NPL NovaWAR:PRI 55 Gross Margin % is -623.81% as of Mar. 2026. GuruFocus rates WAR:PRI with a GF Score™ of 55/100 and a GF Value™ of zł7.69 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 387 Credit Services companies, NPL Nova ranks worse than 55.3% on this metric.
Gross Margin % is calculated as gross profit divided by its revenue. NPL Nova's Gross Profit for the
three
months ended in Mar. 2026 was zł-0.39 Mil. NPL Nova's Revenue for the
three
months ended in Mar. 2026 was zł0.06 Mil. Therefore, NPL Nova's Gross Margin % for the quarter that ended in Mar. 2026 was -623.81%.
The historical rank and industry rank for NPL Nova's Gross Margin % or its related term are showing as below:
WAR:PRI'
s Gross Margin % Range Over the Past 10 Years
Min: -182.91 Med: 49.99 Max: 54.97
Current: 46.19
During the past 13 years, the highestGross Margin % of NPL Nova was 54.97%. The lowest was -182.91%. And the median was 49.99%.
WAR:PRI's Gross Margin % is ranked worse than 55.3% of 387
companies
in the Credit Services industry
Industry Median: 51.88
vs WAR:PRI: 46.19
NPL Nova had a gross margin of -623.81% for the quarter that ended in Mar. 2026 => No sustainable competitive advantage
The 5-Year average Growth Rate of Gross Margin for NPL Nova was 0.00% per year.
NPL Nova (WAR:PRI) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
NPL Nova had a gross margin of -623.81% for the quarter that ended in Mar. 2026 => No sustainable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
NPL Nova Gross Margin % Related Terms
NPL Nova Gross Margin % Historical Data
* Premium members only.
The historical data trend for NPL Nova's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, NPL Nova's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NPL Nova Gross Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, NPL Nova's Gross Margin % distribution charts can be found below:
* The bar in red indicates where NPL Nova's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
NPL Nova (WAR:PRI) has a Gross Margin % of -623.81% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on NPL Nova and its competitors. According to the industry distribution chart, NPL Nova ranks #214 out of 387 companies in the Credit Services industry, placing it in the top 55.3%.
Is NPL Nova's Gross Margin % too high?
NPL Nova's current Gross Margin % is -623.81%. Based on the distribution chart, NPL Nova ranks #214 out of 387 companies in the Credit Services industry, which is below the industry midpoint. Overall, NPL Nova has a GF Score™ of 55/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does NPL Nova's Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, NPL Nova ranks #214 out of 387 companies for Gross Margin %. This places NPL Nova in the lower half of its industry. The industry median Gross Margin % is 51.88. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.88, based on 387 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on NPL Nova and its competitors. For the Credit Services industry, the median Gross Margin % is 51.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NPL Nova's current Gross Margin % is -623.81%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NPL Nova stock overvalued right now?
Based on GuruFocus' analysis, NPL Nova (WAR:PRI) is currently considered Possible Value Trap. The stock's GF Value™ is zł7.69, compared to a current price of zł3.34 — trading 56.6% below its estimated fair value. The current Gross Margin % is -623.81%. NPL Nova's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For NPL Nova (WAR:PRI), the current Gross Margin % is -623.81% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NPL Nova (WAR:PRI) Overvalued in 2026?
Based on GuruFocus' analysis, NPL Nova stock appears to be undervalued.
The current stock price of zł3.34 is trading 56.6% below its estimated GF Value™ of zł7.69.
GuruFocus considers NPL Nova to be Possible Value Trap.
Key valuation signals for WAR:PRI:
Gross Margin %: -623.81%
GF Value™: zł7.69 vs. price of zł3.34 (56.6% below fair value)
No single metric tells the full story. See the WAR:PRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NPL Nova SA is a Poland based company engaged in the debt collection services. It specializes in recovering the amounts due to economic turnover and providing debt management services.
55GF Score
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