JRVR (James River Group Holdings) E10: $-0.28 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

JRVR James River Group Holdings Inc JRVR
58 GF Score
Price $4.03
GF Value $5.80
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is James River Group Holdings E10?

James River Group Holdings JRVR -0.86% 58 E10 is $-0.28 as of Jun. 2026. GuruFocus rates JRVR with a GF Score™ of 58/100 and a GF Value™ of $5.80 (Possible Value Trap). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

James River Group Holdings's adjusted earnings per share data for the three months ended in Jun. 2026 was $0.100. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $-0.28 for the trailing ten years ended in Jun. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-08-19), James River Group Holdings's current stock price is $4.025. James River Group Holdings's E10 for the quarter that ended in Jun. 2026 was $-0.28. James River Group Holdings's Shiller PE Ratio of today is .

During the past 13 years, the highest Shiller PE Ratio of James River Group Holdings was 593.00. The lowest was 8.41. And the median was 16.60.


James River Group Holdings  (NAS:JRVR) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

During the past 13 years, the highest Shiller P/E Ratio of James River Group Holdings was 593.00. The lowest was 8.41. And the median was 16.60.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


James River Group Holdings E10 Related Terms


James River Group Holdings E10 Historical Data

* Premium members only.

The historical data trend for James River Group Holdings's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

James River Group Holdings E10 Chart

James River Group Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.52 0.04 -0.14

James River Group Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.04 -0.13 -0.14 -0.22 -0.28

JRVR vs FACO, OSG, MBI: E10 Comparison

For the Insurance - Specialty subindustry, James River Group Holdings's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


James River Group Holdings Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, James River Group Holdings's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where James River Group Holdings's Shiller PE Ratio falls into.


JRVR
58GF Score
James River Group Holdings Inc JRVR
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

James River Group Holdings E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, James River Group Holdings's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.1/333.9520*333.9520
=0.100

Current CPI (Jun. 2026) = 333.9520.

James River Group Holdings Quarterly Data

per share eps CPI Adj_EPS
201609 0.710 241.428 0.982
201612 0.850 241.432 1.176
201703 0.610 243.801 0.836
201706 0.480 244.955 0.654
201709 0.340 246.819 0.460
201712 0.010 246.524 0.014
201803 0.520 249.554 0.696
201806 0.560 251.989 0.742
201809 0.640 252.439 0.847
201812 0.380 251.233 0.505
201903 0.750 254.202 0.985
201906 0.660 256.143 0.860
201909 -0.830 256.759 -1.080
201912 0.670 256.974 0.871
202003 -1.210 258.115 -1.566
202006 1.160 257.797 1.503
202009 0.850 260.280 1.091
202012 -0.660 260.474 -0.846
202103 -3.370 264.877 -4.249
202106 0.600 271.696 0.737
202109 -0.640 274.310 -0.779
202112 -1.780 278.802 -2.132
202203 0.250 287.504 0.290
202206 0.130 296.311 0.147
202209 -0.190 296.808 -0.214
202212 0.400 296.797 0.450
202303 0.180 301.836 0.199
202306 0.350 305.109 0.383
202309 0.450 307.789 0.488
202312 -4.060 306.746 -4.420
202403 0.340 312.332 0.364
202406 0.130 314.175 0.138
202409 -1.100 315.301 -1.165
202412 -2.280 315.605 -2.413
202503 0.160 319.799 0.167
202506 0.060 322.561 0.062
202509 -0.020 324.800 -0.021
202512 0.530 324.054 0.546
202603 -0.230 330.213 -0.233
202606 0.100 333.952 0.100

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $-0.28 mean?
James River Group Holdings (JRVR) has a E10 of $-0.28 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on James River Group Holdings and its competitors.
Is James River Group Holdings' E10 too high?
James River Group Holdings' current E10 is $-0.28. Overall, James River Group Holdings has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does James River Group Holdings' E10 compare to FACO and OSG?
James River Group Holdings' E10 of $-0.28 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on James River Group Holdings and its competitors. James River Group Holdings's current E10 is $-0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is James River Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, James River Group Holdings (JRVR) is currently considered Possible Value Trap. The stock's GF Value™ is $5.80, compared to a current price of $4.03 — trading 30.6% below its estimated fair value. The current E10 is $-0.28. James River Group Holdings' overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For James River Group Holdings (JRVR), the current E10 is $-0.28 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is James River Group Holdings (JRVR) Overvalued in 2026?

Based on GuruFocus' analysis, James River Group Holdings stock appears to be undervalued. The current stock price of $4.03 is trading 30.6% below its estimated GF Value™ of $5.80. GuruFocus considers James River Group Holdings to be Possible Value Trap.

Key valuation signals for JRVR:

  • E10: $-0.28
  • GF Value™: $5.80 vs. price of $4.03 (30.6% below fair value)
  • GF Score™: 58/100 with 3 warning signs

No single metric tells the full story. See the JRVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


James River Group Holdings Business Description

Address 1414 Raleigh Road, Suite 405, Chapel Hill, NC, USA, 27517
James River Group Holdings Inc is a holding company that owns and operates a group of specialty insurance companies focused on underwriting small and middle market casualty risks within the U.S. excess and surplus (E&S) lines market. The Company operates in two specialty property-casualty insurance segments: Excess and Surplus Lines and Specialty Admitted Insurance.
58GF Score

Get the complete analysis for JRVR

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.03
Price
$5.80
GF Value