Mastercard (XSWX:MA) Price-to-Tangible-Book: (As of Sep. 02, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XSWX:MA Mastercard Inc XSWX:MA
98 GF Score
Price CHF477.30
GF Value CHF557.41
! 3 Warning Signs
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What is Mastercard Price-to-Tangible-Book?

As of today (2026-09-02), Mastercard's share price is CHF477.30. Mastercard's Tangible Book per Share of Jun. 2026 for the quarter that ended in Jun. 2026 was CHF-8.52. Hence, Mastercard's Price to Tangible Book Ratio of today is .

The historical rank and industry rank for Mastercard's Price-to-Tangible-Book or its related term are showing as below:

During the past 13 years, Mastercard's highest Price to Tangible Book Ratio was 2601.31. The lowest was 30.38. And the median was 127.86.

XSWX:MA's Price-to-Tangible-Book is not ranked *
in the Credit Services industry.
Industry Median: 1.09
* Ranked among companies with meaningful Price-to-Tangible-Book only.

A closely related ratio is called PB Ratio. As of today, Mastercard's share price is CHF477.30. Mastercard's Book Value per Sharefor the quarter that ended in Jun. 2026 was CHF5.11. Hence, Mastercard's P/B Ratio of today is 93.44.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The Price-to-Book Ratio does not work well for these companies. Some companies even have negative equity, so the Price-to-Book Ratio cannot be applied to them.


Mastercard Price-to-Tangible-Book Related Terms


Mastercard Price-to-Tangible-Book Historical Data

* Premium members only.

The historical data trend for Mastercard's Price-to-Tangible-Book can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mastercard Price-to-Tangible-Book Chart

Mastercard Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Price-to-Tangible-Book
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Mastercard Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Price-to-Tangible-Book Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

XSWX:MA vs V, AXP, COF: Price-to-Tangible-Book Comparison

For the Credit Services subindustry, Mastercard's Price-to-Tangible-Book, along with its competitors' market caps and Price-to-Tangible-Book data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mastercard Price-to-Tangible-Book vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Mastercard's Price-to-Tangible-Book distribution charts can be found below:

* The bar in red indicates where Mastercard's Price-to-Tangible-Book falls into.


XSWX:MA
98GF Score
Mastercard Inc XSWX:MA
Price-to-Tangible-Book is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mastercard Price-to-Tangible-Book Calculation

Mastercard's price-to-tangible-book ratio for today is calculated as:

Price to Tangible Book=Share Price/Tangible Book per Share (Q: Jun. 2026 )
=477.30/-8.515
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called PB Ratio. The difference between Price-to-Tangible-Book Ratio and PB Ratio is that book value other than intangibles are used in the calculation.

Is Mastercard (XSWX:MA) Overvalued in 2026?

Based on GuruFocus' analysis, Mastercard stock appears to be undervalued. The current stock price of CHF477.30 is trading 14.4% below its estimated GF Value™ of CHF557.41.

Key valuation signals for XSWX:MA:

  • Price-to-Tangible-Book:
  • GF Value™: CHF557.41 vs. price of CHF477.30 (14.4% below fair value)
  • GF Score™: 98/100 with 3 warning signs

No single metric tells the full story. See the XSWX:MA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mastercard Business Description

Address 2000 Purchase Street, Purchase, NY, USA, 10577
Mastercard is the second-largest payment processor in the world, having processed close to $11 trillion in volume during 2025. Mastercard operates in over 200 countries and processes transactions in over 150 currencies.
98GF Score

Get the complete analysis for XSWX:MA

Price-to-Tangible-Book is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF477.30
Price
CHF557.41
GF Value