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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
James River Group Holdings's 10-Year RORE % for the quarter that ended in Jun. 2026 was 21.37%.
The industry rank for James River Group Holdings's 10-Year RORE % or its related term are showing as below:
JRVR's 10-Year RORE % is ranked better than 67.97% of 384
companies
in the Insurance industry
Industry Median: 13.18
vs JRVR: 21.37
James River Group Holdings (NAS:JRVR) 10-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
James River Group Holdings 10-Year RORE % Related Terms
James River Group Holdings 10-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, James River Group Holdings's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
James River Group Holdings 10-Year RORE % vs Insurance Industry
For the Insurance industry and Financial Services sector, James River Group Holdings's 10-Year RORE % distribution charts can be found below:
* The bar in red indicates where James River Group Holdings's 10-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Jun. 2026 and 10-year before.
James River Group Holdings (JRVR) has a 10-Year RORE % of 21.37 as of Jun. 2026. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on James River Group Holdings and its competitors. According to the industry distribution chart, James River Group Holdings ranks #123 out of 384 companies in the Insurance industry, placing it in the top 32%.
Is James River Group Holdings' 10-Year RORE % too high?
James River Group Holdings' current 10-Year RORE % is 21.37. The Insurance industry median 10-Year RORE % is 13.18. James River Group Holdings' value of 21.37 is 62.1% above this industry median. Based on the distribution chart, James River Group Holdings ranks #123 out of 384 companies in the Insurance industry, which is above the industry midpoint. Overall, James River Group Holdings has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does James River Group Holdings' 10-Year RORE % compare to FACO and OSG?
According to the Insurance industry distribution chart, James River Group Holdings ranks #123 out of 384 companies for 10-Year RORE %. This puts James River Group Holdings in the upper half of its industry. The industry median 10-Year RORE % is 13.18. James River Group Holdings' value of 21.37 is 62.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for an Insurance company?
The median 10-Year RORE % among Insurance companies is 13.18, based on 384 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. James River Group Holdings's current 10-Year RORE % of 21.37 is 62.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on James River Group Holdings and its competitors. For the Insurance industry, the median 10-Year RORE % is 13.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. James River Group Holdings's current 10-Year RORE % is 21.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is James River Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, James River Group Holdings (JRVR) is currently considered Possible Value Trap. The stock's GF Value™ is $5.80, compared to a current price of $4.03 — trading 30.6% below its estimated fair value. The current 10-Year RORE % is 21.37 and 62.1% above the Insurance industry median of 13.18. James River Group Holdings' overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For James River Group Holdings (JRVR), the current 10-Year RORE % is 21.37 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is James River Group Holdings (JRVR) Overvalued in 2026?
Based on GuruFocus' analysis, James River Group Holdings stock appears to be undervalued.
The current stock price of $4.03 is trading 30.6% below its estimated GF Value™ of $5.80.
GuruFocus considers James River Group Holdings to be Possible Value Trap.
Key valuation signals for JRVR:
10-Year RORE %: 21.37
GF Value™: $5.80 vs. price of $4.03 (30.6% below fair value)
Industry Position: 62.1% above the Insurance median (#123 of 384)
No single metric tells the full story. See the JRVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
James River Group Holdings Inc is a holding company that owns and operates a group of specialty insurance companies focused on underwriting small and middle market casualty risks within the U.S. excess and surplus (E&S) lines market. The Company operates in two specialty property-casualty insurance segments: Excess and Surplus Lines and Specialty Admitted Insurance.
58GF Score
Get the complete analysis for JRVR
10-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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