BAOB (Baraboo Bancorp) Net Loan: $296.63 Mil (As of Dec. 2025)

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BAOB Baraboo Bancorp Inc BAOB
47 GF Score
Price $6.55
GF Value $4.27
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Baraboo Bancorp Net Loan?

Baraboo Bancorp BAOB -0.76% 47 Net Loan is $296.63 Mil as of Dec. 2025. GuruFocus rates BAOB with a GF Score™ of 47/100 and a GF Value™ of $4.27 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Baraboo Bancorp's quarterly net loan declined from Dec. 2023 ($265.42 Mil) to Dec. 2024 ($262.70 Mil) but then increased from Dec. 2024 ($262.70 Mil) to Dec. 2025 ($296.63 Mil).

Baraboo Bancorp's annual net loan declined from Dec. 2023 ($265.42 Mil) to Dec. 2024 ($262.70 Mil) but then increased from Dec. 2024 ($262.70 Mil) to Dec. 2025 ($296.63 Mil).

Baraboo Bancorp Net Loan Historical Data

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The historical data trend for Baraboo Bancorp's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Baraboo Bancorp Net Loan Chart

Baraboo Bancorp Annual Data
Trend Dec06 Dec07 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 240.75 250.84 265.42 262.70 296.63

Baraboo Bancorp Semi-Annual Data
Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 240.75 250.84 265.42 262.70 296.63
BAOB
47GF Score
Baraboo Bancorp Inc BAOB
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Baraboo Bancorp Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $296.63 Mil mean?
Baraboo Bancorp (BAOB) has a Net Loan of $296.63 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Baraboo Bancorp and its competitors.
Is Baraboo Bancorp's Net Loan too high?
Baraboo Bancorp's current Net Loan is $296.63 Mil. Overall, Baraboo Bancorp has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Baraboo Bancorp's Net Loan compare to FMFG and CEFC?
Baraboo Bancorp's Net Loan of $296.63 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Baraboo Bancorp and its competitors. Baraboo Bancorp's current Net Loan is $296.63 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Baraboo Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Baraboo Bancorp (BAOB) is currently considered Significantly Overvalued. The stock's GF Value™ is $4.27, compared to a current price of $6.55 — trading 53.4% above its estimated fair value. The current Net Loan is $296.63 Mil. Baraboo Bancorp's overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Baraboo Bancorp (BAOB), the current Net Loan is $296.63 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Baraboo Bancorp (BAOB) Overvalued in 2026?

Based on GuruFocus' analysis, Baraboo Bancorp stock appears to be overvalued. The current stock price of $6.55 is trading 53.4% above its estimated GF Value™ of $4.27. GuruFocus considers Baraboo Bancorp to be Significantly Overvalued.

Key valuation signals for BAOB:

  • Net Loan: $296.63 Mil
  • GF Value™: $4.27 vs. price of $6.55 (53.4% above fair value)
  • GF Score™: 47/100 with 7 warning signs

No single metric tells the full story. See the BAOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Baraboo Bancorp Business Description

Address 101 3rd Avenue, P.O. Box 50, Barbaoo, WI, USA, 53913
Baraboo Bancorp Inc operates as the holding company for Baraboo State Bank, which provides various personal and business banking products and services. It offers customer service, a wide variety of accounts, competitive loan rates, online banking, and investments.
47GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.55
Price
$4.27
GF Value