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MastercardXSWX:MA +0.42%94 Shiller PE Ratio is 52.63 as of Aug. 04, 2026, which is 17% below its 10-year median of 63.32. GuruFocus rates XSWX:MA with a GF Score™ of 94/100 and a GF Value™ of CHF544.61. The stock has 3 warning signs investors should review. Among 328 Credit Services companies, Mastercard ranks worse than 81.1% on this metric.
As of today (2026-08-04), Mastercard's current share price is CHF463.70. Mastercard's E10 for the quarter that ended in Jun. 2026 was CHF8.81. Mastercard's Shiller PE Ratio for today is 52.63.
The historical rank and industry rank for Mastercard's Shiller PE Ratio or its related term are showing as below:
XSWX:MA'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 46.56 Med: 63.32 Max: 94.12
Current: 51.85
During the past years, Mastercard's highest Shiller PE Ratio was 94.12. The lowest was 46.56. And the median was 63.32.
XSWX:MA's Shiller PE Ratio is ranked worse than 81.1% of 328
companies
in the Credit Services industry
Industry Median: 14.095
vs XSWX:MA: 51.85
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Mastercard's adjusted earnings per share data for the three months ended in Jun. 2026 was CHF3.973. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is CHF8.81 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Mastercard Shiller PE Ratio Related Terms
Mastercard Shiller PE Ratio Historical Data
* Premium members only.
The historical data trend for Mastercard's Shiller PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XSWX:MA vs V, AXP, COF: Shiller PE Ratio Comparison
For the Credit Services subindustry, Mastercard's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mastercard Shiller PE Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Mastercard's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Mastercard's Shiller PE Ratio falls into.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
Mastercard's Shiller PE Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mastercard's E10 for the quarter that ended in Jun. 2026 is calculated as:
For example, Mastercard's adjusted earnings per share data for the three months ended in Jun. 2026 was:
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Mastercard (XSWX:MA) has a Shiller PE Ratio of 52.63 as of Aug. 04, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Mastercard and its competitors. This is 17% below median its historical median of 63.32. Over the past decade, Mastercard's Shiller PE Ratio has ranged from 46.56 to 94.12. According to the industry distribution chart, Mastercard ranks #266 out of 328 companies in the Credit Services industry, placing it in the top 81.1%.
Is Mastercard's Shiller PE Ratio too high?
Mastercard's current Shiller PE Ratio of 52.63 is 17% below median its 10-year median of 63.32. Over the past 10 years, this metric has ranged from a low of 46.56 to a high of 94.12. The Credit Services industry median Shiller PE Ratio is 14.10. Mastercard's value of 52.63 is 273.4% above this industry median. Based on the distribution chart, Mastercard ranks #266 out of 328 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Mastercard has a GF Score™ of 94/100, reflecting its overall financial health beyond just this single metric.
How does Mastercard's Shiller PE Ratio compare to V and AXP?
According to the Credit Services industry distribution chart, Mastercard ranks #266 out of 328 companies for Shiller PE Ratio. This places Mastercard in the lower half of its industry. The industry median Shiller PE Ratio is 14.10. Mastercard's value of 52.63 is 273.4% above this benchmark. Historically, Mastercard's own Shiller PE Ratio has ranged from 46.56 to 94.12 over the past decade. While the company's 10-year median is 63.32 vs. the industry median of 14.10, Mastercard has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Credit Services company?
The median Shiller PE Ratio among Credit Services companies is 14.10, based on 328 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mastercard's current Shiller PE Ratio of 52.63 is 273.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Mastercard and its competitors. For the Credit Services industry, the median Shiller PE Ratio is 14.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mastercard's current Shiller PE Ratio is 52.63, which is 17% below median its own 10-year median of 63.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mastercard stock overvalued right now?
Mastercard (XSWX:MA) has a current Shiller PE Ratio of 52.63. The stock's GF Value™ is CHF544.61, compared to a current price of CHF463.70 — trading 14.9% below its estimated fair value. The current Shiller PE Ratio is 52.63, which is 17% below median its 10-year median of 63.32 and 273.4% above the Credit Services industry median of 14.10. Mastercard's overall GF Score™ is 94/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Mastercard (XSWX:MA), the current Shiller PE Ratio is 52.63 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mastercard (XSWX:MA) Overvalued in 2026?
Based on GuruFocus' analysis, Mastercard stock appears to be undervalued.
The current stock price of CHF463.70 is trading 14.9% below its estimated GF Value™ of CHF544.61.
Key valuation signals for XSWX:MA:
Shiller PE Ratio: 52.63 (17% below median its 10-year median of 63.32)
GF Value™: CHF544.61 vs. price of CHF463.70 (14.9% below fair value)
Industry Position: 273.4% above the Credit Services median (#266 of 328)
No single metric tells the full story. See the XSWX:MA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mastercard is the second-largest payment processor in the world, having processed close to $11 trillion in volume during 2025. Mastercard operates in over 200 countries and processes transactions in over 150 currencies.
94GF Score
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