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UMB Financial (FRA:UMB) Debt-to-Equity : 0.10 (As of Mar. 2025)


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What is UMB Financial Debt-to-Equity?

UMB Financial's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2025 was €0 Mil. UMB Financial's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2025 was €605 Mil. UMB Financial's Total Stockholders Equity for the quarter that ended in Mar. 2025 was €6,242 Mil. UMB Financial's debt to equity for the quarter that ended in Mar. 2025 was 0.10.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for UMB Financial's Debt-to-Equity or its related term are showing as below:

FRA:UMB' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.03   Med: 0.05   Max: 1.13
Current: 0.1

During the past 13 years, the highest Debt-to-Equity Ratio of UMB Financial was 1.13. The lowest was 0.03. And the median was 0.05.

FRA:UMB's Debt-to-Equity is ranked better than
89% of 1482 companies
in the Banks industry
Industry Median: 0.58 vs FRA:UMB: 0.10

UMB Financial Debt-to-Equity Historical Data

The historical data trend for UMB Financial's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

UMB Financial Debt-to-Equity Chart

UMB Financial Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.09 0.09 0.14 0.45 0.11

UMB Financial Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.44 0.27 0.18 0.11 0.10

Competitive Comparison of UMB Financial's Debt-to-Equity

For the Banks - Regional subindustry, UMB Financial's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UMB Financial's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, UMB Financial's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where UMB Financial's Debt-to-Equity falls into.


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UMB Financial Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

UMB Financial's Debt to Equity Ratio for the fiscal year that ended in Dec. 2024 is calculated as

UMB Financial's Debt to Equity Ratio for the quarter that ended in Mar. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


UMB Financial  (FRA:UMB) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


UMB Financial Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of UMB Financial's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.


UMB Financial Business Description

Traded in Other Exchanges
Address
1010 Grand Boulevard, Kansas City, MO, USA, 64106
UMB Financial Corp, or UMBF, is a financial services holding company offering a suite of banking services and asset servicing to its customers in the United States and around the world. Its client base includes commercial, institutional, and personal customers. Along with its subsidiaries, the company operates in the following business segments: Commercial Banking, Institutional Banking, and Personal Banking. A majority of its revenue is generated from the Commercial Banking segment, which serves the commercial banking and treasury management needs of small to middle-market businesses through various products and services such as commercial loans, commercial real estate financing, commercial credit cards, letters of credit, loan syndication services, consultative services, and others.

UMB Financial Headlines

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