Pick N Pay Stores (FRA:PIK) Debt-to-Asset : 0.41 (As of Feb. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:PIK Pick N Pay Stores Ltd FRA:PIK
61 GF Score
Price €0.96
GF Value €1.22
! 2 Warning Signs
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What is Pick N Pay Stores Debt-to-Asset?

Pick N Pay Stores FRA:PIK +1.06% 61 Debt-to-Asset is 0.41 as of Feb. 2026. GuruFocus rates FRA:PIK with a GF Score™ of 61/100 and a GF Value™ of €1.22. The stock has 2 warning signs investors should review.

Pick N Pay Stores's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Feb. 2026 was €140 Mil. Pick N Pay Stores's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Feb. 2026 was €851 Mil. Pick N Pay Stores's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Feb. 2026 was €2,407 Mil. Pick N Pay Stores's debt to asset for the quarter that ended in Feb. 2026 was 0.41.


Pick N Pay Stores  (FRA:PIK) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


Pick N Pay Stores Debt-to-Asset Related Terms


Pick N Pay Stores Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Pick N Pay Stores's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pick N Pay Stores Debt-to-Asset Chart

Pick N Pay Stores Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.57 0.55 0.66 0.43 0.41

Pick N Pay Stores Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.66 0.57 0.43 0.41 0.41

FRA:PIK vs DDS, M: Debt-to-Asset Comparison

For the Department Stores subindustry, Pick N Pay Stores's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pick N Pay Stores Debt-to-Asset vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Pick N Pay Stores's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Pick N Pay Stores's Debt-to-Asset falls into.


FRA:PIK
61GF Score
Pick N Pay Stores Ltd FRA:PIK
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Pick N Pay Stores Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Pick N Pay Stores's Debt-to-Asset for the fiscal year that ended in Feb. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(140.28 + 850.724) / 2406.601
=0.41

Pick N Pay Stores's Debt-to-Asset for the quarter that ended in Feb. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(140.28 + 850.724) / 2406.601
=0.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.41 mean?
Pick N Pay Stores (FRA:PIK) has a Debt-to-Asset of 0.41 as of Feb. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Pick N Pay Stores and its competitors.
Is Pick N Pay Stores' Debt-to-Asset too high?
Pick N Pay Stores' current Debt-to-Asset is 0.41. Overall, Pick N Pay Stores has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Pick N Pay Stores' Debt-to-Asset compare to DDS and M?
Pick N Pay Stores' Debt-to-Asset of 0.41 can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Retail - Cyclical company?
A good Debt-to-Asset depends on the Retail - Cyclical industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Pick N Pay Stores and its competitors. Pick N Pay Stores's current Debt-to-Asset is 0.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pick N Pay Stores stock overvalued right now?
Pick N Pay Stores (FRA:PIK) has a current Debt-to-Asset of 0.41. The stock's GF Value™ is €1.22, compared to a current price of €0.96 — trading 21.7% below its estimated fair value. The current Debt-to-Asset is 0.41. Pick N Pay Stores' overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Pick N Pay Stores (FRA:PIK), the current Debt-to-Asset is 0.41 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pick N Pay Stores (FRA:PIK) Overvalued in 2026?

Based on GuruFocus' analysis, Pick N Pay Stores stock appears to be undervalued. The current stock price of €0.96 is trading 21.7% below its estimated GF Value™ of €1.22.

Key valuation signals for FRA:PIK:

  • Debt-to-Asset: 0.41
  • GF Value™: €1.22 vs. price of €0.96 (21.7% below fair value)
  • GF Score™: 61/100 with 2 warning signs

No single metric tells the full story. See the FRA:PIK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pick N Pay Stores Business Description

Address 101 Rosmead Avenue, Pick n Pay Office Park, Kenilworth, Cape Town, WC, ZAF, 7708
Pick N Pay Stores Ltd is a South African multiformat and multichannel retailer. The company operates in South Africa, Namibia, Botswana, Zambia, Mauritius, Swaziland, and Lesotho. The company offers food and groceries, clothing, general merchandise, and services across multiple store formats, both franchised and owned. The customer base is mainly represented by middle-income South African consumer. The portfolio of stores is composed of supermarkets, hypermarkets, local shops, express shops, clothing shops, liquor stores, and others.
61GF Score

Get the complete analysis for FRA:PIK

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.96
Price
€1.22
GF Value