Pick N Pay StoresFRA:PIK +0.97%65 Return-on-Tangible-Equity is -5.77% as of Feb. 2026. GuruFocus rates FRA:PIK with a GF Score™ of 65/100 and a GF Value™ of €1.23 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,058 Retail - Cyclical companies, Pick N Pay Stores ranks worse than 85.44% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Pick N Pay Stores's annualized net income for the quarter that ended in Feb. 2026 was €-25 Mil. Pick N Pay Stores's average shareholder tangible equity for the quarter that ended in Feb. 2026 was €425 Mil. Therefore, Pick N Pay Stores's annualized Return-on-Tangible-Equity for the quarter that ended in Feb. 2026 was -5.77%.
The historical rank and industry rank for Pick N Pay Stores's Return-on-Tangible-Equity or its related term are showing as below:
FRA:PIK'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -725.49 Med: 45.2 Max: 70.11
Current: -8.4
During the past 13 years, Pick N Pay Stores's highest Return-on-Tangible-Equity was 70.11%. The lowest was -725.49%. And the median was 45.20%.
FRA:PIK's Return-on-Tangible-Equity is ranked worse than 85.44% of 1058
companies
in the Retail - Cyclical industry
Industry Median: 8.4
vs FRA:PIK: -8.40
Pick N Pay Stores (FRA:PIK) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Pick N Pay Stores Return-on-Tangible-Equity Related Terms
Pick N Pay Stores Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Pick N Pay Stores's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:PIK vs DDS, M: Return-on-Tangible-Equity Comparison
For the Department Stores subindustry, Pick N Pay Stores's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pick N Pay Stores Return-on-Tangible-Equity vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Pick N Pay Stores's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Pick N Pay Stores's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Feb. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of -5.77% mean?
Pick N Pay Stores (FRA:PIK) has a Return-on-Tangible-Equity of -5.77% as of Feb. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Pick N Pay Stores and its competitors. According to the industry distribution chart, Pick N Pay Stores ranks #904 out of 1058 companies in the Retail - Cyclical industry, placing it in the top 85.4%.
Is Pick N Pay Stores' Return-on-Tangible-Equity too high?
Pick N Pay Stores' current Return-on-Tangible-Equity is -5.77%. Based on the distribution chart, Pick N Pay Stores ranks #904 out of 1058 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Pick N Pay Stores has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pick N Pay Stores' Return-on-Tangible-Equity compare to DDS and M?
According to the Retail - Cyclical industry distribution chart, Pick N Pay Stores ranks #904 out of 1058 companies for Return-on-Tangible-Equity. This places Pick N Pay Stores in the lower half of its industry. The industry median Return-on-Tangible-Equity is 8.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Retail - Cyclical company?
The median Return-on-Tangible-Equity among Retail - Cyclical companies is 8.40, based on 1,058 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Pick N Pay Stores and its competitors. For the Retail - Cyclical industry, the median Return-on-Tangible-Equity is 8.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pick N Pay Stores's current Return-on-Tangible-Equity is -5.77%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pick N Pay Stores stock overvalued right now?
Based on GuruFocus' analysis, Pick N Pay Stores (FRA:PIK) is currently considered Modestly Undervalued. The stock's GF Value™ is €1.23, compared to a current price of €1.04 — trading 15.4% below its estimated fair value. The current Return-on-Tangible-Equity is -5.77%. Pick N Pay Stores' overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Pick N Pay Stores (FRA:PIK), the current Return-on-Tangible-Equity is -5.77% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pick N Pay Stores (FRA:PIK) Overvalued in 2026?
Based on GuruFocus' analysis, Pick N Pay Stores stock appears to be undervalued.
The current stock price of €1.04 is trading 15.4% below its estimated GF Value™ of €1.23.
GuruFocus considers Pick N Pay Stores to be Modestly Undervalued.
Key valuation signals for FRA:PIK:
Return-on-Tangible-Equity: -5.77%
GF Value™: €1.23 vs. price of €1.04 (15.4% below fair value)
No single metric tells the full story. See the FRA:PIK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pick N Pay Stores Ltd is a South African multiformat and multichannel retailer. The company operates in South Africa, Namibia, Botswana, Zambia, Mauritius, Swaziland, and Lesotho. The company offers food and groceries, clothing, general merchandise, and services across multiple store formats, both franchised and owned. The customer base is mainly represented by middle-income South African consumer. The portfolio of stores is composed of supermarkets, hypermarkets, local shops, express shops, clothing shops, liquor stores, and others.
65GF Score
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