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Baraboo BancorpBAOB -0.76%47 FCF Margin % is 18.34% as of Dec. 2025, which is 27% below its 10-year median of 25.00. GuruFocus rates BAOB with a GF Score™ of 47/100 and a GF Value™ of $4.27 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,507 Banks companies, Baraboo Bancorp ranks worse than 60.12% on this metric.
The historical rank and industry rank for Baraboo Bancorp's FCF Margin % or its related term are showing as below:
BAOB'
s FCF Margin % Range Over the Past 10 Years
Min: 16.61 Med: 25 Max: 80.91
Current: 18.34
During the past 13 years, the highest FCF Margin % of Baraboo Bancorp was 80.91%. The lowest was 16.61%. And the median was 25.00%.
BAOB's FCF Margin % is ranked worse than 60.12% of 1507
companies
in the Banks industry
Industry Median: 26.55
vs BAOB: 18.34
Baraboo Bancorp FCF Margin % Related Terms
Baraboo Bancorp FCF Margin % Historical Data
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The historical data trend for Baraboo Bancorp's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Baraboo Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Baraboo Bancorp FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Baraboo Bancorp's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Baraboo Bancorp's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Baraboo Bancorp (BAOB) has a FCF Margin % of 18.34% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Baraboo Bancorp and its competitors. This is 27% below median its historical median of 25.00. Over the past decade, Baraboo Bancorp's FCF Margin % has ranged from 16.61 to 80.91. According to the industry distribution chart, Baraboo Bancorp ranks #906 out of 1507 companies in the Banks industry, placing it in the top 60.1%.
Is Baraboo Bancorp's FCF Margin % too high?
Baraboo Bancorp's current FCF Margin % of 18.34% is 27% below median its 10-year median of 25.00. Over the past 10 years, this metric has ranged from a low of 16.61 to a high of 80.91. The Banks industry median FCF Margin % is 26.55. Baraboo Bancorp's value of 18.34% is 30.9% below this industry median. Based on the distribution chart, Baraboo Bancorp ranks #906 out of 1507 companies in the Banks industry, which is below the industry midpoint. Overall, Baraboo Bancorp has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Baraboo Bancorp's FCF Margin % compare to FMFG and CEFC?
According to the Banks industry distribution chart, Baraboo Bancorp ranks #906 out of 1507 companies for FCF Margin %. This places Baraboo Bancorp in the lower half of its industry. The industry median FCF Margin % is 26.55. Baraboo Bancorp's value of 18.34% is 30.9% below this benchmark. Historically, Baraboo Bancorp's own FCF Margin % has ranged from 16.61 to 80.91 over the past decade. While the company's 10-year median is 25.00 vs. the industry median of 26.55, Baraboo Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Baraboo Bancorp's current FCF Margin % of 18.34% is 30.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Baraboo Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Baraboo Bancorp's current FCF Margin % is 18.34%, which is 27% below median its own 10-year median of 25.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Baraboo Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Baraboo Bancorp (BAOB) is currently considered Significantly Overvalued. The stock's GF Value™ is $4.27, compared to a current price of $6.55 — trading 53.4% above its estimated fair value. The current FCF Margin % is 18.34%, which is 27% below median its 10-year median of 25.00 and 30.9% below the Banks industry median of 26.55. Baraboo Bancorp's overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Baraboo Bancorp (BAOB), the current FCF Margin % is 18.34% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Baraboo Bancorp (BAOB) Overvalued in 2026?
Based on GuruFocus' analysis, Baraboo Bancorp stock appears to be overvalued.
The current stock price of $6.55 is trading 53.4% above its estimated GF Value™ of $4.27.
GuruFocus considers Baraboo Bancorp to be Significantly Overvalued.
Key valuation signals for BAOB:
FCF Margin %: 18.34% (27% below median its 10-year median of 25.00)
GF Value™: $4.27 vs. price of $6.55 (53.4% above fair value)
Industry Position: 30.9% below the Banks median (#906 of 1507)
No single metric tells the full story. See the BAOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Baraboo Bancorp Inc operates as the holding company for Baraboo State Bank, which provides various personal and business banking products and services. It offers customer service, a wide variety of accounts, competitive loan rates, online banking, and investments.
47GF Score
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