Southeast Asia Commercial Joint Stock Bank (STC:SSB) Margin of Safety % (DCF Dividends Based): N/A (As of Jul. 27, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:SSB Southeast Asia Commercial Joint Stock Bank STC:SSB
66 GF Score
Price ₫15,400.00
GF Value ₫14,717.75
Valuation Fairly Valued
! 3 Warning Signs
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What is Southeast Asia Commercial Joint Stock Bank Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

Southeast Asia Commercial Joint Stock Bank's Predictability Rank is Not Rated. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Dividends Based) is not calculated.

Southeast Asia Commercial Joint Stock Bank Margin of Safety % (DCF Dividends Based) Competitor Comparison

For the Banks - Regional subindustry, Southeast Asia Commercial Joint Stock Bank's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Southeast Asia Commercial Joint Stock Bank Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, Southeast Asia Commercial Joint Stock Bank's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Southeast Asia Commercial Joint Stock Bank's Margin of Safety % (DCF Dividends Based) falls into.


STC:SSB
66GF Score
Southeast Asia Commercial Joint Stock Bank STC:SSB
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Southeast Asia Commercial Joint Stock Bank (STC:SSB) Overvalued in 2026?

Based on GuruFocus' analysis, Southeast Asia Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫15,400.00 is trading 4.6% above its estimated GF Value™ of ₫14,717.75. GuruFocus considers Southeast Asia Commercial Joint Stock Bank to be Fairly Valued.

Key valuation signals for STC:SSB:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: ₫14,717.75 vs. price of ₫15,400.00 (4.6% above fair value)
  • GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the STC:SSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Southeast Asia Commercial Joint Stock Bank Business Description

Address 198 Tran Quang Khai Street, BRG Tower Building, Hoan Kiem Ward, Hanoi, VNM
Southeast Asia Commercial Joint Stock Bank is engaged in mobilizing and receiving short, medium and long-term deposits from organizations and individuals; to grant short, medium and long-term loans to organizations and individuals; to provide settlement services, treasury services and other banking services; to invest in other entities and in bonds; and to trade foreign currencies in accordance with the laws and regulations. Its segments include Banking activities include products and services provided to customers include mobilising deposits; providing credit; settlement services via accounts and other banking activities; Finance company activities include consumer lending and other financial activities; and Debt management and asset exploitation activities.
66GF Score

Get the complete analysis for STC:SSB

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫15,400.00
Price
₫14,717.75
GF Value