Southeast Asia Commercial Joint Stock Bank (STC:SSB) Enterprise Value: ₫-18,723,736 Mil (As of Jun. 24, 2026) ***


STC:SSB Southeast Asia Commercial Joint Stock Bank STC:SSB
72 GF Score
Price ₫15,150.00
GF Value ₫14,638.66
Valuation Fairly Valued
! 3 Warning Signs
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What is Southeast Asia Commercial Joint Stock Bank Enterprise Value?

Southeast Asia Commercial Joint Stock Bank STC:SSB 72 Enterprise Value is ₫-18,723,736 Mil as of Jun. 24, 2026. GuruFocus rates STC:SSB with a GF Score™ of 72/100 and a GF Value™ of ₫14,638.66 (Fairly Valued). The stock has 3 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Southeast Asia Commercial Joint Stock Bank's Enterprise Value is ₫-18,723,736 Mil. Southeast Asia Commercial Joint Stock Bank's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was ₫11,274,799 Mil. Therefore, Southeast Asia Commercial Joint Stock Bank's EV-to-Revenue ratio for today is -1.66.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Southeast Asia Commercial Joint Stock Bank's Enterprise Value is ₫-18,723,736 Mil. Southeast Asia Commercial Joint Stock Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was ₫38,515,660 Mil. Therefore, Southeast Asia Commercial Joint Stock Bank's EV-to-OCF ratio for today is -0.49.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Southeast Asia Commercial Joint Stock Bank's Enterprise Value is ₫-18,723,736 Mil. Southeast Asia Commercial Joint Stock Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₫38,300,671 Mil. Therefore, Southeast Asia Commercial Joint Stock Bank's EV-to-FCF ratio for today is -0.49.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Southeast Asia Commercial Joint Stock Bank  (STC:SSB) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Southeast Asia Commercial Joint Stock Bank's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=-18723735.696/11274799
=-1.66

Southeast Asia Commercial Joint Stock Bank's current Enterprise Value is ₫-18,723,736 Mil.
Southeast Asia Commercial Joint Stock Bank's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫11,274,799 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Southeast Asia Commercial Joint Stock Bank's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=-18723735.696/38515660
=-0.49

Southeast Asia Commercial Joint Stock Bank's current Enterprise Value is ₫-18,723,736 Mil.
Southeast Asia Commercial Joint Stock Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫38,515,660 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Southeast Asia Commercial Joint Stock Bank's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-18723735.696/38300671
=-0.49

Southeast Asia Commercial Joint Stock Bank's current Enterprise Value is ₫-18,723,736 Mil.
Southeast Asia Commercial Joint Stock Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫38,300,671 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Southeast Asia Commercial Joint Stock Bank Enterprise Value Related Terms


Southeast Asia Commercial Joint Stock Bank Enterprise Value Historical Data

* Premium members only.

The historical data trend for Southeast Asia Commercial Joint Stock Bank's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Southeast Asia Commercial Joint Stock Bank Enterprise Value Chart

Southeast Asia Commercial Joint Stock Bank Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial 66,091,857.62 51,758,245.17 46,486,368.53 27,872,695.59 -14,113,160.51

Southeast Asia Commercial Joint Stock Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 31,460,144.03 5,866,330.67 10,787,923.01 -14,113,160.51 -22,447,296.64

Southeast Asia Commercial Joint Stock Bank Enterprise Value Competitor Comparison

For the Banks - Regional subindustry, Southeast Asia Commercial Joint Stock Bank's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Southeast Asia Commercial Joint Stock Bank Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Southeast Asia Commercial Joint Stock Bank's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Southeast Asia Commercial Joint Stock Bank's Enterprise Value falls into.


STC:SSB
72GF Score
Southeast Asia Commercial Joint Stock Bank STC:SSB
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Southeast Asia Commercial Joint Stock Bank Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Southeast Asia Commercial Joint Stock Bank's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Southeast Asia Commercial Joint Stock Bank's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of ₫-18,723,736 Mil mean?
Southeast Asia Commercial Joint Stock Bank (STC:SSB) has a Enterprise Value of ₫-18,723,736 Mil as of Jun. 24, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Southeast Asia Commercial Joint Stock Bank and its competitors.
Is Southeast Asia Commercial Joint Stock Bank's Enterprise Value too high?
Southeast Asia Commercial Joint Stock Bank's current Enterprise Value is ₫-18,723,736 Mil. Overall, Southeast Asia Commercial Joint Stock Bank has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Southeast Asia Commercial Joint Stock Bank's Enterprise Value compare to competitors?
Southeast Asia Commercial Joint Stock Bank's Enterprise Value of ₫-18,723,736 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Southeast Asia Commercial Joint Stock Bank and its competitors. Southeast Asia Commercial Joint Stock Bank's current Enterprise Value is ₫-18,723,736 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southeast Asia Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Southeast Asia Commercial Joint Stock Bank (STC:SSB) is currently considered Fairly Valued. The stock's GF Value™ is ₫14,638.66, compared to a current price of ₫15,150.00 — trading 3.5% above its estimated fair value. The current Enterprise Value is ₫-18,723,736 Mil. Southeast Asia Commercial Joint Stock Bank's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Southeast Asia Commercial Joint Stock Bank (STC:SSB), the current Enterprise Value is ₫-18,723,736 Mil as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Southeast Asia Commercial Joint Stock Bank (STC:SSB) Overvalued in 2026?

Based on GuruFocus' analysis, Southeast Asia Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫15,150.00 is trading 3.5% above its estimated GF Value™ of ₫14,638.66. GuruFocus considers Southeast Asia Commercial Joint Stock Bank to be Fairly Valued.

Key valuation signals for STC:SSB:

  • Enterprise Value: ₫-18,723,736 Mil
  • GF Value™: ₫14,638.66 vs. price of ₫15,150.00 (3.5% above fair value)
  • GF Score™: 72/100 with 3 warning signs

No single metric tells the full story. See the STC:SSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Southeast Asia Commercial Joint Stock Bank Business Description

Address 198 Tran Quang Khai Street, BRG Tower Building, Hoan Kiem Ward, Hanoi, VNM
Southeast Asia Commercial Joint Stock Bank is engaged in mobilizing and receiving short, medium and long-term deposits from organizations and individuals; to grant short, medium and long-term loans to organizations and individuals; to provide settlement services, treasury services and other banking services; to invest in other entities and in bonds; and to trade foreign currencies in accordance with the laws and regulations. Its segments include Banking activities include products and services provided to customers include mobilising deposits; providing credit; settlement services via accounts and other banking activities; Finance company activities include consumer lending and other financial activities; and Debt management and asset exploitation activities.
72GF Score

Get the complete analysis for STC:SSB

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫15,150.00
Price
₫14,638.66
GF Value