Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
10-Year Return on Invested Incremental Capital (10-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 10-year.
James River Group Holdings's 10-Year ROIIC % for the quarter that ended in Dec. 2025 was 0.51%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for James River Group Holdings's 10-Year ROIIC % or its related term are showing as below:
JRVR's 10-Year ROIIC % is ranked worse than 70.26% of 269
companies
in the Insurance industry
Industry Median: 3.06
vs JRVR: 0.51
James River Group Holdings (NAS:JRVR) 10-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
James River Group Holdings 10-Year ROIIC % Related Terms
James River Group Holdings 10-Year ROIIC % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JRVR vs FACO, OSG, MBI: 10-Year ROIIC % Comparison
For the Insurance - Specialty subindustry, James River Group Holdings's 10-Year ROIIC %, along with its competitors' market caps and 10-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
James River Group Holdings 10-Year ROIIC % vs Insurance Industry
For the Insurance industry and Financial Services sector, James River Group Holdings's 10-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where James River Group Holdings's 10-Year ROIIC % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 10-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
James River Group Holdings (JRVR) has a 10-Year ROIIC % of 0.51 as of Dec. 2025. 10-Year ROIIC % measures the change in earnings as a percentage of change in investment over 10-year. View historical data on James River Group Holdings and its competitors. According to the industry distribution chart, James River Group Holdings ranks #189 out of 269 companies in the Insurance industry, placing it in the top 70.3%.
Is James River Group Holdings' 10-Year ROIIC % too high?
James River Group Holdings' current 10-Year ROIIC % is 0.51. The Insurance industry median 10-Year ROIIC % is 3.06. James River Group Holdings' value of 0.51 is 83.3% below this industry median. Based on the distribution chart, James River Group Holdings ranks #189 out of 269 companies in the Insurance industry, which is below the industry midpoint. Overall, James River Group Holdings has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does James River Group Holdings' 10-Year ROIIC % compare to FACO and OSG?
According to the Insurance industry distribution chart, James River Group Holdings ranks #189 out of 269 companies for 10-Year ROIIC %. This places James River Group Holdings in the lower half of its industry. The industry median 10-Year ROIIC % is 3.06. James River Group Holdings' value of 0.51 is 83.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year ROIIC % for an Insurance company?
The median 10-Year ROIIC % among Insurance companies is 3.06, based on 269 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. James River Group Holdings's current 10-Year ROIIC % of 0.51 is 83.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year ROIIC % mean?
A high 10-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 10-Year ROIIC % measures the change in earnings as a percentage of change in investment over 10-year. View historical data on James River Group Holdings and its competitors. For the Insurance industry, the median 10-Year ROIIC % is 3.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. James River Group Holdings's current 10-Year ROIIC % is 0.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is James River Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, James River Group Holdings (JRVR) is currently considered Possible Value Trap. The stock's GF Value™ is $5.79, compared to a current price of $4.03 — trading 30.5% below its estimated fair value. The current 10-Year ROIIC % is 0.51 and 83.3% below the Insurance industry median of 3.06. James River Group Holdings' overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year ROIIC % calculated?
10-Year ROIIC % is calculated from a company's financial statements. For James River Group Holdings (JRVR), the current 10-Year ROIIC % is 0.51 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is James River Group Holdings (JRVR) Overvalued in 2026?
Based on GuruFocus' analysis, James River Group Holdings stock appears to be undervalued.
The current stock price of $4.03 is trading 30.5% below its estimated GF Value™ of $5.79.
GuruFocus considers James River Group Holdings to be Possible Value Trap.
Key valuation signals for JRVR:
10-Year ROIIC %: 0.51
GF Value™: $5.79 vs. price of $4.03 (30.5% below fair value)
Industry Position: 83.3% below the Insurance median (#189 of 269)
No single metric tells the full story. See the JRVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
James River Group Holdings Inc is a holding company that owns and operates a group of specialty insurance companies focused on underwriting small and middle market casualty risks within the U.S. excess and surplus (E&S) lines market. The Company operates in two specialty property-casualty insurance segments: Excess and Surplus Lines and Specialty Admitted Insurance.
58GF Score
Get the complete analysis for JRVR
10-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
JRVR has been successfully added to your 
