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Pick N Pay StoresFRA:PIK -1.50%63 Cash Ratio is 0.18 as of Feb. 2026, which is 20% above its 10-year median of 0.15. GuruFocus rates FRA:PIK with a GF Score™ of 63/100 and a GF Value™ of €1.24 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,109 Retail - Cyclical companies, Pick N Pay Stores ranks worse than 68.44% on this metric.
Pick N Pay Stores has a Cash Ratio of 0.18. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Pick N Pay Stores's Cash Ratio or its related term are showing as below:
FRA:PIK'
s Cash Ratio Range Over the Past 10 Years
Min: 0.08 Med: 0.15 Max: 0.29
Current: 0.18
During the past 13 years, Pick N Pay Stores's highest Cash Ratio was 0.29. The lowest was 0.08. And the median was 0.15.
FRA:PIK's Cash Ratio is ranked worse than 68.44% of 1109
companies
in the Retail - Cyclical industry
Industry Median: 0.36
vs FRA:PIK: 0.18
Pick N Pay Stores (FRA:PIK) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Pick N Pay Stores Cash Ratio Related Terms
Pick N Pay Stores Cash Ratio Historical Data
* Premium members only.
The historical data trend for Pick N Pay Stores's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Department Stores subindustry, Pick N Pay Stores's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pick N Pay Stores Cash Ratio vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Pick N Pay Stores's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Pick N Pay Stores's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pick N Pay Stores (FRA:PIK) has a Cash Ratio of 0.18 as of Feb. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Pick N Pay Stores and its competitors. This is 20% above median its historical median of 0.15. Over the past decade, Pick N Pay Stores' Cash Ratio has ranged from 0.08 to 0.29. According to the industry distribution chart, Pick N Pay Stores ranks #759 out of 1109 companies in the Retail - Cyclical industry, placing it in the top 68.4%.
Is Pick N Pay Stores' Cash Ratio too high?
Pick N Pay Stores' current Cash Ratio of 0.18 is 20% above median its 10-year median of 0.15. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 0.29. The Retail - Cyclical industry median Cash Ratio is 0.36. Pick N Pay Stores' value of 0.18 is 50% below this industry median. Based on the distribution chart, Pick N Pay Stores ranks #759 out of 1109 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Pick N Pay Stores has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pick N Pay Stores' Cash Ratio compare to DDS and M?
According to the Retail - Cyclical industry distribution chart, Pick N Pay Stores ranks #759 out of 1109 companies for Cash Ratio. This places Pick N Pay Stores in the lower half of its industry. The industry median Cash Ratio is 0.36. Pick N Pay Stores' value of 0.18 is 50% below this benchmark. Historically, Pick N Pay Stores' own Cash Ratio has ranged from 0.08 to 0.29 over the past decade. While the company's 10-year median is 0.15 vs. the industry median of 0.36, Pick N Pay Stores has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Retail - Cyclical company?
The median Cash Ratio among Retail - Cyclical companies is 0.36, based on 1,109 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pick N Pay Stores's current Cash Ratio of 0.18 is 50% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Pick N Pay Stores and its competitors. For the Retail - Cyclical industry, the median Cash Ratio is 0.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pick N Pay Stores's current Cash Ratio is 0.18, which is 20% above median its own 10-year median of 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pick N Pay Stores stock overvalued right now?
Based on GuruFocus' analysis, Pick N Pay Stores (FRA:PIK) is currently considered Modestly Undervalued. The stock's GF Value™ is €1.24, compared to a current price of €0.99 — trading 20.6% below its estimated fair value. The current Cash Ratio is 0.18, which is 20% above median its 10-year median of 0.15 and 50% below the Retail - Cyclical industry median of 0.36. Pick N Pay Stores' overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Pick N Pay Stores (FRA:PIK), the current Cash Ratio is 0.18 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pick N Pay Stores (FRA:PIK) Overvalued in 2026?
Based on GuruFocus' analysis, Pick N Pay Stores stock appears to be undervalued.
The current stock price of €0.99 is trading 20.6% below its estimated GF Value™ of €1.24.
GuruFocus considers Pick N Pay Stores to be Modestly Undervalued.
Key valuation signals for FRA:PIK:
Cash Ratio: 0.18 (20% above median its 10-year median of 0.15)
GF Value™: €1.24 vs. price of €0.99 (20.6% below fair value)
Industry Position: 50% below the Retail - Cyclical median (#759 of 1109)
No single metric tells the full story. See the FRA:PIK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pick N Pay Stores Ltd is a South African multiformat and multichannel retailer. The company operates in South Africa, Namibia, Botswana, Zambia, Mauritius, Swaziland, and Lesotho. The company offers food and groceries, clothing, general merchandise, and services across multiple store formats, both franchised and owned. The customer base is mainly represented by middle-income South African consumer. The portfolio of stores is composed of supermarkets, hypermarkets, local shops, express shops, clothing shops, liquor stores, and others.
63GF Score
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