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Pick N Pay StoresFRA:PIK +0.56%58 Equity-to-Asset is 0.21 as of Feb. 2026, which is 133% above its 10-year median of 0.09. GuruFocus rates FRA:PIK with a GF Score™ of 58/100 and a GF Value™ of €1.18. The stock has 2 warning signs investors should review. Among 1,135 Retail - Cyclical companies, Pick N Pay Stores ranks worse than 83.17% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Pick N Pay Stores's Total Stockholders Equity for the quarter that ended in Feb. 2026 was €506 Mil. Pick N Pay Stores's Total Assets for the quarter that ended in Feb. 2026 was €2,407 Mil.
Therefore, Pick N Pay Stores's Equity to Asset Ratio for the quarter that ended in Feb. 2026 was 0.21.
The historical rank and industry rank for Pick N Pay Stores's Equity-to-Asset or its related term are showing as below:
FRA:PIK'
s Equity-to-Asset Range Over the Past 10 Years
Min: -0.01 Med: 0.09 Max: 0.22
Current: 0.21
During the past 13 years, the highest Equity to Asset Ratio of Pick N Pay Stores was 0.22. The lowest was -0.01. And the median was 0.09.
FRA:PIK's Equity-to-Asset is ranked worse than 83.17% of 1135
companies
in the Retail - Cyclical industry
Industry Median: 0.44
vs FRA:PIK: 0.21
Pick N Pay Stores (FRA:PIK) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Pick N Pay Stores Equity-to-Asset Related Terms
Pick N Pay Stores Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Pick N Pay Stores's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Department Stores subindustry, Pick N Pay Stores's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pick N Pay Stores Equity-to-Asset vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Pick N Pay Stores's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Pick N Pay Stores's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Pick N Pay Stores's Equity to Asset Ratio for the fiscal year that ended in Feb. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pick N Pay Stores (FRA:PIK) has a Equity-to-Asset of 0.21 as of Feb. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Pick N Pay Stores and its competitors. This is 133% above median its historical median of 0.09. According to the industry distribution chart, Pick N Pay Stores ranks #944 out of 1135 companies in the Retail - Cyclical industry, placing it in the top 83.2%.
Is Pick N Pay Stores' Equity-to-Asset too high?
Pick N Pay Stores' current Equity-to-Asset of 0.21 is 133% above median its 10-year median of 0.09. The Retail - Cyclical industry median Equity-to-Asset is 0.44. Pick N Pay Stores' value of 0.21 is 52.3% below this industry median. Based on the distribution chart, Pick N Pay Stores ranks #944 out of 1135 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Pick N Pay Stores has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Pick N Pay Stores' Equity-to-Asset compare to DDS and M?
According to the Retail - Cyclical industry distribution chart, Pick N Pay Stores ranks #944 out of 1135 companies for Equity-to-Asset. This places Pick N Pay Stores in the lower half of its industry. The industry median Equity-to-Asset is 0.44. Pick N Pay Stores' value of 0.21 is 52.3% below this benchmark. While the company's 10-year median is 0.09 vs. the industry median of 0.44, Pick N Pay Stores has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Retail - Cyclical company?
The median Equity-to-Asset among Retail - Cyclical companies is 0.44, based on 1,135 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pick N Pay Stores's current Equity-to-Asset of 0.21 is 52.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Pick N Pay Stores and its competitors. For the Retail - Cyclical industry, the median Equity-to-Asset is 0.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pick N Pay Stores's current Equity-to-Asset is 0.21, which is 133% above median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pick N Pay Stores stock overvalued right now?
Pick N Pay Stores (FRA:PIK) has a current Equity-to-Asset of 0.21. The stock's GF Value™ is €1.18, compared to a current price of €0.90 — trading 23.7% below its estimated fair value. The current Equity-to-Asset is 0.21, which is 133% above median its 10-year median of 0.09 and 52.3% below the Retail - Cyclical industry median of 0.44. Pick N Pay Stores' overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Pick N Pay Stores (FRA:PIK), the current Equity-to-Asset is 0.21 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pick N Pay Stores (FRA:PIK) Overvalued in 2026?
Based on GuruFocus' analysis, Pick N Pay Stores stock appears to be undervalued.
The current stock price of €0.90 is trading 23.7% below its estimated GF Value™ of €1.18.
Key valuation signals for FRA:PIK:
Equity-to-Asset: 0.21 (133% above median its 10-year median of 0.09)
GF Value™: €1.18 vs. price of €0.90 (23.7% below fair value)
Industry Position: 52.3% below the Retail - Cyclical median (#944 of 1135)
No single metric tells the full story. See the FRA:PIK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pick N Pay Stores Ltd is a South African multiformat and multichannel retailer. The company operates in South Africa, Namibia, Botswana, Zambia, Mauritius, Swaziland, and Lesotho. The company offers food and groceries, clothing, general merchandise, and services across multiple store formats, both franchised and owned. The customer base is mainly represented by middle-income South African consumer. The portfolio of stores is composed of supermarkets, hypermarkets, local shops, express shops, clothing shops, liquor stores, and others.
58GF Score
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