BAOB (Baraboo Bancorp) Median PS Value: $3.86 (As of Jul. 15, 2026) — 123% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BAOB Baraboo Bancorp Inc BAOB
47 GF Score
Price $6.55
GF Value $4.27
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Baraboo Bancorp Median PS Value?

Baraboo Bancorp BAOB -0.76% 47 Median PS Value is $3.86 as of Jul. 15, 2026, which is 123% above its 10-year median of 1.73. GuruFocus rates BAOB with a GF Score™ of 47/100 and a GF Value™ of $4.27 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,043 Banks companies, Baraboo Bancorp ranks worse than 84.85% on this metric.

This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.

Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. Baraboo Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $2.299. Baraboo Bancorp's 10-Year median PS Ratio is 1.679. Therefore, the Median PS Value for today is $3.86.

As of today (2026-07-15), Baraboo Bancorp's share price is $6.55. Baraboo Bancorp's Median PS Value is $3.86. Therefore, Baraboo Bancorp's Price to Median PS Value for today is 1.70.

The historical rank and industry rank for Baraboo Bancorp's Median PS Value or its related term are showing as below:

BAOB' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 1.01   Med: 1.73   Max: 2.35
Current: 1.7

During the past 13 years, the highest Price to Median PS Value of Baraboo Bancorp was 2.35. The lowest was 1.01. And the median was 1.73.

BAOB's Price-to-Median-PS-Value is ranked worse than
84.85% of 1043 companies
in the Banks industry
Industry Median: 1.11 vs BAOB: 1.70

Baraboo Bancorp  (OTCPK:BAOB) Median PS Value Explanation

This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.

It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.

Baraboo Bancorp's Price to Median PS Value for today is calculated as

Price to Median PS Value=Share Price/Median PS Value
=6.55/3.86
=1.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Baraboo Bancorp Median PS Value Related Terms


Baraboo Bancorp Median PS Value Historical Data

* Premium members only.

The historical data trend for Baraboo Bancorp's Median PS Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Baraboo Bancorp Median PS Value Chart

Baraboo Bancorp Annual Data
Trend Dec06 Dec07 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Median PS Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.78 1.93 2.76 3.02 3.86

Baraboo Bancorp Semi-Annual Data
Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Median PS Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.78 1.93 2.76 3.02 3.86

BAOB vs FMFG, CEFC, BBBK: Median PS Value Comparison

For the Banks - Regional subindustry, Baraboo Bancorp's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Baraboo Bancorp Price-to-Median-PS-Value vs Banks Industry

For the Banks industry and Financial Services sector, Baraboo Bancorp's Price-to-Median-PS-Value distribution charts can be found below:

* The bar in red indicates where Baraboo Bancorp's Price-to-Median-PS-Value falls into.


BAOB
47GF Score
Baraboo Bancorp Inc BAOB
Median PS Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Baraboo Bancorp Median PS Value Calculation

Baraboo Bancorp's Median PS Value for today is calculated as

Median PS Value=Revenue per Share (TTM)*10-Year Median PS Ratio
=2.299*1.679
=3.86

10-Year Median PS Ratio is 1.679.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Baraboo Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $2.299.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Median PS Value →
What does a Median PS Value of $3.86 mean?
Baraboo Bancorp (BAOB) has a Median PS Value of $3.86 as of Jul. 15, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Baraboo Bancorp and its competitors. This is 123% above median its historical median of 1.73. Over the past decade, Baraboo Bancorp's Median PS Value has ranged from 1.01 to 2.35. According to the industry distribution chart, Baraboo Bancorp ranks #885 out of 1043 companies in the Banks industry, placing it in the top 84.9%.
Is Baraboo Bancorp's Median PS Value too high?
Baraboo Bancorp's current Median PS Value of $3.86 is 123% above median its 10-year median of 1.73. Over the past 10 years, this metric has ranged from a low of 1.01 to a high of 2.35. The Banks industry median Median PS Value is 1.11. Baraboo Bancorp's value of $3.86 is 247.7% above this industry median. Based on the distribution chart, Baraboo Bancorp ranks #885 out of 1043 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Baraboo Bancorp has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Baraboo Bancorp's Median PS Value compare to FMFG and CEFC?
According to the Banks industry distribution chart, Baraboo Bancorp ranks #885 out of 1043 companies for Median PS Value. This places Baraboo Bancorp in the lower half of its industry. The industry median Median PS Value is 1.11. Baraboo Bancorp's value of $3.86 is 247.7% above this benchmark. Historically, Baraboo Bancorp's own Median PS Value has ranged from 1.01 to 2.35 over the past decade. While the company's 10-year median is 1.73 vs. the industry median of 1.11, Baraboo Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,043 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Baraboo Bancorp's current Median PS Value of $3.86 is 247.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Baraboo Bancorp and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Baraboo Bancorp's current Median PS Value is $3.86, which is 123% above median its own 10-year median of 1.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Baraboo Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Baraboo Bancorp (BAOB) is currently considered Significantly Overvalued. The stock's GF Value™ is $4.27, compared to a current price of $6.55 — trading 53.4% above its estimated fair value. The current Median PS Value is $3.86, which is 123% above median its 10-year median of 1.73 and 247.7% above the Banks industry median of 1.11. Baraboo Bancorp's overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Baraboo Bancorp (BAOB), the current Median PS Value is $3.86 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Baraboo Bancorp (BAOB) Overvalued in 2026?

Based on GuruFocus' analysis, Baraboo Bancorp stock appears to be overvalued. The current stock price of $6.55 is trading 53.4% above its estimated GF Value™ of $4.27. GuruFocus considers Baraboo Bancorp to be Significantly Overvalued.

Key valuation signals for BAOB:

  • Median PS Value: $3.86 (123% above median its 10-year median of 1.73)
  • GF Value™: $4.27 vs. price of $6.55 (53.4% above fair value)
  • GF Score™: 47/100 with 7 warning signs
  • Industry Position: 247.7% above the Banks median (#885 of 1043)

No single metric tells the full story. See the BAOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Baraboo Bancorp Business Description

Address 101 3rd Avenue, P.O. Box 50, Barbaoo, WI, USA, 53913
Baraboo Bancorp Inc operates as the holding company for Baraboo State Bank, which provides various personal and business banking products and services. It offers customer service, a wide variety of accounts, competitive loan rates, online banking, and investments.
47GF Score

Get the complete analysis for BAOB

Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.55
Price
$4.27
GF Value