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Southeast Asia Commercial Joint Stock Bank (STC:SSB) Peter Lynch Fair Value : ₫38,629.12 (As of Apr. 14, 2025)


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What is Southeast Asia Commercial Joint Stock Bank Peter Lynch Fair Value?

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, Southeast Asia Commercial Joint Stock Bank's PEG is 1. Southeast Asia Commercial Joint Stock Bank's 5-Year TTM Book Value Growth Rate is 23.44. Southeast Asia Commercial Joint Stock Bank's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2024 was ₫1,648.00. Therefore, the Peter Lynch Fair Value for today is ₫38,629.12.

As of today (2025-04-14), Southeast Asia Commercial Joint Stock Bank's share price is ₫20000.00. Southeast Asia Commercial Joint Stock Bank's Peter Lynch fair value is ₫38,629.12. Therefore, Southeast Asia Commercial Joint Stock Bank's Price to Peter Lynch Fair Value Ratio for today is 0.52.


The historical rank and industry rank for Southeast Asia Commercial Joint Stock Bank's Peter Lynch Fair Value or its related term are showing as below:

STC:SSB' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.43   Med: 0.55   Max: 0.66
Current: 0.52


During the past 7 years, the highest Price to Peter Lynch Fair Value Ratio of Southeast Asia Commercial Joint Stock Bank was 0.66. The lowest was 0.43. And the median was 0.55.


STC:SSB's Price-to-Peter-Lynch-Fair-Value is ranked better than
75.11% of 711 companies
in the Banks industry
Industry Median: 0.88 vs STC:SSB: 0.52

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


Southeast Asia Commercial Joint Stock Bank Peter Lynch Fair Value Historical Data

The historical data trend for Southeast Asia Commercial Joint Stock Bank's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Southeast Asia Commercial Joint Stock Bank Peter Lynch Fair Value Chart

Southeast Asia Commercial Joint Stock Bank Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Peter Lynch Fair Value
Get a 7-Day Free Trial - - - 31,925.00 38,629.12

Southeast Asia Commercial Joint Stock Bank Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 31,925.00 - - - 38,629.12

Competitive Comparison of Southeast Asia Commercial Joint Stock Bank's Peter Lynch Fair Value

For the Banks - Regional subindustry, Southeast Asia Commercial Joint Stock Bank's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Southeast Asia Commercial Joint Stock Bank's Price-to-Peter-Lynch-Fair-Value Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Southeast Asia Commercial Joint Stock Bank's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where Southeast Asia Commercial Joint Stock Bank's Price-to-Peter-Lynch-Fair-Value falls into.


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Southeast Asia Commercial Joint Stock Bank Peter Lynch Fair Value Calculation

Southeast Asia Commercial Joint Stock Bank's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM Book Value Growth Rate***EPS without NRI (TTM)
=1* 23.44 *1648
=38,629.12

Southeast Asia Commercial Joint Stock Bank's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was ₫1,648.00.

* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.


Southeast Asia Commercial Joint Stock Bank  (STC:SSB) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 23.44 instead of 15 in this case.

Southeast Asia Commercial Joint Stock Bank's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=20000.00/38,629.12
=0.52

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Southeast Asia Commercial Joint Stock Bank Peter Lynch Fair Value Related Terms

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Southeast Asia Commercial Joint Stock Bank Business Description

Traded in Other Exchanges
N/A
Address
25 Tran Hung Dao, Hoan Kiem District, Hanoi, VNM
Southeast Asia Commercial Joint Stock Bank is a commercial bank in Vietnam. The bank provides deposit facility, loans, credit and debit cards, saving services, money transfer, electronic banking, and other related services.