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MastercardXSWX:MA -0.80%95 3-Year Dividend Growth Rate is 15.80% as of Jun. 2026, which is 23% below its 10-year median of 20.50. GuruFocus rates XSWX:MA with a GF Score™ of 95/100 and a GF Value™ of CHF546.41. The stock has 3 warning signs investors should review. Among 139 Credit Services companies, Mastercard ranks better than 69.78% on this metric.
The historical rank and industry rank for Mastercard's 3-Year Dividend Growth Rate or its related term are showing as below:
XSWX:MA'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0 Med: 20.5 Max: 94.3
Current: 15.8
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Mastercard was 94.30% per year. The lowest was 0.00% per year. And the median was 20.50% per year.
XSWX:MA's 3-Year Dividend Growth Rate is ranked better than 69.78% of 139
companies
in the Credit Services industry
Industry Median: 8.5
vs XSWX:MA: 15.80
During the past 12 months, Mastercard's average Dividends Per Share Growth Rate was 14.80% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 15.80% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 14.00% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 17.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 13 years, the highest Dividend Payout Ratio of Mastercard was 0.25. The lowest was 0.09. And the median was 0.19.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
Mastercard Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.870000
2026-07-09
2026-07-09
2026-08-07
Cash Dividend
quarterly
USD:CHF 0.808100
USD 0.870000
2026-04-09
2026-04-09
2026-05-08
Cash Dividend
quarterly
USD:CHF 0.782400
USD 0.870000
2026-01-09
2026-01-09
2026-02-09
Cash Dividend
quarterly
USD:CHF 0.771000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Mastercard's Dividend Yield (%) for Today is calculated as
Current Share Price is CHF454.35.
Mastercard's Dividends per Share for the trailing twelve months (TTM) ended in Today is CHF2.054505.
During the past 13 years, the highest Dividend Yield of Mastercard was 0.74%. The lowest was 0.39%. And the median was 0.51%.
Good Sign:
Mastercard Inc stock Dividend Yield % is close to 3-year high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mastercard 3-Year Dividend Growth Rate Related Terms>
XSWX:MA vs V, AXP, COF: 3-Year Dividend Growth Rate Comparison
For the Credit Services subindustry, Mastercard's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mastercard 3-Year Dividend Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Mastercard's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where Mastercard's 3-Year Dividend Growth Rate falls into.
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 15.80% mean?
Mastercard (XSWX:MA) has a 3-Year Dividend Growth Rate of 15.80% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Mastercard and its competitors. This is 23% below median its historical median of 20.50. According to the industry distribution chart, Mastercard ranks #42 out of 139 companies in the Credit Services industry, placing it in the top 30.2%.
Is Mastercard's 3-Year Dividend Growth Rate too high?
Mastercard's current 3-Year Dividend Growth Rate of 15.80% is 23% below median its 10-year median of 20.50. The Credit Services industry median 3-Year Dividend Growth Rate is 8.50. Mastercard's value of 15.80% is 85.9% above this industry median. Based on the distribution chart, Mastercard ranks #42 out of 139 companies in the Credit Services industry, which is above the industry midpoint. Overall, Mastercard has a GF Score™ of 95/100, reflecting its overall financial health beyond just this single metric.
How does Mastercard's 3-Year Dividend Growth Rate compare to V and AXP?
According to the Credit Services industry distribution chart, Mastercard ranks #42 out of 139 companies for 3-Year Dividend Growth Rate. This puts Mastercard in the upper half of its industry. The industry median 3-Year Dividend Growth Rate is 8.50. Mastercard's value of 15.80% is 85.9% above this benchmark. While the company's 10-year median is 20.50 vs. the industry median of 8.50, Mastercard has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Credit Services company?
The median 3-Year Dividend Growth Rate among Credit Services companies is 8.50, based on 139 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mastercard's current 3-Year Dividend Growth Rate of 15.80% is 85.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Mastercard and its competitors. For the Credit Services industry, the median 3-Year Dividend Growth Rate is 8.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mastercard's current 3-Year Dividend Growth Rate is 15.80%, which is 23% below median its own 10-year median of 20.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mastercard stock overvalued right now?
Mastercard (XSWX:MA) has a current 3-Year Dividend Growth Rate of 15.80%. The stock's GF Value™ is CHF546.41, compared to a current price of CHF454.35 — trading 16.8% below its estimated fair value. The current 3-Year Dividend Growth Rate is 15.80%, which is 23% below median its 10-year median of 20.50 and 85.9% above the Credit Services industry median of 8.50. Mastercard's overall GF Score™ is 95/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Mastercard (XSWX:MA), the current 3-Year Dividend Growth Rate is 15.80% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mastercard (XSWX:MA) Overvalued in 2026?
Based on GuruFocus' analysis, Mastercard stock appears to be undervalued.
The current stock price of CHF454.35 is trading 16.8% below its estimated GF Value™ of CHF546.41.
Key valuation signals for XSWX:MA:
3-Year Dividend Growth Rate: 15.80% (23% below median its 10-year median of 20.50)
GF Value™: CHF546.41 vs. price of CHF454.35 (16.8% below fair value)
Industry Position: 85.9% above the Credit Services median (#42 of 139)
No single metric tells the full story. See the XSWX:MA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mastercard is the second-largest payment processor in the world, having processed close to $11 trillion in volume during 2025. Mastercard operates in over 200 countries and processes transactions in over 150 currencies.
95GF Score
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