JRVR (James River Group Holdings) Debt-to-Asset : 0.07 (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

JRVR James River Group Holdings Inc JRVR
58 GF Score
Price $4.03
GF Value $5.79
Valuation Possible Value Trap
! 3 Warning Signs
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What is James River Group Holdings Debt-to-Asset?

James River Group Holdings JRVR -0.86% 58 Debt-to-Asset is 0.07 as of Jun. 2026. GuruFocus rates JRVR with a GF Score™ of 58/100 and a GF Value™ of $5.79 (Possible Value Trap). The stock has 3 warning signs investors should review.

James River Group Holdings's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $0.0 Mil. James River Group Holdings's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $329.9 Mil. James River Group Holdings's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was $4,773.1 Mil. James River Group Holdings's debt to asset for the quarter that ended in Jun. 2026 was 0.07.


James River Group Holdings  (NAS:JRVR) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


James River Group Holdings Debt-to-Asset Related Terms


James River Group Holdings Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for James River Group Holdings's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

James River Group Holdings Debt-to-Asset Chart

James River Group Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.07 0.06 0.06 0.06 0.07

James River Group Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.07 0.07 0.07 0.07 0.07

JRVR vs FACO, OSG, MBI: Debt-to-Asset Comparison

For the Insurance - Specialty subindustry, James River Group Holdings's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


James River Group Holdings Debt-to-Asset vs Insurance Industry

For the Insurance industry and Financial Services sector, James River Group Holdings's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where James River Group Holdings's Debt-to-Asset falls into.


JRVR
58GF Score
James River Group Holdings Inc JRVR
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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James River Group Holdings Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

James River Group Holdings's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

James River Group Holdings's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.07 mean?
James River Group Holdings (JRVR) has a Debt-to-Asset of 0.07 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on James River Group Holdings and its competitors.
Is James River Group Holdings' Debt-to-Asset too high?
James River Group Holdings' current Debt-to-Asset is 0.07. Overall, James River Group Holdings has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does James River Group Holdings' Debt-to-Asset compare to FACO and OSG?
James River Group Holdings' Debt-to-Asset of 0.07 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for an Insurance company?
A good Debt-to-Asset depends on the Insurance industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on James River Group Holdings and its competitors. James River Group Holdings's current Debt-to-Asset is 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is James River Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, James River Group Holdings (JRVR) is currently considered Possible Value Trap. The stock's GF Value™ is $5.79, compared to a current price of $4.03 — trading 30.5% below its estimated fair value. The current Debt-to-Asset is 0.07. James River Group Holdings' overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For James River Group Holdings (JRVR), the current Debt-to-Asset is 0.07 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is James River Group Holdings (JRVR) Overvalued in 2026?

Based on GuruFocus' analysis, James River Group Holdings stock appears to be undervalued. The current stock price of $4.03 is trading 30.5% below its estimated GF Value™ of $5.79. GuruFocus considers James River Group Holdings to be Possible Value Trap.

Key valuation signals for JRVR:

  • Debt-to-Asset: 0.07
  • GF Value™: $5.79 vs. price of $4.03 (30.5% below fair value)
  • GF Score™: 58/100 with 3 warning signs

No single metric tells the full story. See the JRVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


James River Group Holdings Business Description

Address 1414 Raleigh Road, Suite 405, Chapel Hill, NC, USA, 27517
James River Group Holdings Inc is a holding company that owns and operates a group of specialty insurance companies focused on underwriting small and middle market casualty risks within the U.S. excess and surplus (E&S) lines market. The Company operates in two specialty property-casualty insurance segments: Excess and Surplus Lines and Specialty Admitted Insurance.
58GF Score

Get the complete analysis for JRVR

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.03
Price
$5.79
GF Value