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During the past 3 years, the average EPS without NRIGrowth Rate was -23.40% per year.
During the past 13 years, James River Group Holdings's highest 3-Year average EPS without NRI Growth Rate was 105.40% per year. The lowest was -51.90% per year. And the median was 5.20% per year.
James River Group Holdings (NAS:JRVR) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
James River Group Holdings Earnings per Share (Diluted) Related Terms
James River Group Holdings Earnings per Share (Diluted) Historical Data
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The historical data trend for James River Group Holdings's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
James River Group Holdings Earnings per Share (Diluted) Chart
JRVR vs FACO, OSG, MBI: Earnings per Share (Diluted) Comparison
For the Insurance - Specialty subindustry, James River Group Holdings's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
James River Group Holdings PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, James River Group Holdings's PE Ratio distribution charts can be found below:
* The bar in red indicates where James River Group Holdings's PE Ratio falls into.
James River Group Holdings Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
James River Group Holdings's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.38
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $0.38 mean?
James River Group Holdings (JRVR) has a Earnings per Share (Diluted) of $0.38 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on James River Group Holdings and its competitors. According to the industry distribution chart, James River Group Holdings ranks #375 out of 400 companies in the Insurance industry, placing it in the top 93.7%.
Is James River Group Holdings' Earnings per Share (Diluted) too high?
James River Group Holdings' current Earnings per Share (Diluted) is $0.38. The Insurance industry median Earnings per Share (Diluted) is 16.35. James River Group Holdings' value of $0.38 is 97.7% below this industry median. Based on the distribution chart, James River Group Holdings ranks #375 out of 400 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, James River Group Holdings has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does James River Group Holdings' Earnings per Share (Diluted) compare to FACO and OSG?
According to the Insurance industry distribution chart, James River Group Holdings ranks #375 out of 400 companies for Earnings per Share (Diluted). This places James River Group Holdings in the lower half of its industry. The industry median Earnings per Share (Diluted) is 16.35. James River Group Holdings' value of $0.38 is 97.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for an Insurance company?
The median Earnings per Share (Diluted) among Insurance companies is 16.35, based on 400 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. James River Group Holdings's current Earnings per Share (Diluted) of $0.38 is 97.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on James River Group Holdings and its competitors. For the Insurance industry, the median Earnings per Share (Diluted) is 16.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. James River Group Holdings's current Earnings per Share (Diluted) is $0.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is James River Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, James River Group Holdings (JRVR) is currently considered Possible Value Trap. The stock's GF Value™ is $5.80, compared to a current price of $4.03 — trading 30.6% below its estimated fair value. The current Earnings per Share (Diluted) is $0.38 and 97.7% below the Insurance industry median of 16.35. James River Group Holdings' overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For James River Group Holdings (JRVR), the current Earnings per Share (Diluted) is $0.38 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is James River Group Holdings (JRVR) Overvalued in 2026?
Based on GuruFocus' analysis, James River Group Holdings stock appears to be undervalued.
The current stock price of $4.03 is trading 30.6% below its estimated GF Value™ of $5.80.
GuruFocus considers James River Group Holdings to be Possible Value Trap.
Key valuation signals for JRVR:
Earnings per Share (Diluted): $0.38
GF Value™: $5.80 vs. price of $4.03 (30.6% below fair value)
Industry Position: 97.7% below the Insurance median (#375 of 400)
No single metric tells the full story. See the JRVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
James River Group Holdings Inc is a holding company that owns and operates a group of specialty insurance companies focused on underwriting small and middle market casualty risks within the U.S. excess and surplus (E&S) lines market. The Company operates in two specialty property-casualty insurance segments: Excess and Surplus Lines and Specialty Admitted Insurance.
58GF Score
Get the complete analysis for JRVR
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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