Mastercard (XSWX:MA) Pre-Tax Income: CHF16,039 Mil (TTM As of Jun. 2026)

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XSWX:MA Mastercard Inc XSWX:MA
94 GF Score
Price CHF461.75
GF Value CHF539.40
! 3 Warning Signs
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What is Mastercard Pre-Tax Income?

Mastercard XSWX:MA -0.23% 94 Pre-Tax Income is CHF16,039 Mil as of Jun. 2026. GuruFocus rates XSWX:MA with a GF Score™ of 94/100 and a GF Value™ of CHF539.40. The stock has 3 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Mastercard's pretax income for the three months ended in Jun. 2026 was CHF4,385 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was CHF16,039 Mil. Mastercard's pretax margin was 59.14%.

During the past 13 years, Mastercard's highest Pretax Margin was 57.64%. The lowest was 48.19%. And the median was 53.46%.


Mastercard  (XSWX:MA) Pre-Tax Income Explanation

Mastercard's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=4384.96/7415.106
=59.14%

During the past 13 years, Mastercard's highest Pretax Margin was 57.64%. The lowest was 48.19%. And the median was 53.46%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Mastercard Pre-Tax Income Related Terms


Mastercard Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Mastercard's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mastercard Pre-Tax Income Chart

Mastercard Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9,492.75 10,929.53 11,795.01 13,600.47 14,804.81

Mastercard Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,799.27 3,979.70 3,885.68 3,788.49 4,384.96

XSWX:MA vs V, AXP, COF: Pre-Tax Income Comparison

For the Credit Services subindustry, Mastercard's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mastercard Pre-Tax Income vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Mastercard's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Mastercard's Pre-Tax Income falls into.


XSWX:MA
94GF Score
Mastercard Inc XSWX:MA
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Mastercard Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Mastercard's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Non Operating Income+Interest Expense+Interest Income+Other
=15550.707+-170.537+-575.362+0+0
=14,805

Mastercard's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Non Operating Income+Interest Expense+Interest Income+Other
=4578.39+-19.183+-174.247+0+0
=4,385

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was CHF16,039 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of CHF16,039 Mil mean?
Mastercard (XSWX:MA) has a Pre-Tax Income of CHF16,039 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Mastercard and its competitors.
Is Mastercard's Pre-Tax Income too high?
Mastercard's current Pre-Tax Income is CHF16,039 Mil. Overall, Mastercard has a GF Score™ of 94/100, reflecting its overall financial health beyond just this single metric.
How does Mastercard's Pre-Tax Income compare to V and AXP?
Mastercard's Pre-Tax Income of CHF16,039 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Credit Services company?
A good Pre-Tax Income depends on the Credit Services industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Mastercard and its competitors. Mastercard's current Pre-Tax Income is CHF16,039 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mastercard stock overvalued right now?
Mastercard (XSWX:MA) has a current Pre-Tax Income of CHF16,039 Mil. The stock's GF Value™ is CHF539.40, compared to a current price of CHF461.75 — trading 14.4% below its estimated fair value. The current Pre-Tax Income is CHF16,039 Mil. Mastercard's overall GF Score™ is 94/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Mastercard (XSWX:MA), the current Pre-Tax Income is CHF16,039 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mastercard (XSWX:MA) Overvalued in 2026?

Based on GuruFocus' analysis, Mastercard stock appears to be undervalued. The current stock price of CHF461.75 is trading 14.4% below its estimated GF Value™ of CHF539.40.

Key valuation signals for XSWX:MA:

  • Pre-Tax Income: CHF16,039 Mil
  • GF Value™: CHF539.40 vs. price of CHF461.75 (14.4% below fair value)
  • GF Score™: 94/100 with 3 warning signs

No single metric tells the full story. See the XSWX:MA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mastercard Business Description

Address 2000 Purchase Street, Purchase, NY, USA, 10577
Mastercard is the second-largest payment processor in the world, having processed close to $11 trillion in volume during 2025. Mastercard operates in over 200 countries and processes transactions in over 150 currencies.
94GF Score

Get the complete analysis for XSWX:MA

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF461.75
Price
CHF539.40
GF Value