Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
NPL NovaWAR:PRI +0.54%57 3-1 Month Momentum % is 3.12% as of Aug. 16, 2026. GuruFocus rates WAR:PRI with a GF Score™ of 57/100 and a GF Value™ of zł7.87 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 562 Credit Services companies, NPL Nova ranks better than 60.5% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-16), NPL Nova's 3-1 Month Momentum % is 3.12%.
The industry rank for NPL Nova's 3-1 Month Momentum % or its related term are showing as below:
WAR:PRI's 3-1 Month Momentum % is ranked better than 60.5% of 562
companies
in the Credit Services industry
Industry Median: -1.14
vs WAR:PRI: 3.12
NPL Nova (WAR:PRI) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
NPL Nova 3-1 Month Momentum % Related Terms
WAR:PRI vs V, MA, AXP: 3-1 Month Momentum % Comparison
For the Credit Services subindustry, NPL Nova's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NPL Nova 3-1 Month Momentum % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, NPL Nova's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where NPL Nova's 3-1 Month Momentum % falls into.
NPL Nova (WAR:PRI) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NPL Nova (WAR:PRI) has a 3-1 Month Momentum % of 3.12% as of Aug. 16, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on NPL Nova and its competitors. According to the industry distribution chart, NPL Nova ranks #222 out of 562 companies in the Credit Services industry, placing it in the top 39.5%.
Is NPL Nova's 3-1 Month Momentum % too high?
NPL Nova's current 3-1 Month Momentum % is 3.12%. Based on the distribution chart, NPL Nova ranks #222 out of 562 companies in the Credit Services industry, which is above the industry midpoint. Overall, NPL Nova has a GF Score™ of 57/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does NPL Nova's 3-1 Month Momentum % compare to V and MA?
According to the Credit Services industry distribution chart, NPL Nova ranks #222 out of 562 companies for 3-1 Month Momentum %. This puts NPL Nova in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Credit Services company?
A good 3-1 Month Momentum % depends on the Credit Services industry context. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on NPL Nova and its competitors. NPL Nova's current 3-1 Month Momentum % is 3.12%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NPL Nova stock overvalued right now?
Based on GuruFocus' analysis, NPL Nova (WAR:PRI) is currently considered Significantly Undervalued. The stock's GF Value™ is zł7.87, compared to a current price of zł3.70 — trading 53% below its estimated fair value. The current 3-1 Month Momentum % is 3.12%. NPL Nova's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For NPL Nova (WAR:PRI), the current 3-1 Month Momentum % is 3.12% as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NPL Nova (WAR:PRI) Overvalued in 2026?
Based on GuruFocus' analysis, NPL Nova stock appears to be undervalued.
The current stock price of zł3.70 is trading 53% below its estimated GF Value™ of zł7.87.
GuruFocus considers NPL Nova to be Significantly Undervalued.
Key valuation signals for WAR:PRI:
3-1 Month Momentum %: 3.12%
GF Value™: zł7.87 vs. price of zł3.70 (53% below fair value)
No single metric tells the full story. See the WAR:PRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NPL Nova SA is a Poland based company engaged in the debt collection services. It specializes in recovering the amounts due to economic turnover and providing debt management services.
57GF Score
Get the complete analysis for WAR:PRI
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
WAR:PRI has been successfully added to your 
