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MastercardXSWX:MA 95 Days Sales Outstanding is 47.69 as of Jun. 2026, which is 8% below its 10-year median of 51.80. GuruFocus rates XSWX:MA with a GF Score™ of 95/100 and a GF Value™ of CHF538.04. The stock has 3 warning signs investors should review. Among 296 Credit Services companies, Mastercard ranks worse than 52.36% on this metric.
Mastercard's average Accounts Receivable for the
three
months ended in Jun. 2026 was CHF3,875 Mil. Mastercard's Revenue for the
three
months ended in Jun. 2026 was CHF7,415 Mil.
Hence, Mastercard's Days Sales Outstanding for the
three
months ended in Jun. 2026 was 47.69.
The historical rank and industry rank for Mastercard's Days Sales Outstanding or its related term are showing as below:
XSWX:MA'
s Days Sales Outstanding Range Over the Past 10 Years
Min: 42.25 Med: 51.8 Max: 61.54
Current: 47.46
During the past 13 years, Mastercard's highest Days Sales Outstanding was 61.54. The lowest was 42.25. And the median was 51.80.
XSWX:MA's Days Sales Outstanding is ranked worse than 52.36% of 296
companies
in the Credit Services industry
Industry Median: 41.215
vs XSWX:MA: 47.46
Mastercard's Days Sales Outstanding
increased
from Jun. 2025 (47.64) to Jun. 2026 (47.69).
Mastercard (XSWX:MA) Days Sales Outstanding Explanation
For retailers, when we compare Days Sales Outstanding, it is important to compare the same period in the previous years.
Mastercard Days Sales Outstanding Related Terms
Mastercard Days Sales Outstanding Historical Data
* Premium members only.
The historical data trend for Mastercard's Days Sales Outstanding can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XSWX:MA vs V, AXP, COF: Days Sales Outstanding Comparison
For the Credit Services subindustry, Mastercard's Days Sales Outstanding, along with its competitors' market caps and Days Sales Outstanding data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mastercard Days Sales Outstanding vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Mastercard's Days Sales Outstanding distribution charts can be found below:
* The bar in red indicates where Mastercard's Days Sales Outstanding falls into.
Days Sales Outstanding measures the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mastercard (XSWX:MA) has a Days Sales Outstanding of 47.69 as of Jun. 2026. Days sales outstanding represents the average amount of days a company takes to collect receivables. View historical data on Mastercard and its competitors. This is near median its historical median of 51.80. Over the past decade, Mastercard's Days Sales Outstanding has ranged from 42.25 to 61.54. According to the industry distribution chart, Mastercard ranks #155 out of 296 companies in the Credit Services industry, placing it in the top 52.4%.
Is Mastercard's Days Sales Outstanding too high?
Mastercard's current Days Sales Outstanding of 47.69 is near median its 10-year median of 51.80. Over the past 10 years, this metric has ranged from a low of 42.25 to a high of 61.54. The Credit Services industry median Days Sales Outstanding is 41.22. Mastercard's value of 47.69 is 15.7% above this industry median. Based on the distribution chart, Mastercard ranks #155 out of 296 companies in the Credit Services industry, which is below the industry midpoint. Overall, Mastercard has a GF Score™ of 95/100, reflecting its overall financial health beyond just this single metric.
How does Mastercard's Days Sales Outstanding compare to V and AXP?
According to the Credit Services industry distribution chart, Mastercard ranks #155 out of 296 companies for Days Sales Outstanding. This places Mastercard in the lower half of its industry. The industry median Days Sales Outstanding is 41.22. Mastercard's value of 47.69 is 15.7% above this benchmark. Historically, Mastercard's own Days Sales Outstanding has ranged from 42.25 to 61.54 over the past decade. While the company's 10-year median is 51.80 vs. the industry median of 41.22, Mastercard has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Sales Outstanding for a Credit Services company?
The median Days Sales Outstanding among Credit Services companies is 41.22, based on 296 companies in the industry. Companies in the top quartile (top 25%) have a Days Sales Outstanding significantly above this median, while those in the bottom quartile fall well below. However, Days Sales Outstanding should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mastercard's current Days Sales Outstanding of 47.69 is 15.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Sales Outstanding mean?
A high Days Sales Outstanding can signal that a stock is expensive relative to its fundamentals. Days sales outstanding represents the average amount of days a company takes to collect receivables. View historical data on Mastercard and its competitors. For the Credit Services industry, the median Days Sales Outstanding is 41.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mastercard's current Days Sales Outstanding is 47.69, which is near median its own 10-year median of 51.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mastercard stock overvalued right now?
Mastercard (XSWX:MA) has a current Days Sales Outstanding of 47.69. The stock's GF Value™ is CHF538.04, compared to a current price of CHF461.45 — trading 14.2% below its estimated fair value. The current Days Sales Outstanding is 47.69, which is near median its 10-year median of 51.80 and 15.7% above the Credit Services industry median of 41.22. Mastercard's overall GF Score™ is 95/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Sales Outstanding calculated?
Days Sales Outstanding is calculated from a company's financial statements. For Mastercard (XSWX:MA), the current Days Sales Outstanding is 47.69 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mastercard (XSWX:MA) Overvalued in 2026?
Based on GuruFocus' analysis, Mastercard stock appears to be undervalued.
The current stock price of CHF461.45 is trading 14.2% below its estimated GF Value™ of CHF538.04.
Key valuation signals for XSWX:MA:
Days Sales Outstanding: 47.69 (near median its 10-year median of 51.80)
GF Value™: CHF538.04 vs. price of CHF461.45 (14.2% below fair value)
Industry Position: 15.7% above the Credit Services median (#155 of 296)
No single metric tells the full story. See the XSWX:MA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mastercard is the second-largest payment processor in the world, having processed close to $11 trillion in volume during 2025. Mastercard operates in over 200 countries and processes transactions in over 150 currencies.
95GF Score
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