year EBITDA Growth Rate too high?
NPL Nova's current 3-Year EBITDA Growth Rate of 44.30% is 1284% above median its 10-year median of 3.20. The Credit Services industry median 3-Year EBITDA Growth Rate is 9.10. NPL Nova's value of 44.30% is 386.8% above this industry median. Based on the distribution chart, NPL Nova ranks #55 out of 323 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, NPL Nova has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does NPL Nova's 3-Year EBITDA Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, NPL Nova ranks #55 out of 323 companies for 3-Year EBITDA Growth Rate. This places NPL Nova in the top 17% of its industry — outperforming the majority of peers. The industry median 3-Year EBITDA Growth Rate is 9.10. NPL Nova's value of 44.30% is 386.8% above this benchmark. While the company's 10-year median is 3.20 vs. the industry median of 9.10, NPL Nova has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Credit Services company?
The median 3-Year EBITDA Growth Rate among Credit Services companies is 9.10, based on 323 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NPL Nova's current 3-Year EBITDA Growth Rate of 44.30% is 386.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for NPL Nova and its competitors. For the Credit Services industry, the median 3-Year EBITDA Growth Rate is 9.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NPL Nova's current 3-Year EBITDA Growth Rate is 44.30%, which is 1284% above median its own 10-year median of 3.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NPL Nova stock overvalued right now?
Based on GuruFocus' analysis, NPL Nova (WAR:PRI) is currently considered Significantly Undervalued. The stock's GF Value™ is zł7.92, compared to a current price of zł3.70 — trading 53.3% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 44.30%, which is 1284% above median its 10-year median of 3.20 and 386.8% above the Credit Services industry median of 9.10. NPL Nova's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For NPL Nova (WAR:PRI), the current 3-Year EBITDA Growth Rate is 44.30% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NPL Nova (WAR:PRI) Overvalued in 2026?
Based on GuruFocus' analysis, NPL Nova stock appears to be undervalued.
The current stock price of zł3.70 is trading 53.3% below its estimated GF Value™ of zł7.92.
GuruFocus considers NPL Nova to be Significantly Undervalued.
Key valuation signals for WAR:PRI:
3-Year EBITDA Growth Rate: 44.30% (1284% above median its 10-year median of 3.20)
GF Value™: zł7.92 vs. price of zł3.70 (53.3% below fair value)
Industry Position: 386.8% above the Credit Services median (#55 of 323)
No single metric tells the full story. See the WAR:PRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NPL Nova SA is a Poland based company engaged in the debt collection services. It specializes in recovering the amounts due to economic turnover and providing debt management services.
58GF Score
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