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James River Group HoldingsJRVR -0.86%58 Return-on-Tangible-Asset is 0.56% as of Jun. 2026, which is 32% below its 10-year median of 0.82. GuruFocus rates JRVR with a GF Scoreâ„¢ of 58/100 and a GF Valueâ„¢ of $5.79 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 506 Insurance companies, James River Group Holdings ranks worse than 79.05% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. James River Group Holdings's annualizedNet Income for the quarter that ended in Jun. 2026 was $25.6 Mil. James River Group Holdings's average total tangible assets for the quarter that ended in Jun. 2026 was $4,553.7 Mil. Therefore, James River Group Holdings's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 was 0.56%.
The historical rank and industry rank for James River Group Holdings's Return-on-Tangible-Asset or its related term are showing as below:
JRVR'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -3.61 Med: 0.82 Max: 3.76
Current: 0.66
During the past 13 years, James River Group Holdings's highest Return-on-Tangible-Asset was 3.76%. The lowest was -3.61%. And the median was 0.82%.
JRVR's Return-on-Tangible-Asset is ranked worse than 79.05% of 506
companies
in the Insurance industry
Industry Median: 2.725
vs JRVR: 0.66
James River Group Holdings (NAS:JRVR) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companyÂ’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companyÂ’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
James River Group Holdings Return-on-Tangible-Asset Related Terms
James River Group Holdings Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
James River Group Holdings Return-on-Tangible-Asset Chart
JRVR vs FACO, OSG, MBI: Return-on-Tangible-Asset Comparison
For the Insurance - Specialty subindustry, James River Group Holdings's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
James River Group Holdings Return-on-Tangible-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, James River Group Holdings's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where James River Group Holdings's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2026) net income data.
What does a Return-on-Tangible-Asset of 0.56% mean?
James River Group Holdings (JRVR) has a Return-on-Tangible-Asset of 0.56% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on James River Group Holdings and its competitors. This is 32% below median its historical median of 0.82. According to the industry distribution chart, James River Group Holdings ranks #400 out of 506 companies in the Insurance industry, placing it in the top 79.1%.
Is James River Group Holdings' Return-on-Tangible-Asset too high?
James River Group Holdings' current Return-on-Tangible-Asset of 0.56% is 32% below median its 10-year median of 0.82. The Insurance industry median Return-on-Tangible-Asset is 2.73. James River Group Holdings' value of 0.56% is 79.4% below this industry median. Based on the distribution chart, James River Group Holdings ranks #400 out of 506 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, James River Group Holdings has a GF Scoreâ„¢ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does James River Group Holdings' Return-on-Tangible-Asset compare to FACO and OSG?
According to the Insurance industry distribution chart, James River Group Holdings ranks #400 out of 506 companies for Return-on-Tangible-Asset. This places James River Group Holdings in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.73. James River Group Holdings' value of 0.56% is 79.4% below this benchmark. While the company's 10-year median is 0.82 vs. the industry median of 2.73, James River Group Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.73, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. James River Group Holdings's current Return-on-Tangible-Asset of 0.56% is 79.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on James River Group Holdings and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. James River Group Holdings's current Return-on-Tangible-Asset is 0.56%, which is 32% below median its own 10-year median of 0.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is James River Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, James River Group Holdings (JRVR) is currently considered Possible Value Trap. The stock's GF Value™ is $5.79, compared to a current price of $4.03 — trading 30.5% below its estimated fair value. The current Return-on-Tangible-Asset is 0.56%, which is 32% below median its 10-year median of 0.82 and 79.4% below the Insurance industry median of 2.73. James River Group Holdings' overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For James River Group Holdings (JRVR), the current Return-on-Tangible-Asset is 0.56% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is James River Group Holdings (JRVR) Overvalued in 2026?
Based on GuruFocus' analysis, James River Group Holdings stock appears to be undervalued.
The current stock price of $4.03 is trading 30.5% below its estimated GF Value™ of $5.79.
GuruFocus considers James River Group Holdings to be Possible Value Trap.
Key valuation signals for JRVR:
Return-on-Tangible-Asset: 0.56% (32% below median its 10-year median of 0.82)
GF Value™: $5.79 vs. price of $4.03 (30.5% below fair value)
Industry Position: 79.4% below the Insurance median (#400 of 506)
No single metric tells the full story. See the JRVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
James River Group Holdings Inc is a holding company that owns and operates a group of specialty insurance companies focused on underwriting small and middle market casualty risks within the U.S. excess and surplus (E&S) lines market. The Company operates in two specialty property-casualty insurance segments: Excess and Surplus Lines and Specialty Admitted Insurance.
58GF Score
Get the complete analysis for JRVR
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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