Mastercard (XSWX:MA) 3-1 Month Momentum %: -1.38% (As of Jul. 13, 2026)


XSWX:MA Mastercard Inc XSWX:MA
93 GF Score
Price CHF421.00
GF Value CHF526.92
! 1 Warning Sign
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What is Mastercard 3-1 Month Momentum %?

Mastercard XSWX:MA 93 3-1 Month Momentum % is -1.38% as of Jul. 13, 2026. GuruFocus rates XSWX:MA with a GF Score™ of 93/100 and a GF Value™ of CHF526.92. The stock has 1 warning sign investors should review. Among 559 Credit Services companies, Mastercard ranks better than 50.27% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-13), Mastercard's 3-1 Month Momentum % is -1.38%.

The industry rank for Mastercard's 3-1 Month Momentum % or its related term are showing as below:

XSWX:MA's 3-1 Month Momentum % is ranked better than
50.27% of 559 companies
in the Credit Services industry
Industry Median: -2.16 vs XSWX:MA: -1.38

Mastercard  (XSWX:MA) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.

Mastercard 3-1 Month Momentum % Related Terms

XSWX:MA vs V, AXP, COF: 3-1 Month Momentum % Comparison

For the Credit Services subindustry, Mastercard's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Mastercard 3-1 Month Momentum % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Mastercard's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Mastercard's 3-1 Month Momentum % falls into.


XSWX:MA
93GF Score
Mastercard Inc XSWX:MA
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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Mastercard  (XSWX:MA) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of -1.38% mean?
Mastercard (XSWX:MA) has a 3-1 Month Momentum % of -1.38% as of Jul. 13, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Mastercard and its competitors. According to the industry distribution chart, Mastercard ranks #278 out of 559 companies in the Credit Services industry, placing it in the top 49.7%.
Is Mastercard's 3-1 Month Momentum % too high?
Mastercard's current 3-1 Month Momentum % is -1.38%. Based on the distribution chart, Mastercard ranks #278 out of 559 companies in the Credit Services industry, which is above the industry midpoint. Overall, Mastercard has a GF Score™ of 93/100, reflecting its overall financial health beyond just this single metric.
How does Mastercard's 3-1 Month Momentum % compare to V and AXP?
According to the Credit Services industry distribution chart, Mastercard ranks #278 out of 559 companies for 3-1 Month Momentum %. This puts Mastercard in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Credit Services company?
A good 3-1 Month Momentum % depends on the Credit Services industry context. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Mastercard and its competitors. Mastercard's current 3-1 Month Momentum % is -1.38%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mastercard stock overvalued right now?
Mastercard (XSWX:MA) has a current 3-1 Month Momentum % of -1.38%. The stock's GF Value™ is CHF526.92, compared to a current price of CHF421.00 — trading 20.1% below its estimated fair value. The current 3-1 Month Momentum % is -1.38%. Mastercard's overall GF Score™ is 93/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Mastercard (XSWX:MA), the current 3-1 Month Momentum % is -1.38% as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mastercard (XSWX:MA) Overvalued in 2026?

Based on GuruFocus' analysis, Mastercard stock appears to be undervalued. The current stock price of CHF421.00 is trading 20.1% below its estimated GF Value™ of CHF526.92.

Key valuation signals for XSWX:MA:

  • 3-1 Month Momentum %: -1.38%
  • GF Value™: CHF526.92 vs. price of CHF421.00 (20.1% below fair value)
  • GF Score™: 93/100 with 1 warning sign

No single metric tells the full story. See the XSWX:MA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mastercard Business Description

Address 2000 Purchase Street, Purchase, NY, USA, 10577
Mastercard is the second-largest payment processor in the world, having processed close to $11 trillion in volume during 2025. Mastercard operates in over 200 countries and processes transactions in over 150 currencies.
93GF Score

Get the complete analysis for XSWX:MA

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF421.00
Price
CHF526.92
GF Value