BAOB (Baraboo Bancorp) Debt-to-Asset : 0.02 (As of Dec. 2025)

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BAOB Baraboo Bancorp Inc BAOB
48 GF Score
Price $7.00
GF Value $4.30
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Baraboo Bancorp Debt-to-Asset?

Baraboo Bancorp BAOB -1.27% 48 Debt-to-Asset is 0.02 as of Dec. 2025. GuruFocus rates BAOB with a GF Score™ of 48/100 and a GF Value™ of $4.30 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Baraboo Bancorp's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $0.00 Mil. Baraboo Bancorp's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $8.75 Mil. Baraboo Bancorp's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Dec. 2025 was $587.78 Mil. Baraboo Bancorp's debt to asset for the quarter that ended in Dec. 2025 was 0.01.

Baraboo Bancorp  (OTCPK:BAOB) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Baraboo Bancorp Debt-to-Asset Related Terms

Baraboo Bancorp Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Baraboo Bancorp's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Baraboo Bancorp Debt-to-Asset Chart

Baraboo Bancorp Annual Data
Trend Dec06 Dec07 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.01 0.01 0.01 0.03 0.02

Baraboo Bancorp Semi-Annual Data
Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 0.01 0.01 0.03 0.02

BAOB vs LSFG, CBAF, CIZN: Debt-to-Asset Comparison

For the Banks - Regional subindustry, Baraboo Bancorp's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Baraboo Bancorp Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Baraboo Bancorp's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Baraboo Bancorp's Debt-to-Asset falls into.


BAOB
48GF Score
Baraboo Bancorp Inc BAOB
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Baraboo Bancorp Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Baraboo Bancorp's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 8.75) / 587.781
=0.01

Baraboo Bancorp's Debt-to-Asset for the quarter that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 8.75) / 587.781
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.02 mean?
Baraboo Bancorp (BAOB) has a Debt-to-Asset of 0.02 as of Dec. 2025. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Baraboo Bancorp and its competitors.
Is Baraboo Bancorp's Debt-to-Asset too high?
Baraboo Bancorp's current Debt-to-Asset is 0.02. Overall, Baraboo Bancorp has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Baraboo Bancorp's Debt-to-Asset compare to LSFG and CBAF?
Baraboo Bancorp's Debt-to-Asset of 0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Baraboo Bancorp and its competitors. Baraboo Bancorp's current Debt-to-Asset is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Baraboo Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Baraboo Bancorp (BAOB) is currently considered Significantly Overvalued. The stock's GF Value™ is $4.30, compared to a current price of $7.00 — trading 62.8% above its estimated fair value. The current Debt-to-Asset is 0.02. Baraboo Bancorp's overall GF Score™ is 48/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Baraboo Bancorp (BAOB), the current Debt-to-Asset is 0.02 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Baraboo Bancorp (BAOB) Overvalued in 2026?

Based on GuruFocus' analysis, Baraboo Bancorp stock appears to be overvalued. The current stock price of $7.00 is trading 62.8% above its estimated GF Value™ of $4.30. GuruFocus considers Baraboo Bancorp to be Significantly Overvalued.

Key valuation signals for BAOB:

  • Debt-to-Asset: 0.02
  • GF Value™: $4.30 vs. price of $7.00 (62.8% above fair value)
  • GF Score™: 48/100 with 7 warning signs

No single metric tells the full story. See the BAOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Baraboo Bancorp Business Description

Address 101 3rd Avenue, P.O. Box 50, Barbaoo, WI, USA, 53913
Baraboo Bancorp Inc operates as the holding company for Baraboo State Bank, which provides various personal and business banking products and services. It offers customer service, a wide variety of accounts, competitive loan rates, online banking, and investments.
48GF Score

Get the complete analysis for BAOB

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.00
Price
$4.30
GF Value