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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Pick N Pay Stores's Total Liabilities for the quarter that ended in Feb. 2026 was €1,840 Mil. Pick N Pay Stores's Total Assets for the quarter that ended in Feb. 2026 was €2,407 Mil.
Therefore, Pick N Pay Stores's Liabilities-to-Assets Ratio for the quarter that ended in Feb. 2026 was 0.77.
Pick N Pay Stores (FRA:PIK) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Pick N Pay Stores Liabilities-to-Assets Related Terms
Pick N Pay Stores Liabilities-to-Assets Historical Data
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The historical data trend for Pick N Pay Stores's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:PIK vs DDS, M: Liabilities-to-Assets Comparison
For the Department Stores subindustry, Pick N Pay Stores's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pick N Pay Stores Liabilities-to-Assets vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Pick N Pay Stores's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Pick N Pay Stores's Liabilities-to-Assets falls into.
Pick N Pay Stores Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Pick N Pay Stores's Liabilities-to-Assets Ratio for the fiscal year that ended in Feb. 2026 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pick N Pay Stores (FRA:PIK) has a Liabilities-to-Assets of 0.77 as of Feb. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Pick N Pay Stores and its competitors.
Is Pick N Pay Stores' Liabilities-to-Assets too high?
Pick N Pay Stores' current Liabilities-to-Assets is 0.77. Overall, Pick N Pay Stores has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does Pick N Pay Stores' Liabilities-to-Assets compare to DDS and M?
Pick N Pay Stores' Liabilities-to-Assets of 0.77 can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Retail - Cyclical company?
A good Liabilities-to-Assets depends on the Retail - Cyclical industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Pick N Pay Stores and its competitors. Pick N Pay Stores's current Liabilities-to-Assets is 0.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pick N Pay Stores stock overvalued right now?
Pick N Pay Stores (FRA:PIK) has a current Liabilities-to-Assets of 0.77. The stock's GF Value™ is €1.21, compared to a current price of €0.94 — trading 22.7% below its estimated fair value. The current Liabilities-to-Assets is 0.77. Pick N Pay Stores' overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Pick N Pay Stores (FRA:PIK), the current Liabilities-to-Assets is 0.77 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pick N Pay Stores (FRA:PIK) Overvalued in 2026?
Based on GuruFocus' analysis, Pick N Pay Stores stock appears to be undervalued.
The current stock price of €0.94 is trading 22.7% below its estimated GF Value™ of €1.21.
Key valuation signals for FRA:PIK:
Liabilities-to-Assets: 0.77
GF Value™: €1.21 vs. price of €0.94 (22.7% below fair value)
No single metric tells the full story. See the FRA:PIK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pick N Pay Stores Ltd is a South African multiformat and multichannel retailer. The company operates in South Africa, Namibia, Botswana, Zambia, Mauritius, Swaziland, and Lesotho. The company offers food and groceries, clothing, general merchandise, and services across multiple store formats, both franchised and owned. The customer base is mainly represented by middle-income South African consumer. The portfolio of stores is composed of supermarkets, hypermarkets, local shops, express shops, clothing shops, liquor stores, and others.
63GF Score
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