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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Southeast Asia Commercial Joint Stock Bank Debt-to-Asset Chart
Southeast Asia Commercial Joint Stock Bank Annual Data
Southeast Asia Commercial Joint Stock Bank Debt-to-Asset Competitor Comparison
For the Banks - Regional subindustry, Southeast Asia Commercial Joint Stock Bank's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Southeast Asia Commercial Joint Stock Bank Debt-to-Asset vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Southeast Asia Commercial Joint Stock Bank (STC:SSB) has a Debt-to-Asset of 0.13 as of Mar. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Southeast Asia Commercial Joint Stock Bank and its competitors.
Is Southeast Asia Commercial Joint Stock Bank's Debt-to-Asset too high?
Southeast Asia Commercial Joint Stock Bank's current Debt-to-Asset is 0.13. Overall, Southeast Asia Commercial Joint Stock Bank has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Southeast Asia Commercial Joint Stock Bank's Debt-to-Asset compare to competitors?
Southeast Asia Commercial Joint Stock Bank's Debt-to-Asset of 0.13 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Southeast Asia Commercial Joint Stock Bank and its competitors. Southeast Asia Commercial Joint Stock Bank's current Debt-to-Asset is 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southeast Asia Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Southeast Asia Commercial Joint Stock Bank (STC:SSB) is currently considered Fairly Valued. The stock's GF Value™ is ₫14,730.10, compared to a current price of ₫15,550.00 — trading 5.6% above its estimated fair value. The current Debt-to-Asset is 0.13. Southeast Asia Commercial Joint Stock Bank's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Southeast Asia Commercial Joint Stock Bank (STC:SSB), the current Debt-to-Asset is 0.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Southeast Asia Commercial Joint Stock Bank (STC:SSB) Overvalued in 2026?
Based on GuruFocus' analysis, Southeast Asia Commercial Joint Stock Bank stock appears to be overvalued.
The current stock price of ₫15,550.00 is trading 5.6% above its estimated GF Value™ of ₫14,730.10.
GuruFocus considers Southeast Asia Commercial Joint Stock Bank to be Fairly Valued.
Key valuation signals for STC:SSB:
Debt-to-Asset: 0.13
GF Value™: ₫14,730.10 vs. price of ₫15,550.00 (5.6% above fair value)
No single metric tells the full story. See the STC:SSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Southeast Asia Commercial Joint Stock Bank is engaged in mobilizing and receiving short, medium and long-term deposits from organizations and individuals; to grant short, medium and long-term loans to organizations and individuals; to provide settlement services, treasury services and other banking services; to invest in other entities and in bonds; and to trade foreign currencies in accordance with the laws and regulations. Its segments include Banking activities include products and services provided to customers include mobilising deposits; providing credit; settlement services via accounts and other banking activities; Finance company activities include consumer lending and other financial activities; and Debt management and asset exploitation activities.
66GF Score
Get the complete analysis for STC:SSB
Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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