BAOB (Baraboo Bancorp) 3-Year Dividend Growth Rate: 10.10% (As of Dec. 2025) — 30% Below Median

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BAOB Baraboo Bancorp Inc BAOB
41 GF Score
Price $7.65
GF Value $4.33
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Baraboo Bancorp 3-Year Dividend Growth Rate?

Baraboo Bancorp BAOB 41 3-Year Dividend Growth Rate is 10.10% as of Dec. 2025, which is 30% below its 10-year median of 14.50. GuruFocus rates BAOB with a GF Score™ of 41/100 and a GF Value™ of $4.33 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 958 Banks companies, Baraboo Bancorp ranks better than 50.1% on this metric.

Baraboo Bancorp's Dividends per Share for the six months ended in Dec. 2025 was $0.12.

The historical rank and industry rank for Baraboo Bancorp's 3-Year Dividend Growth Rate or its related term are showing as below:

BAOB' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -48.3   Med: 14.5   Max: 74.7
Current: 10.1

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Baraboo Bancorp was 74.70% per year. The lowest was -48.30% per year. And the median was 14.50% per year.

BAOB's 3-Year Dividend Growth Rate is ranked better than
50.1% of 958 companies
in the Banks industry
Industry Median: 10.1 vs BAOB: 10.10

During the past 3 years, the average Dividends Per Share Growth Rate was 10.10% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 12.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

Baraboo Bancorp's Dividend Payout Ratio for the six months ended in Dec. 2025 was 0.20. As of today, Baraboo Bancorp's Dividend Yield % is 1.57%.

Warning Sign:

Baraboo Bancorp Inc stock Dividend Yield % is close to 5-year low.

For more information regarding to dividend, please check our Dividend Page.


Baraboo Bancorp  (OTCPK:BAOB) 3-Year Dividend Growth Rate Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

Baraboo Bancorp's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=0.12/ 0.6
=0.20

During the past 13 years, the highest Dividend Payout Ratio of Baraboo Bancorp was 0.33. The lowest was 0.04. And the median was 0.21.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

Baraboo Bancorp Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 0.0300002026-06-162026-06-162026-06-16Cash DividendquarterlyUSD:USD 1.000000
USD 0.0300002026-03-172026-03-172026-03-17Cash DividendquarterlyUSD:USD 1.000000
USD 0.0300002025-12-162025-12-162025-12-16Cash DividendquarterlyUSD:USD 1.000000
USD 0.0300002025-09-162025-09-162025-09-16Cash DividendquarterlyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Baraboo Bancorp's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=0.12/7.65
=1.57 %

Current Share Price is $7.65.
Baraboo Bancorp's Dividends per Share for the trailing twelve months (TTM) ended in Today is $0.12.

During the past 13 years, the highest Dividend Yield of Baraboo Bancorp was 4.92%. The lowest was 0.34%. And the median was 2.00%.

Warning Sign:

Baraboo Bancorp Inc stock Dividend Yield % is close to 5-year low.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Baraboo Bancorp 3-Year Dividend Growth Rate Related Terms>


BAOB vs FBVI, PGNN, IBWC: 3-Year Dividend Growth Rate Comparison

For the Banks - Regional subindustry, Baraboo Bancorp's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Baraboo Bancorp 3-Year Dividend Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, Baraboo Bancorp's 3-Year Dividend Growth Rate distribution charts can be found below:

* The bar in red indicates where Baraboo Bancorp's 3-Year Dividend Growth Rate falls into.


BAOB
41GF Score
Baraboo Bancorp Inc BAOB
3-Year Dividend Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Baraboo Bancorp 3-Year Dividend Growth Rate Calculation

This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Dividend Growth Rate of 10.10% mean?
Baraboo Bancorp (BAOB) has a 3-Year Dividend Growth Rate of 10.10% as of Dec. 2025. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Baraboo Bancorp and its competitors. This is 30% below median its historical median of 14.50. According to the industry distribution chart, Baraboo Bancorp ranks #478 out of 958 companies in the Banks industry, placing it in the top 49.9%.
Is Baraboo Bancorp's 3-Year Dividend Growth Rate too high?
Baraboo Bancorp's current 3-Year Dividend Growth Rate of 10.10% is 30% below median its 10-year median of 14.50. The Banks industry median 3-Year Dividend Growth Rate is 10.10. Baraboo Bancorp's value of 10.10% is 0% at this industry median. Based on the distribution chart, Baraboo Bancorp ranks #478 out of 958 companies in the Banks industry, which is above the industry midpoint. Overall, Baraboo Bancorp has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Baraboo Bancorp's 3-Year Dividend Growth Rate compare to FBVI and PGNN?
According to the Banks industry distribution chart, Baraboo Bancorp ranks #478 out of 958 companies for 3-Year Dividend Growth Rate. This puts Baraboo Bancorp in the upper half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. Baraboo Bancorp's value of 10.10% is 0% at this benchmark. While the company's 10-year median is 14.50 vs. the industry median of 10.10, Baraboo Bancorp has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 958 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Baraboo Bancorp's current 3-Year Dividend Growth Rate of 10.10% is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Baraboo Bancorp and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Baraboo Bancorp's current 3-Year Dividend Growth Rate is 10.10%, which is 30% below median its own 10-year median of 14.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Baraboo Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Baraboo Bancorp (BAOB) is currently considered Significantly Overvalued. The stock's GF Value™ is $4.33, compared to a current price of $7.65 — trading 76.7% above its estimated fair value. The current 3-Year Dividend Growth Rate is 10.10%, which is 30% below median its 10-year median of 14.50 and 0% at the Banks industry median of 10.10. Baraboo Bancorp's overall GF Score™ is 41/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Baraboo Bancorp (BAOB), the current 3-Year Dividend Growth Rate is 10.10% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Baraboo Bancorp (BAOB) Overvalued in 2026?

Based on GuruFocus' analysis, Baraboo Bancorp stock appears to be overvalued. The current stock price of $7.65 is trading 76.7% above its estimated GF Value™ of $4.33. GuruFocus considers Baraboo Bancorp to be Significantly Overvalued.

Key valuation signals for BAOB:

  • 3-Year Dividend Growth Rate: 10.10% (30% below median its 10-year median of 14.50)
  • GF Value™: $4.33 vs. price of $7.65 (76.7% above fair value)
  • GF Score™: 41/100 with 7 warning signs
  • Industry Position: 0% at the Banks median (#478 of 958)

No single metric tells the full story. See the BAOB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Baraboo Bancorp Business Description

Address 101 3rd Avenue, P.O. Box 50, Barbaoo, WI, USA, 53913
Baraboo Bancorp Inc operates as the holding company for Baraboo State Bank, which provides various personal and business banking products and services. It offers customer service, a wide variety of accounts, competitive loan rates, online banking, and investments.
41GF Score

Get the complete analysis for BAOB

3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.65
Price
$4.33
GF Value