JRVR (James River Group Holdings) Dividend Payout Ratio: 0.10 (As of Jun. 2026) — 78% Below Median

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JRVR James River Group Holdings Inc JRVR
58 GF Score
Price $4.03
GF Value $5.79
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is James River Group Holdings Dividend Payout Ratio?

James River Group Holdings JRVR -0.86% 58 Dividend Payout Ratio is 0.10 as of Jun. 2026, which is 78% below its 10-year median of 0.46. GuruFocus rates JRVR with a GF Score™ of 58/100 and a GF Value™ of $5.79 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 332 Insurance companies, James River Group Holdings ranks better than 91.57% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. James River Group Holdings's Dividend Payout Ratio for the months ended in Jun. 2026 was 0.10.

The historical rank and industry rank for James River Group Holdings's Dividend Payout Ratio or its related term are showing as below:

JRVR' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.05   Med: 0.46   Max: 7.5
Current: 0.1

During the past 13 years, the highest Dividend Payout Ratio of James River Group Holdings was 7.50. The lowest was 0.05. And the median was 0.46.

JRVR's Dividend Payout Ratio is ranked better than
91.57% of 332 companies
in the Insurance industry
Industry Median: 0.38 vs JRVR: 0.10

As of today (2026-08-20), the Dividend Yield % of James River Group Holdings is 0.98%.

During the past 13 years, the highest Trailing Annual Dividend Yield of James River Group Holdings was 5.79%. The lowest was 0.57%. And the median was 2.62%.

James River Group Holdings's Dividends per Share for the months ended in Jun. 2026 was $0.01.

During the past 12 months, James River Group Holdings's average Dividends Per Share Growth Rate was -50.00% per year. During the past 3 years, the average Dividends Per Share Growth Rate was -41.50% per year. During the past 5 years, the average Dividends Per Share Growth Rate was -48.20% per year. During the past 10 years, the average Dividends Per Share Growth Rate was -23.70% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of James River Group Holdings was 23.30% per year. The lowest was -48.90% per year. And the median was -20.75% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

James River Group Holdings (NAS:JRVR) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

James River Group Holdings Dividend Payout Ratio Related Terms

James River Group Holdings Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for James River Group Holdings's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

James River Group Holdings Dividend Payout Ratio Chart

James River Group Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.11 0.14 0.00 0.05

James River Group Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 0.00 0.02 0.00 0.10

JRVR vs FACO, OSG, MBI: Dividend Payout Ratio Comparison

For the Insurance - Specialty subindustry, James River Group Holdings's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

James River Group Holdings Dividend Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, James River Group Holdings's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where James River Group Holdings's Dividend Payout Ratio falls into.


JRVR
58GF Score
James River Group Holdings Inc JRVR
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

James River Group Holdings Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

James River Group Holdings's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.04/ 0.83
=0.05

James River Group Holdings's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=0.01/ 0.1
=0.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.10 mean?
James River Group Holdings (JRVR) has a Dividend Payout Ratio of 0.10 as of Jun. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on James River Group Holdings and its competitors. This is 78% below median its historical median of 0.46. Over the past decade, James River Group Holdings' Dividend Payout Ratio has ranged from 0.05 to 7.50. According to the industry distribution chart, James River Group Holdings ranks #28 out of 332 companies in the Insurance industry, placing it in the top 8.4%.
Is James River Group Holdings' Dividend Payout Ratio too high?
James River Group Holdings' current Dividend Payout Ratio of 0.10 is 78% below median its 10-year median of 0.46. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 7.50. The Insurance industry median Dividend Payout Ratio is 0.38. James River Group Holdings' value of 0.10 is 73.7% below this industry median. Based on the distribution chart, James River Group Holdings ranks #28 out of 332 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, James River Group Holdings has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does James River Group Holdings' Dividend Payout Ratio compare to FACO and OSG?
According to the Insurance industry distribution chart, James River Group Holdings ranks #28 out of 332 companies for Dividend Payout Ratio. This places James River Group Holdings in the top 8% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.38. James River Group Holdings' value of 0.10 is 73.7% below this benchmark. Historically, James River Group Holdings' own Dividend Payout Ratio has ranged from 0.05 to 7.50 over the past decade. While the company's 10-year median is 0.46 vs. the industry median of 0.38, James River Group Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 332 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. James River Group Holdings's current Dividend Payout Ratio of 0.10 is 73.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on James River Group Holdings and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. James River Group Holdings's current Dividend Payout Ratio is 0.10, which is 78% below median its own 10-year median of 0.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is James River Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, James River Group Holdings (JRVR) is currently considered Possible Value Trap. The stock's GF Value™ is $5.79, compared to a current price of $4.03 — trading 30.5% below its estimated fair value. The current Dividend Payout Ratio is 0.10, which is 78% below median its 10-year median of 0.46 and 73.7% below the Insurance industry median of 0.38. James River Group Holdings' overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For James River Group Holdings (JRVR), the current Dividend Payout Ratio is 0.10 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is James River Group Holdings (JRVR) Overvalued in 2026?

Based on GuruFocus' analysis, James River Group Holdings stock appears to be undervalued. The current stock price of $4.03 is trading 30.5% below its estimated GF Value™ of $5.79. GuruFocus considers James River Group Holdings to be Possible Value Trap.

Key valuation signals for JRVR:

  • Dividend Payout Ratio: 0.10 (78% below median its 10-year median of 0.46)
  • GF Value™: $5.79 vs. price of $4.03 (30.5% below fair value)
  • GF Score™: 58/100 with 3 warning signs
  • Industry Position: 73.7% below the Insurance median (#28 of 332)

No single metric tells the full story. See the JRVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

James River Group Holdings Business Description

Address 1414 Raleigh Road, Suite 405, Chapel Hill, NC, USA, 27517
James River Group Holdings Inc is a holding company that owns and operates a group of specialty insurance companies focused on underwriting small and middle market casualty risks within the U.S. excess and surplus (E&S) lines market. The Company operates in two specialty property-casualty insurance segments: Excess and Surplus Lines and Specialty Admitted Insurance.
58GF Score

Get the complete analysis for JRVR

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.03
Price
$5.79
GF Value