BAOB (Baraboo Bancorp) EV-to-OCF: 0.46 (As of Jul. 14, 2026)

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BAOB Baraboo Bancorp Inc BAOB
47 GF Score
Price $6.55
GF Value $4.27
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Baraboo Bancorp EV-to-OCF?

Baraboo Bancorp BAOB -0.76% 47 EV-to-OCF is 0.46 as of Jul. 14, 2026. GuruFocus rates BAOB with a GF Score™ of 47/100 and a GF Value™ of $4.27 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,505 Banks companies, Baraboo Bancorp ranks better than 65.45% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Baraboo Bancorp's Enterprise Value is $1.82 Mil. Baraboo Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $3.93 Mil. Therefore, Baraboo Bancorp's EV-to-OCF for today is 0.46.

The historical rank and industry rank for Baraboo Bancorp's EV-to-OCF or its related term are showing as below:

BAOB' s EV-to-OCF Range Over the Past 10 Years
Min: -32.85   Med: -4.5   Max: 15.28
Current: 0.46

During the past 13 years, the highest EV-to-OCF of Baraboo Bancorp was 15.28. The lowest was -32.85. And the median was -4.50.

BAOB's EV-to-OCF is ranked better than
65.45% of 1505 companies
in the Banks industry
Industry Median: 3.73 vs BAOB: 0.46

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-14), Baraboo Bancorp's stock price is $6.55. Baraboo Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.600. Therefore, Baraboo Bancorp's PE Ratio (TTM) for today is 10.92.


Baraboo Bancorp  (OTCPK:BAOB) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Baraboo Bancorp's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=6.55/0.600
=10.92

Baraboo Bancorp's share price for today is $6.55.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Baraboo Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.600.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Baraboo Bancorp EV-to-OCF Related Terms


Baraboo Bancorp EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Baraboo Bancorp's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Baraboo Bancorp EV-to-OCF Chart

Baraboo Bancorp Annual Data
Trend Dec06 Dec07 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -31.11 -5.33 -3.80 -7.31 -1.06

Baraboo Bancorp Semi-Annual Data
Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -31.11 -5.33 -3.80 -7.31 -1.06

BAOB vs FMFG, CEFC, BBBK: EV-to-OCF Comparison

For the Banks - Regional subindustry, Baraboo Bancorp's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Baraboo Bancorp EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Baraboo Bancorp's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Baraboo Bancorp's EV-to-OCF falls into.


BAOB
47GF Score
Baraboo Bancorp Inc BAOB
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
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Baraboo Bancorp EV-to-OCF Calculation

Baraboo Bancorp's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=1.824/3.93
=0.46

Baraboo Bancorp's current Enterprise Value is $1.82 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Baraboo Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $3.93 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 0.46 mean?
Baraboo Bancorp (BAOB) has a EV-to-OCF of 0.46 as of Jul. 14, 2026. According to the industry distribution chart, Baraboo Bancorp ranks #520 out of 1505 companies in the Banks industry, placing it in the top 34.6%.
Is Baraboo Bancorp's EV-to-OCF too high?
Baraboo Bancorp's current EV-to-OCF is 0.46. The Banks industry median EV-to-OCF is 3.73. Baraboo Bancorp's value of 0.46 is 87.7% below this industry median. Based on the distribution chart, Baraboo Bancorp ranks #520 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Baraboo Bancorp has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Baraboo Bancorp's EV-to-OCF compare to FMFG and CEFC?
According to the Banks industry distribution chart, Baraboo Bancorp ranks #520 out of 1505 companies for EV-to-OCF. This puts Baraboo Bancorp in the upper half of its industry. The industry median EV-to-OCF is 3.73. Baraboo Bancorp's value of 0.46 is 87.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.73, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Baraboo Bancorp's current EV-to-OCF of 0.46 is 87.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Baraboo Bancorp's current EV-to-OCF is 0.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Baraboo Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Baraboo Bancorp (BAOB) is currently considered Significantly Overvalued. The stock's GF Value™ is $4.27, compared to a current price of $6.55 — trading 53.4% above its estimated fair value. The current EV-to-OCF is 0.46 and 87.7% below the Banks industry median of 3.73. Baraboo Bancorp's overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Baraboo Bancorp (BAOB), the current EV-to-OCF is 0.46 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Baraboo Bancorp (BAOB) Overvalued in 2026?

Based on GuruFocus' analysis, Baraboo Bancorp stock appears to be overvalued. The current stock price of $6.55 is trading 53.4% above its estimated GF Value™ of $4.27. GuruFocus considers Baraboo Bancorp to be Significantly Overvalued.

Key valuation signals for BAOB:

  • EV-to-OCF: 0.46
  • GF Value™: $4.27 vs. price of $6.55 (53.4% above fair value)
  • GF Score™: 47/100 with 7 warning signs
  • Industry Position: 87.7% below the Banks median (#520 of 1505)

No single metric tells the full story. See the BAOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Baraboo Bancorp Business Description

Address 101 3rd Avenue, P.O. Box 50, Barbaoo, WI, USA, 53913
Baraboo Bancorp Inc operates as the holding company for Baraboo State Bank, which provides various personal and business banking products and services. It offers customer service, a wide variety of accounts, competitive loan rates, online banking, and investments.
47GF Score

Get the complete analysis for BAOB

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.55
Price
$4.27
GF Value