Pick N Pay Stores (FRA:PIK) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Pick N Pay Stores Effective Interest Rate on Debt % Related Terms
Pick N Pay Stores Effective Interest Rate on Debt % Historical Data
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The historical data trend for Pick N Pay Stores's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pick N Pay Stores Effective Interest Rate on Debt % Chart
FRA:PIK vs DDS, M: Effective Interest Rate on Debt % Comparison
For the Department Stores subindustry, Pick N Pay Stores's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pick N Pay Stores Effective Interest Rate on Debt % vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Pick N Pay Stores's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Pick N Pay Stores's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is two times the semi-annual (Feb. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 10.19% mean?
Pick N Pay Stores (FRA:PIK) has a Effective Interest Rate on Debt % of 10.19% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Pick N Pay Stores and its competitors.
Is Pick N Pay Stores' Effective Interest Rate on Debt % too high?
Pick N Pay Stores' current Effective Interest Rate on Debt % is 10.19%. Overall, Pick N Pay Stores has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pick N Pay Stores' Effective Interest Rate on Debt % compare to DDS and M?
Pick N Pay Stores' Effective Interest Rate on Debt % of 10.19% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Pick N Pay Stores and its competitors. Pick N Pay Stores's current Effective Interest Rate on Debt % is 10.19%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pick N Pay Stores stock overvalued right now?
Based on GuruFocus' analysis, Pick N Pay Stores (FRA:PIK) is currently considered Modestly Undervalued. The stock's GF Value™ is €1.21, compared to a current price of €1.06 — trading 12.4% below its estimated fair value. The current Effective Interest Rate on Debt % is 10.19%. Pick N Pay Stores' overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Pick N Pay Stores (FRA:PIK), the current Effective Interest Rate on Debt % is 10.19% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pick N Pay Stores (FRA:PIK) Overvalued in 2026?
Based on GuruFocus' analysis, Pick N Pay Stores stock appears to be undervalued.
The current stock price of €1.06 is trading 12.4% below its estimated GF Value™ of €1.21.
GuruFocus considers Pick N Pay Stores to be Modestly Undervalued.
Key valuation signals for FRA:PIK:
Effective Interest Rate on Debt %: 10.19%
GF Value™: €1.21 vs. price of €1.06 (12.4% below fair value)
No single metric tells the full story. See the FRA:PIK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pick N Pay Stores Ltd is a South African multiformat and multichannel retailer. The company operates in South Africa, Namibia, Botswana, Zambia, Mauritius, Swaziland, and Lesotho. The company offers food and groceries, clothing, general merchandise, and services across multiple store formats, both franchised and owned. The customer base is mainly represented by middle-income South African consumer. The portfolio of stores is composed of supermarkets, hypermarkets, local shops, express shops, clothing shops, liquor stores, and others.
63GF Score
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