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Pick N Pay StoresFRA:PIK -2.56%63 Debt-to-Equity is 1.96 as of Feb. 2026, which is 67% below its 10-year median of 5.92. GuruFocus rates FRA:PIK with a GF Score™ of 63/100 and a GF Value™ of €1.24 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,016 Retail - Cyclical companies, Pick N Pay Stores ranks worse than 86.71% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Pick N Pay Stores's Debt-to-Equity or its related term are showing as below:
FRA:PIK'
s Debt-to-Equity Range Over the Past 10 Years
Min: -106.32 Med: 5.92 Max: 6.39
Current: 1.96
During the past 13 years, the highest Debt-to-Equity Ratio of Pick N Pay Stores was 6.39. The lowest was -106.32. And the median was 5.92.
FRA:PIK's Debt-to-Equity is ranked worse than 86.71% of 1016
companies
in the Retail - Cyclical industry
Industry Median: 0.56
vs FRA:PIK: 1.96
Pick N Pay Stores (FRA:PIK) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Pick N Pay Stores Debt-to-Equity Related Terms
Pick N Pay Stores Debt-to-Equity Historical Data
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The historical data trend for Pick N Pay Stores's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Department Stores subindustry, Pick N Pay Stores's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pick N Pay Stores Debt-to-Equity vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Pick N Pay Stores's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Pick N Pay Stores's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pick N Pay Stores (FRA:PIK) has a Debt-to-Equity of 1.96 as of Feb. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Pick N Pay Stores and its competitors. This is 67% below median its historical median of 5.92. According to the industry distribution chart, Pick N Pay Stores ranks #881 out of 1016 companies in the Retail - Cyclical industry, placing it in the top 86.7%.
Is Pick N Pay Stores' Debt-to-Equity too high?
Pick N Pay Stores' current Debt-to-Equity of 1.96 is 67% below median its 10-year median of 5.92. The Retail - Cyclical industry median Debt-to-Equity is 0.56. Pick N Pay Stores' value of 1.96 is 250% above this industry median. Based on the distribution chart, Pick N Pay Stores ranks #881 out of 1016 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Pick N Pay Stores has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Pick N Pay Stores' Debt-to-Equity compare to DDS and M?
According to the Retail - Cyclical industry distribution chart, Pick N Pay Stores ranks #881 out of 1016 companies for Debt-to-Equity. This places Pick N Pay Stores in the lower half of its industry. The industry median Debt-to-Equity is 0.56. Pick N Pay Stores' value of 1.96 is 250% above this benchmark. While the company's 10-year median is 5.92 vs. the industry median of 0.56, Pick N Pay Stores has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Retail - Cyclical company?
The median Debt-to-Equity among Retail - Cyclical companies is 0.56, based on 1,016 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pick N Pay Stores's current Debt-to-Equity of 1.96 is 250% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Pick N Pay Stores and its competitors. For the Retail - Cyclical industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pick N Pay Stores's current Debt-to-Equity is 1.96, which is 67% below median its own 10-year median of 5.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pick N Pay Stores stock overvalued right now?
Based on GuruFocus' analysis, Pick N Pay Stores (FRA:PIK) is currently considered Modestly Undervalued. The stock's GF Value™ is €1.24, compared to a current price of €0.95 — trading 23.4% below its estimated fair value. The current Debt-to-Equity is 1.96, which is 67% below median its 10-year median of 5.92 and 250% above the Retail - Cyclical industry median of 0.56. Pick N Pay Stores' overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Pick N Pay Stores (FRA:PIK), the current Debt-to-Equity is 1.96 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pick N Pay Stores (FRA:PIK) Overvalued in 2026?
Based on GuruFocus' analysis, Pick N Pay Stores stock appears to be undervalued.
The current stock price of €0.95 is trading 23.4% below its estimated GF Value™ of €1.24.
GuruFocus considers Pick N Pay Stores to be Modestly Undervalued.
Key valuation signals for FRA:PIK:
Debt-to-Equity: 1.96 (67% below median its 10-year median of 5.92)
GF Value™: €1.24 vs. price of €0.95 (23.4% below fair value)
Industry Position: 250% above the Retail - Cyclical median (#881 of 1016)
No single metric tells the full story. See the FRA:PIK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pick N Pay Stores Ltd is a South African multiformat and multichannel retailer. The company operates in South Africa, Namibia, Botswana, Zambia, Mauritius, Swaziland, and Lesotho. The company offers food and groceries, clothing, general merchandise, and services across multiple store formats, both franchised and owned. The customer base is mainly represented by middle-income South African consumer. The portfolio of stores is composed of supermarkets, hypermarkets, local shops, express shops, clothing shops, liquor stores, and others.
63GF Score
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